IFSC Code IDIB000V144 - Indian Bank Vit Ap Campus Amaravathi
VIT AP CAMPUS VIT UNIVERSITY BUILDING AINAVOLU VILLAGE THULLUR PIN 522237
Quick Info
IFSC: IDIB000V144
Pincode: 522237
District: Guntur
Status: Active
About Indian Bank Vit Ap Campus Amaravathi
IFSC Code IDIB000V144 belongs to Indian Bank Vit Ap Campus Amaravathi branch located in Guntur, Guntur, Andhra Pradesh. This branch serves customers in Guntur, Guntur, Andhra Pradesh and surrounding areas.
Understanding IFSC Code IDIB000V144
The IFSC (Indian Financial System Code) IDIB000V144 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (IDIB): Bank code identifying Indian Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (00V144): Unique branch identifier for Vit Ap Campus Amaravathi
Electronic Fund Transfer Services
IFSC Code IDIB000V144 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Indian Bank Vit Ap Campus Amaravathi branch is located at VIT AP CAMPUS VIT UNIVERSITY BUILDING AINAVOLU VILLAGE THULLUR PIN 522237 (Pincode: 522237) in Guntur, Guntur, Andhra Pradesh. This location serves customers in Guntur, Guntur, Andhra Pradesh and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code IDIB000V144 to ensure the transaction is routed correctly.
How to Use IFSC Code IDIB000V144
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: IDIB000V144 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Indian Bank Branches
If you're looking for other Indian Bank branches in Guntur, Guntur, Andhra Pradesh or nearby areas, use our Indian Bank branch finder. You can search by city, district, or state to find all Indian Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | IDIB000V144 |
| Bank Name: | Indian Bank |
| Branch Name: | Vit Ap Campus Amaravathi |
| Address: | VIT AP CAMPUS VIT UNIVERSITY BUILDING AINAVOLU VILLAGE THULLUR PIN 522237 |
| City: | Guntur |
| District: | Guntur |
| State: | Andhra Pradesh |
| Pincode: | 522237 |
Payment Services Available
Indian Bank Vit Ap Campus Amaravathi Branch IFSC Code IDIB000V144 — Complete Banking Guide for Guntur, Andhra Pradesh
IFSC code IDIB000V144 belongs to the Vit Ap Campus Amaravathi branch of Indian Bank in Guntur, Guntur district, Andhra Pradesh. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC IDIB000V144 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Indian Bank, Vit Ap Campus Amaravathi Branch
The Vit Ap Campus Amaravathi branch of Indian Bank in Guntur, Andhra Pradesh serves retail and corporate customers in Guntur district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC IDIB000V144 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC IDIB000V144
Four primary digital payment rails use IFSC IDIB000V144 for transfers to Indian Bank, Vit Ap Campus Amaravathi: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC IDIB000V144 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Vit Ap Campus Amaravathi branch of Indian Bank in Guntur carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC IDIB000V144 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC IDIB000V144 Before Transferring
Before initiating any high-value transfer to IFSC IDIB000V144, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Indian Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Indian Bank Vit Ap Campus Amaravathi, Guntur IFSC
What is the IFSC of Indian Bank Vit Ap Campus Amaravathi in Guntur?
The IFSC of Indian Bank, Vit Ap Campus Amaravathi branch in Guntur, Andhra Pradesh is IDIB000V144. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC IDIB000V144?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC IDIB000V144 to route funds to Indian Bank, Vit Ap Campus Amaravathi, Guntur.
Who assigns IFSC codes like IDIB000V144?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Indian Bank applied for the IFSC for its Vit Ap Campus Amaravathi branch in Guntur, and RBI issued IDIB000V144 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC IDIB000V144 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC IDIB000V144 at Indian Bank, Vit Ap Campus Amaravathi, Guntur. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC IDIB000V144.
About IFSC Code IDIB000V144
IFSC Code IDIB000V144 belongs to Indian Bank branch Vit Ap Campus Amaravathi located in Guntur, Guntur, Andhra Pradesh.
Branch Information
- IFSC Code: IDIB000V144
- Bank: Indian Bank
- Branch: Vit Ap Campus Amaravathi
- Address: VIT AP CAMPUS VIT UNIVERSITY BUILDING AINAVOLU VILLAGE THULLUR PIN 522237
- City: Guntur
- District: Guntur
- State: Andhra Pradesh
- Pincode: 522237
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available