IFSC Code INDB0000786 - Indusind Bank Chak Mai Dass
GRD FLR SHOP NO 1 2 VILLAGE MAIN ROAD CHAK MAI DASS BLOCK BANGA NAVASAHER PUNJAB 144201
Quick Info
IFSC: INDB0000786
Pincode: 144201
District: Jalandhar
Status: Active
About Indusind Bank Chak Mai Dass
IFSC Code INDB0000786 belongs to Indusind Bank Chak Mai Dass branch located in Banga, Jalandhar, Punjab. This branch serves customers in Banga, Jalandhar, Punjab and surrounding areas.
Understanding IFSC Code INDB0000786
The IFSC (Indian Financial System Code) INDB0000786 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (INDB): Bank code identifying Indusind Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (000786): Unique branch identifier for Chak Mai Dass
Electronic Fund Transfer Services
IFSC Code INDB0000786 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Indusind Bank Chak Mai Dass branch is located at GRD FLR SHOP NO 1 2 VILLAGE MAIN ROAD CHAK MAI DASS BLOCK BANGA NAVASAHER PUNJAB 144201 (Pincode: 144201) in Banga, Jalandhar, Punjab. This location serves customers in Banga, Jalandhar, Punjab and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code INDB0000786 to ensure the transaction is routed correctly.
How to Use IFSC Code INDB0000786
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: INDB0000786 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Indusind Bank Branches
If you're looking for other Indusind Bank branches in Banga, Jalandhar, Punjab or nearby areas, use our Indusind Bank branch finder. You can search by city, district, or state to find all Indusind Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | INDB0000786 |
| Bank Name: | Indusind Bank |
| Branch Name: | Chak Mai Dass |
| Address: | GRD FLR SHOP NO 1 2 VILLAGE MAIN ROAD CHAK MAI DASS BLOCK BANGA NAVASAHER PUNJAB 144201 |
| City: | Banga |
| District: | Jalandhar |
| State: | Punjab |
| Pincode: | 144201 |
Payment Services Available
Indusind Bank Chak Mai Dass Branch IFSC Code INDB0000786 — Complete Banking Guide for Banga, Punjab
IFSC code INDB0000786 belongs to the Chak Mai Dass branch of Indusind Bank in Banga, Jalandhar district, Punjab. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC INDB0000786 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Indusind Bank, Chak Mai Dass Branch
The Chak Mai Dass branch of Indusind Bank in Banga, Punjab serves retail and corporate customers in Jalandhar district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC INDB0000786 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC INDB0000786
Four primary digital payment rails use IFSC INDB0000786 for transfers to Indusind Bank, Chak Mai Dass: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC INDB0000786 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Chak Mai Dass branch of Indusind Bank in Banga carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC INDB0000786 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC INDB0000786 Before Transferring
Before initiating any high-value transfer to IFSC INDB0000786, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Indusind Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Indusind Bank Chak Mai Dass, Banga IFSC
What is the IFSC of Indusind Bank Chak Mai Dass in Banga?
The IFSC of Indusind Bank, Chak Mai Dass branch in Banga, Punjab is INDB0000786. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC INDB0000786?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC INDB0000786 to route funds to Indusind Bank, Chak Mai Dass, Banga.
Who assigns IFSC codes like INDB0000786?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Indusind Bank applied for the IFSC for its Chak Mai Dass branch in Banga, and RBI issued INDB0000786 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC INDB0000786 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC INDB0000786 at Indusind Bank, Chak Mai Dass, Banga. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC INDB0000786.
About IFSC Code INDB0000786
IFSC Code INDB0000786 belongs to Indusind Bank branch Chak Mai Dass located in Banga, Jalandhar, Punjab.
Branch Information
- IFSC Code: INDB0000786
- Bank: Indusind Bank
- Branch: Chak Mai Dass
- Address: GRD FLR SHOP NO 1 2 VILLAGE MAIN ROAD CHAK MAI DASS BLOCK BANGA NAVASAHER PUNJAB 144201
- City: Banga
- District: Jalandhar
- State: Punjab
- Pincode: 144201
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available