Overview of IFSC Code INDB0001975: The IFSC code INDB0001975 uniquely identifies the Indusind Bank branch located at Ludhiana Pakhowal Road in the Ludhiana district of Punjab. This 11-digit alphanumeric code is mandatory for routing electronic fund transfers like NEFT, RTGS, and IMPS to the correct bank account.

IFSC Code INDB0001975 - Indusind Bank Ludhiana Pakhowal Road

INDB0001975 Indusind Bank Ludhiana Ludhiana Punjab

GROUND FLOOR 1046 PUNJAB MATA NAGAR PAKHOWAL ROAD OPP INDOOR STADIUM LUDHIANA 141108

View all Indusind Bank branches
Quick Info

IFSC: INDB0001975

Pincode: 141108

District: Ludhiana

Status: Active

About Indusind Bank Ludhiana Pakhowal Road

IFSC Code INDB0001975 belongs to Indusind Bank Ludhiana Pakhowal Road branch located in Ludhiana, Ludhiana, Punjab. This branch serves customers in Ludhiana, Ludhiana, Punjab and surrounding areas.

Understanding IFSC Code INDB0001975

The IFSC (Indian Financial System Code) INDB0001975 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:

  • First 4 characters (INDB): Bank code identifying Indusind Bank
  • 5th character (0): Reserved for future use (always 0)
  • Last 6 characters (001975): Unique branch identifier for Ludhiana Pakhowal Road
Electronic Fund Transfer Services

IFSC Code INDB0001975 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:

NEFT (National Electronic Funds Transfer)

Batch processing system for fund transfers. Available Yes at this branch.

Processing: Multiple batches daily, typically settles within 2 hours during banking hours.

RTGS (Real Time Gross Settlement)

Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.

Processing: Real-time settlement, typically within minutes during RTGS hours.

IMPS (Immediate Payment Service)

24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.

Processing: Instant transfer, available 24/7 including holidays.

UPI (Unified Payments Interface)

Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.

Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.

Branch Location and Accessibility

The Indusind Bank Ludhiana Pakhowal Road branch is located at GROUND FLOOR 1046 PUNJAB MATA NAGAR PAKHOWAL ROAD OPP INDOOR STADIUM LUDHIANA 141108 (Pincode: 141108) in Ludhiana, Ludhiana, Punjab. This location serves customers in Ludhiana, Ludhiana, Punjab and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code INDB0001975 to ensure the transaction is routed correctly.

How to Use IFSC Code INDB0001975

When making online fund transfers to an account at this branch, you will need:

  1. IFSC Code: INDB0001975 (for NEFT, RTGS, IMPS)
  2. Account Number: The recipient's account number
  3. Account Holder Name: As registered with the bank
Important: Always verify the IFSC code before initiating any fund transfer. Incorrect IFSC codes can result in failed transactions or funds being sent to the wrong branch. This IFSC code information is verified from official Reserve Bank of India (RBI) records and is updated regularly to ensure accuracy.
Finding Other Indusind Bank Branches

If you're looking for other Indusind Bank branches in Ludhiana, Ludhiana, Punjab or nearby areas, use our Indusind Bank branch finder. You can search by city, district, or state to find all Indusind Bank branches with their respective IFSC codes.

Branch Details
IFSC Code: INDB0001975
Bank Name: Indusind Bank
Branch Name: Ludhiana Pakhowal Road
Address: GROUND FLOOR 1046 PUNJAB MATA NAGAR PAKHOWAL ROAD OPP INDOOR STADIUM LUDHIANA 141108
City: Ludhiana
District: Ludhiana
State: Punjab
Pincode: 141108
Payment Services Available
NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available
Search IFSC Codes
Advanced Search
Nearby Branches
10
AU SMALL FINANCE BANK LIMITED
MALL ROAD LUDHIANA • LUDHIANA, Punjab
AUBL0002629
AU SMALL FINANCE BANK LIMITED
MILLER GANJ GILL ROAD • LUDHIANA, Punjab
AUBL0002713
AU SMALL FINANCE BANK LIMITED
PAKHOWAL ROAD LUDHIANA • LUDHIANA, PUNJAB
AUBL0002392
AU SMALL FINANCE BANK LIMITED
SECTOR THIRTY TWO LUDHIANA • LUDHIANA, Punjab
AUBL0002575
AXIS BANK
BAGGA KALAN • LUDHIANA, PUNJAB
UTIB0005801
AXIS BANK
BAHADURKE ROAD • LUDHIANA, Punjab
UTIB0004352
AXIS BANK
BARAN HARA • LUDHIANA, Punjab
UTIB0001984
AXIS BANK
BAREWAL ROAD • LUDHIANA, PUNJAB
UTIB0005956
AXIS BANK
BENJAMIN ROAD BRANCH • LUDHIANA, PUNJAB
UTIB0005809
AXIS BANK
BHAGWANPURA • LUDHIANA, Punjab
UTIB0005065
Database Statistics
177,123

Branches

253

Banks

37

States

38,136

Cities



Indusind Bank Ludhiana Pakhowal Road Branch IFSC Code INDB0001975 — Complete Banking Guide for Ludhiana, Punjab

IFSC code INDB0001975 belongs to the Ludhiana Pakhowal Road branch of Indusind Bank in Ludhiana, Ludhiana district, Punjab. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC INDB0001975 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.

About Indusind Bank, Ludhiana Pakhowal Road Branch

The Ludhiana Pakhowal Road branch of Indusind Bank in Ludhiana, Punjab serves retail and corporate customers in Ludhiana district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC INDB0001975 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.

Payment Methods Using IFSC INDB0001975

Four primary digital payment rails use IFSC INDB0001975 for transfers to Indusind Bank, Ludhiana Pakhowal Road: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC INDB0001975 against the RBI IFSC master list before processing the payment.

MICR Code and Branch Details

In addition to the IFSC, the Ludhiana Pakhowal Road branch of Indusind Bank in Ludhiana carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC INDB0001975 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.

How to Verify IFSC INDB0001975 Before Transferring

Before initiating any high-value transfer to IFSC INDB0001975, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Indusind Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.

FAQs — Indusind Bank Ludhiana Pakhowal Road, Ludhiana IFSC

What is the IFSC of Indusind Bank Ludhiana Pakhowal Road in Ludhiana?

The IFSC of Indusind Bank, Ludhiana Pakhowal Road branch in Ludhiana, Punjab is INDB0001975. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.

What is the minimum amount for NEFT to IFSC INDB0001975?

There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC INDB0001975 to route funds to Indusind Bank, Ludhiana Pakhowal Road, Ludhiana.

Who assigns IFSC codes like INDB0001975?

The Reserve Bank of India (RBI) assigns all IFSC codes in India. Indusind Bank applied for the IFSC for its Ludhiana Pakhowal Road branch in Ludhiana, and RBI issued INDB0001975 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.

Can I use IFSC INDB0001975 for UPI payments?

UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC INDB0001975 at Indusind Bank, Ludhiana Pakhowal Road, Ludhiana. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC INDB0001975.

About IFSC Code INDB0001975

IFSC Code INDB0001975 belongs to Indusind Bank branch Ludhiana Pakhowal Road located in Ludhiana, Ludhiana, Punjab.

Branch Information

  • IFSC Code: INDB0001975
  • Bank: Indusind Bank
  • Branch: Ludhiana Pakhowal Road
  • Address: GROUND FLOOR 1046 PUNJAB MATA NAGAR PAKHOWAL ROAD OPP INDOOR STADIUM LUDHIANA 141108
  • City: Ludhiana
  • District: Ludhiana
  • State: Punjab
  • Pincode: 141108

Payment Services

  • NEFT: Available
  • RTGS: Available
  • IMPS: Available
  • UPI: Available
Note: IFSC (Indian Financial System Code) is an 11-character code used to identify bank branches for electronic fund transfers (NEFT, RTGS, IMPS). Always verify the IFSC code before initiating any transaction.

Frequently Asked Questions

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches for electronic fund transfers. You can find IFSC code using our IFSC code search tool by entering the bank name, branch name, or the IFSC code itself.

To check IFSC code, use our IFSC code search tool. Enter the bank name and branch name, or search by IFSC code directly. You can also find banks near me by searching with your location.

IFSC code format consists of 11 characters: first 4 characters represent the bank name, followed by a zero (0), and the last 6 characters represent the branch code. For example, HDFC0001234 where HDFC is the bank code and 001234 is the branch code.

To find banks near me, use our IFSC finder tool. Enter your city or location, and we will show you all nearby bank branches with their IFSC codes, addresses, and contact details.

IFSC code is used for electronic fund transfers (NEFT, RTGS, IMPS) and is 11 characters long. MICR code is used for cheque processing and is 9 digits long. Both codes uniquely identify a bank branch.

You can verify IFSC code using our check IFSC code tool. Enter the IFSC code, and we will display the complete branch details including bank name, branch name, address, and available payment services (NEFT, RTGS, IMPS, UPI).

Yes, IFSC code is required for all electronic fund transfer methods including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service). Our tool shows which services are available for each branch.

To get IFSC code by bank name and branch, use our search tool. Select "Search by Bank & Branch" option, enter the bank name (e.g., Indusind Bank) and branch name, and we will display the complete IFSC code details.