IFSC Code INDB0002249 - Indusind Bank Mahakali Caves Road
GROUND FLOOR EVEREST GRAND MAHAKALI CAVES ROAD ANDHERI EAST MUMBAI MAHARASHTRA 400093
Quick Info
IFSC: INDB0002249
Pincode: 400093
District: Mumbai
Status: Active
About Indusind Bank Mahakali Caves Road
IFSC Code INDB0002249 belongs to Indusind Bank Mahakali Caves Road branch located in Guntur, Mumbai, Maharashtra. This branch serves customers in Guntur, Mumbai, Maharashtra and surrounding areas.
Understanding IFSC Code INDB0002249
The IFSC (Indian Financial System Code) INDB0002249 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (INDB): Bank code identifying Indusind Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (002249): Unique branch identifier for Mahakali Caves Road
Electronic Fund Transfer Services
IFSC Code INDB0002249 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Indusind Bank Mahakali Caves Road branch is located at GROUND FLOOR EVEREST GRAND MAHAKALI CAVES ROAD ANDHERI EAST MUMBAI MAHARASHTRA 400093 (Pincode: 400093) in Guntur, Mumbai, Maharashtra. This location serves customers in Guntur, Mumbai, Maharashtra and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code INDB0002249 to ensure the transaction is routed correctly.
How to Use IFSC Code INDB0002249
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: INDB0002249 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Indusind Bank Branches
If you're looking for other Indusind Bank branches in Guntur, Mumbai, Maharashtra or nearby areas, use our Indusind Bank branch finder. You can search by city, district, or state to find all Indusind Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | INDB0002249 |
| Bank Name: | Indusind Bank |
| Branch Name: | Mahakali Caves Road |
| Address: | GROUND FLOOR EVEREST GRAND MAHAKALI CAVES ROAD ANDHERI EAST MUMBAI MAHARASHTRA 400093 |
| City: | Guntur |
| District: | Mumbai |
| State: | Maharashtra |
| Pincode: | 400093 |
Payment Services Available
Indusind Bank Mahakali Caves Road Branch IFSC Code INDB0002249 — Complete Banking Guide for Guntur, Maharashtra
IFSC code INDB0002249 belongs to the Mahakali Caves Road branch of Indusind Bank in Guntur, Mumbai district, Maharashtra. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC INDB0002249 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Indusind Bank, Mahakali Caves Road Branch
The Mahakali Caves Road branch of Indusind Bank in Guntur, Maharashtra serves retail and corporate customers in Mumbai district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC INDB0002249 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC INDB0002249
Four primary digital payment rails use IFSC INDB0002249 for transfers to Indusind Bank, Mahakali Caves Road: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC INDB0002249 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Mahakali Caves Road branch of Indusind Bank in Guntur carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC INDB0002249 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC INDB0002249 Before Transferring
Before initiating any high-value transfer to IFSC INDB0002249, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Indusind Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Indusind Bank Mahakali Caves Road, Guntur IFSC
What is the IFSC of Indusind Bank Mahakali Caves Road in Guntur?
The IFSC of Indusind Bank, Mahakali Caves Road branch in Guntur, Maharashtra is INDB0002249. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC INDB0002249?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC INDB0002249 to route funds to Indusind Bank, Mahakali Caves Road, Guntur.
Who assigns IFSC codes like INDB0002249?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Indusind Bank applied for the IFSC for its Mahakali Caves Road branch in Guntur, and RBI issued INDB0002249 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC INDB0002249 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC INDB0002249 at Indusind Bank, Mahakali Caves Road, Guntur. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC INDB0002249.
About IFSC Code INDB0002249
IFSC Code INDB0002249 belongs to Indusind Bank branch Mahakali Caves Road located in Guntur, Mumbai, Maharashtra.
Branch Information
- IFSC Code: INDB0002249
- Bank: Indusind Bank
- Branch: Mahakali Caves Road
- Address: GROUND FLOOR EVEREST GRAND MAHAKALI CAVES ROAD ANDHERI EAST MUMBAI MAHARASHTRA 400093
- City: Guntur
- District: Mumbai
- State: Maharashtra
- Pincode: 400093
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available