IFSC Code INDB0002348 - Indusind Bank Deesa
GROUND FLOOR NO 54 RAMA BUSINESS HUB NR AANAND HOTEL OPP DANTIWADA COLONLY DEESA BANASKANTHA GUJARAT
Quick Info
IFSC: INDB0002348
District: BANAS KANTHA
Status: Active
About Indusind Bank Deesa
IFSC Code INDB0002348 belongs to Indusind Bank Deesa branch located in Banas Kantha, Banas Kantha, Gujarat. This branch serves customers in Banas Kantha, Banas Kantha, Gujarat and surrounding areas.
Understanding IFSC Code INDB0002348
The IFSC (Indian Financial System Code) INDB0002348 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (INDB): Bank code identifying Indusind Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (002348): Unique branch identifier for Deesa
Electronic Fund Transfer Services
IFSC Code INDB0002348 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Indusind Bank Deesa branch is located at GROUND FLOOR NO 54 RAMA BUSINESS HUB NR AANAND HOTEL OPP DANTIWADA COLONLY DEESA BANASKANTHA GUJARAT in Banas Kantha, Banas Kantha, Gujarat. This location serves customers in Banas Kantha, Banas Kantha, Gujarat and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code INDB0002348 to ensure the transaction is routed correctly.
How to Use IFSC Code INDB0002348
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: INDB0002348 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Indusind Bank Branches
If you're looking for other Indusind Bank branches in Banas Kantha, Banas Kantha, Gujarat or nearby areas, use our Indusind Bank branch finder. You can search by city, district, or state to find all Indusind Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | INDB0002348 |
| Bank Name: | Indusind Bank |
| Branch Name: | Deesa |
| Address: | GROUND FLOOR NO 54 RAMA BUSINESS HUB NR AANAND HOTEL OPP DANTIWADA COLONLY DEESA BANASKANTHA GUJARAT |
| City: | Banas Kantha |
| District: | Banas Kantha |
| State: | Gujarat |
Payment Services Available
Indusind Bank Deesa Branch IFSC Code INDB0002348 — Complete Banking Guide for Banas Kantha, Gujarat
IFSC code INDB0002348 belongs to the Deesa branch of Indusind Bank in Banas Kantha, Banas Kantha district, Gujarat. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC INDB0002348 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Indusind Bank, Deesa Branch
The Deesa branch of Indusind Bank in Banas Kantha, Gujarat serves retail and corporate customers in Banas Kantha district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC INDB0002348 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC INDB0002348
Four primary digital payment rails use IFSC INDB0002348 for transfers to Indusind Bank, Deesa: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC INDB0002348 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Deesa branch of Indusind Bank in Banas Kantha carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC INDB0002348 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC INDB0002348 Before Transferring
Before initiating any high-value transfer to IFSC INDB0002348, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Indusind Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Indusind Bank Deesa, Banas Kantha IFSC
What is the IFSC of Indusind Bank Deesa in Banas Kantha?
The IFSC of Indusind Bank, Deesa branch in Banas Kantha, Gujarat is INDB0002348. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC INDB0002348?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC INDB0002348 to route funds to Indusind Bank, Deesa, Banas Kantha.
Who assigns IFSC codes like INDB0002348?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Indusind Bank applied for the IFSC for its Deesa branch in Banas Kantha, and RBI issued INDB0002348 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC INDB0002348 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC INDB0002348 at Indusind Bank, Deesa, Banas Kantha. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC INDB0002348.
About IFSC Code INDB0002348
IFSC Code INDB0002348 belongs to Indusind Bank branch Deesa located in Banas Kantha, Banas Kantha, Gujarat.
Branch Information
- IFSC Code: INDB0002348
- Bank: Indusind Bank
- Branch: Deesa
- Address: GROUND FLOOR NO 54 RAMA BUSINESS HUB NR AANAND HOTEL OPP DANTIWADA COLONLY DEESA BANASKANTHA GUJARAT
- City: Banas Kantha
- District: Banas Kantha
- State: Gujarat
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available