What is IFSC code and why is it required for bank transfers?

IFSC (Indian Financial System Code) is an 11-character code that uniquely identifies a bank branch. It is required for electronic fund transfers like NEFT, RTGS, IMPS, and UPI to ensure the payment reaches the correct branch.

How can I find the IFSC code for a bank branch?

Use the IFSC search tool on this page to search by IFSC code, bank name, branch name, or combine bank and branch filters. You can also narrow results by state, city, district, or pincode.

How many IFSC branches are covered in this database?

Our IFSC database covers over 177,123 branches across 253 banks in India, spanning all 37 states and union territories.

What is the format of an IFSC code?

An IFSC code has 11 characters: the first 4 letters represent the bank, the 5th character is always 0, and the last 6 characters represent the branch code.

Can I verify NEFT, RTGS, and IMPS availability using IFSC?

Yes. The search results show whether NEFT, RTGS, and IMPS services are enabled for each branch, helping you confirm transaction availability before making a payment.

Is the IFSC data updated regularly?

Yes. The database is updated to reflect changes such as new branches, mergers, relocations, and deactivations to keep IFSC lookup accurate.

IFSC Code Finder

IFSC Code Finder: Verify Bank Branch Codes Instantly

Search by IFSC, bank name, or branch. Check NEFT, RTGS & IMPS availability. Data backed by RBI and verified sources.

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177,123 Branches

253 Banks

37 States

38,136 Cities

Search IFSC Code

Search by IFSC code, bank name, branch name, or combine bank and branch. Use advanced filters to narrow by state, district, or city.

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Format: 4 letters + 0 + 6 alphanumeric characters.

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Search Results

Branches matching your search. Use the form above to try different criteria or open advanced filters.

IFSC	Bank	Branch	Address	City	State	Pincode	NEFT	RTGS	IMPS
IOBA0003520	INDIAN OVERSEAS BANK	JOWAI	PO JOWAI DIST WEST JAINTIA HILLS PIN 793150 MEGHALAYA	JOWAI	Meghalaya	793150	Yes	Yes	Yes
IOBA0003526	INDIAN OVERSEAS BANK	LAITUMKHRAH	CO MEGHALAYA STATE HOUSING FINANCING COOP SOCIETY LTD BETHANY HOSPITAL NONGRIM HILLS SHILLONG 793003	SHILLONG	Meghalaya	793003	Yes	Yes	Yes
IOBA0000541	INDIAN OVERSEAS BANK	SHILLONG	MORELLO BUILDING EUROPIAN WARD SHILLONG PIN 793001	SHILLONG	Meghalaya	793001	Yes	Yes	Yes

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Nationwide Coverage

IFSC database spanning leading public & private banks, cooperative branches, and regional rural banks across India.

Always Updated

Automated refresh to catch newly merged, relocated, or discontinued branches before they impact your payments.

Developer Friendly

Use our API-ready endpoints and search functionality to seamlessly integrate IFSC verification into your apps.

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