IFSC Code IOBA0001692 - Indian Overseas Bank Haridwar
NEAR SHANTI KUNJ GATE NO 2 DEHRADUN RISHIKESH HIGHWAY BHUPATWALA HARIDWAR 249410
Quick Info
IFSC: IOBA0001692
Pincode: 249410
District: Haridwar
Status: Active
About Indian Overseas Bank Haridwar
IFSC Code IOBA0001692 belongs to Indian Overseas Bank Haridwar branch located in Haridwar, Haridwar, Uttarakhand. This branch serves customers in Haridwar, Haridwar, Uttarakhand and surrounding areas.
Understanding IFSC Code IOBA0001692
The IFSC (Indian Financial System Code) IOBA0001692 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (IOBA): Bank code identifying Indian Overseas Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (001692): Unique branch identifier for Haridwar
Electronic Fund Transfer Services
IFSC Code IOBA0001692 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Indian Overseas Bank Haridwar branch is located at NEAR SHANTI KUNJ GATE NO 2 DEHRADUN RISHIKESH HIGHWAY BHUPATWALA HARIDWAR 249410 (Pincode: 249410) in Haridwar, Haridwar, Uttarakhand. This location serves customers in Haridwar, Haridwar, Uttarakhand and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code IOBA0001692 to ensure the transaction is routed correctly.
How to Use IFSC Code IOBA0001692
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: IOBA0001692 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Indian Overseas Bank Branches
If you're looking for other Indian Overseas Bank branches in Haridwar, Haridwar, Uttarakhand or nearby areas, use our Indian Overseas Bank branch finder. You can search by city, district, or state to find all Indian Overseas Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | IOBA0001692 |
| Bank Name: | Indian Overseas Bank |
| Branch Name: | Haridwar |
| Address: | NEAR SHANTI KUNJ GATE NO 2 DEHRADUN RISHIKESH HIGHWAY BHUPATWALA HARIDWAR 249410 |
| City: | Haridwar |
| District: | Haridwar |
| State: | Uttarakhand |
| Pincode: | 249410 |
Payment Services Available
Indian Overseas Bank Haridwar Branch IFSC Code IOBA0001692 — Complete Banking Guide for Haridwar, Uttarakhand
IFSC code IOBA0001692 belongs to the Haridwar branch of Indian Overseas Bank in Haridwar, Haridwar district, Uttarakhand. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC IOBA0001692 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Indian Overseas Bank, Haridwar Branch
The Haridwar branch of Indian Overseas Bank in Haridwar, Uttarakhand serves retail and corporate customers in Haridwar district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC IOBA0001692 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC IOBA0001692
Four primary digital payment rails use IFSC IOBA0001692 for transfers to Indian Overseas Bank, Haridwar: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC IOBA0001692 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Haridwar branch of Indian Overseas Bank in Haridwar carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC IOBA0001692 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC IOBA0001692 Before Transferring
Before initiating any high-value transfer to IFSC IOBA0001692, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Indian Overseas Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Indian Overseas Bank Haridwar, Haridwar IFSC
What is the IFSC of Indian Overseas Bank Haridwar in Haridwar?
The IFSC of Indian Overseas Bank, Haridwar branch in Haridwar, Uttarakhand is IOBA0001692. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC IOBA0001692?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC IOBA0001692 to route funds to Indian Overseas Bank, Haridwar, Haridwar.
Who assigns IFSC codes like IOBA0001692?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Indian Overseas Bank applied for the IFSC for its Haridwar branch in Haridwar, and RBI issued IOBA0001692 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC IOBA0001692 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC IOBA0001692 at Indian Overseas Bank, Haridwar, Haridwar. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC IOBA0001692.
About IFSC Code IOBA0001692
IFSC Code IOBA0001692 belongs to Indian Overseas Bank branch Haridwar located in Haridwar, Haridwar, Uttarakhand.
Branch Information
- IFSC Code: IOBA0001692
- Bank: Indian Overseas Bank
- Branch: Haridwar
- Address: NEAR SHANTI KUNJ GATE NO 2 DEHRADUN RISHIKESH HIGHWAY BHUPATWALA HARIDWAR 249410
- City: Haridwar
- District: Haridwar
- State: Uttarakhand
- Pincode: 249410
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available