IFSC Code IOBA0003182 - Indian Overseas Bank Sabitham
3 2 BY 4 MAIN ROAD SABITHAM POST PERAPALLY PEDDAPALLY MANDAL KARIMNAGAR DIST 505188
Quick Info
IFSC: IOBA0003182
Pincode: 505188
District: Karim Nagar
Status: Active
About Indian Overseas Bank Sabitham
IFSC Code IOBA0003182 belongs to Indian Overseas Bank Sabitham branch located in Peddapalli, Karim Nagar, Telangana. This branch serves customers in Peddapalli, Karim Nagar, Telangana and surrounding areas.
Understanding IFSC Code IOBA0003182
The IFSC (Indian Financial System Code) IOBA0003182 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (IOBA): Bank code identifying Indian Overseas Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (003182): Unique branch identifier for Sabitham
Electronic Fund Transfer Services
IFSC Code IOBA0003182 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Indian Overseas Bank Sabitham branch is located at 3 2 BY 4 MAIN ROAD SABITHAM POST PERAPALLY PEDDAPALLY MANDAL KARIMNAGAR DIST 505188 (Pincode: 505188) in Peddapalli, Karim Nagar, Telangana. This location serves customers in Peddapalli, Karim Nagar, Telangana and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code IOBA0003182 to ensure the transaction is routed correctly.
How to Use IFSC Code IOBA0003182
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: IOBA0003182 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Indian Overseas Bank Branches
If you're looking for other Indian Overseas Bank branches in Peddapalli, Karim Nagar, Telangana or nearby areas, use our Indian Overseas Bank branch finder. You can search by city, district, or state to find all Indian Overseas Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | IOBA0003182 |
| Bank Name: | Indian Overseas Bank |
| Branch Name: | Sabitham |
| Address: | 3 2 BY 4 MAIN ROAD SABITHAM POST PERAPALLY PEDDAPALLY MANDAL KARIMNAGAR DIST 505188 |
| City: | Peddapalli |
| District: | Karim Nagar |
| State: | Telangana |
| Pincode: | 505188 |
Payment Services Available
Indian Overseas Bank Sabitham Branch IFSC Code IOBA0003182 — Complete Banking Guide for Peddapalli, Telangana
IFSC code IOBA0003182 belongs to the Sabitham branch of Indian Overseas Bank in Peddapalli, Karim Nagar district, Telangana. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC IOBA0003182 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Indian Overseas Bank, Sabitham Branch
The Sabitham branch of Indian Overseas Bank in Peddapalli, Telangana serves retail and corporate customers in Karim Nagar district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC IOBA0003182 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC IOBA0003182
Four primary digital payment rails use IFSC IOBA0003182 for transfers to Indian Overseas Bank, Sabitham: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC IOBA0003182 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Sabitham branch of Indian Overseas Bank in Peddapalli carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC IOBA0003182 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC IOBA0003182 Before Transferring
Before initiating any high-value transfer to IFSC IOBA0003182, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Indian Overseas Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Indian Overseas Bank Sabitham, Peddapalli IFSC
What is the IFSC of Indian Overseas Bank Sabitham in Peddapalli?
The IFSC of Indian Overseas Bank, Sabitham branch in Peddapalli, Telangana is IOBA0003182. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC IOBA0003182?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC IOBA0003182 to route funds to Indian Overseas Bank, Sabitham, Peddapalli.
Who assigns IFSC codes like IOBA0003182?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Indian Overseas Bank applied for the IFSC for its Sabitham branch in Peddapalli, and RBI issued IOBA0003182 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC IOBA0003182 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC IOBA0003182 at Indian Overseas Bank, Sabitham, Peddapalli. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC IOBA0003182.
About IFSC Code IOBA0003182
IFSC Code IOBA0003182 belongs to Indian Overseas Bank branch Sabitham located in Peddapalli, Karim Nagar, Telangana.
Branch Information
- IFSC Code: IOBA0003182
- Bank: Indian Overseas Bank
- Branch: Sabitham
- Address: 3 2 BY 4 MAIN ROAD SABITHAM POST PERAPALLY PEDDAPALLY MANDAL KARIMNAGAR DIST 505188
- City: Peddapalli
- District: Karim Nagar
- State: Telangana
- Pincode: 505188
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available