IFSC Code ITBL000SC01 - Irinjalakuda Town Co-operative Bank Ltd Service Centre
HEAD OFFICE TANA SOUTH IRINJALAKUDA 680121
Quick Info
IFSC: ITBL000SC01
Pincode: 680121
District: Thrissur
Status: Active
About Irinjalakuda Town Co-operative Bank Ltd Service Centre
IFSC Code ITBL000SC01 belongs to Irinjalakuda Town Co-operative Bank Ltd Service Centre branch located in Irinjalakuda, Thrissur, Kerala. This branch serves customers in Irinjalakuda, Thrissur, Kerala and surrounding areas.
Understanding IFSC Code ITBL000SC01
The IFSC (Indian Financial System Code) ITBL000SC01 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (ITBL): Bank code identifying Irinjalakuda Town Co-operative Bank Ltd
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (00SC01): Unique branch identifier for Service Centre
Electronic Fund Transfer Services
IFSC Code ITBL000SC01 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Irinjalakuda Town Co-operative Bank Ltd Service Centre branch is located at HEAD OFFICE TANA SOUTH IRINJALAKUDA 680121 (Pincode: 680121) in Irinjalakuda, Thrissur, Kerala. This location serves customers in Irinjalakuda, Thrissur, Kerala and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code ITBL000SC01 to ensure the transaction is routed correctly.
How to Use IFSC Code ITBL000SC01
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: ITBL000SC01 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Irinjalakuda Town Co-operative Bank Ltd Branches
If you're looking for other Irinjalakuda Town Co-operative Bank Ltd branches in Irinjalakuda, Thrissur, Kerala or nearby areas, use our Irinjalakuda Town Co-operative Bank Ltd branch finder. You can search by city, district, or state to find all Irinjalakuda Town Co-operative Bank Ltd branches with their respective IFSC codes.
Branch Details
| IFSC Code: | ITBL000SC01 |
| Bank Name: | Irinjalakuda Town Co-operative Bank Ltd |
| Branch Name: | Service Centre |
| Address: | HEAD OFFICE TANA SOUTH IRINJALAKUDA 680121 |
| City: | Irinjalakuda |
| District: | Thrissur |
| State: | Kerala |
| Pincode: | 680121 |
Payment Services Available
Irinjalakuda Town Co-operative Bank Ltd Service Centre Branch IFSC Code ITBL000SC01 — Complete Banking Guide for Irinjalakuda, Kerala
IFSC code ITBL000SC01 belongs to the Service Centre branch of Irinjalakuda Town Co-operative Bank Ltd in Irinjalakuda, Thrissur district, Kerala. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC ITBL000SC01 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Irinjalakuda Town Co-operative Bank Ltd, Service Centre Branch
The Service Centre branch of Irinjalakuda Town Co-operative Bank Ltd in Irinjalakuda, Kerala serves retail and corporate customers in Thrissur district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC ITBL000SC01 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC ITBL000SC01
Four primary digital payment rails use IFSC ITBL000SC01 for transfers to Irinjalakuda Town Co-operative Bank Ltd, Service Centre: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC ITBL000SC01 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Service Centre branch of Irinjalakuda Town Co-operative Bank Ltd in Irinjalakuda carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC ITBL000SC01 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC ITBL000SC01 Before Transferring
Before initiating any high-value transfer to IFSC ITBL000SC01, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Irinjalakuda Town Co-operative Bank Ltd's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Irinjalakuda Town Co-operative Bank Ltd Service Centre, Irinjalakuda IFSC
What is the IFSC of Irinjalakuda Town Co-operative Bank Ltd Service Centre in Irinjalakuda?
The IFSC of Irinjalakuda Town Co-operative Bank Ltd, Service Centre branch in Irinjalakuda, Kerala is ITBL000SC01. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC ITBL000SC01?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC ITBL000SC01 to route funds to Irinjalakuda Town Co-operative Bank Ltd, Service Centre, Irinjalakuda.
Who assigns IFSC codes like ITBL000SC01?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Irinjalakuda Town Co-operative Bank Ltd applied for the IFSC for its Service Centre branch in Irinjalakuda, and RBI issued ITBL000SC01 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC ITBL000SC01 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC ITBL000SC01 at Irinjalakuda Town Co-operative Bank Ltd, Service Centre, Irinjalakuda. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC ITBL000SC01.
About IFSC Code ITBL000SC01
IFSC Code ITBL000SC01 belongs to Irinjalakuda Town Co-operative Bank Ltd branch Service Centre located in Irinjalakuda, Thrissur, Kerala.
Branch Information
- IFSC Code: ITBL000SC01
- Bank: Irinjalakuda Town Co-operative Bank Ltd
- Branch: Service Centre
- Address: HEAD OFFICE TANA SOUTH IRINJALAKUDA 680121
- City: Irinjalakuda
- District: Thrissur
- State: Kerala
- Pincode: 680121
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available