IFSC Code JAKA0AMBALA - Jammu And Kashmir Bank Limited Amballa Cantt
5683/1 NICHOLSAN ROAD AMBALA CANTT. (PUNJAB)
Quick Info
IFSC: JAKA0AMBALA
Pincode: 133001
District: Ambala
Status: Active
About Jammu And Kashmir Bank Limited Amballa Cantt
IFSC Code JAKA0AMBALA belongs to Jammu And Kashmir Bank Limited Amballa Cantt branch located in Ambala, Ambala, Haryana. This branch serves customers in Ambala, Ambala, Haryana and surrounding areas.
Understanding IFSC Code JAKA0AMBALA
The IFSC (Indian Financial System Code) JAKA0AMBALA is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (JAKA): Bank code identifying Jammu And Kashmir Bank Limited
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (AMBALA): Unique branch identifier for Amballa Cantt
Electronic Fund Transfer Services
IFSC Code JAKA0AMBALA is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Jammu And Kashmir Bank Limited Amballa Cantt branch is located at 5683/1 NICHOLSAN ROAD AMBALA CANTT. (PUNJAB) (Pincode: 133001) in Ambala, Ambala, Haryana. This location serves customers in Ambala, Ambala, Haryana and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code JAKA0AMBALA to ensure the transaction is routed correctly.
How to Use IFSC Code JAKA0AMBALA
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: JAKA0AMBALA (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Jammu And Kashmir Bank Limited Branches
If you're looking for other Jammu And Kashmir Bank Limited branches in Ambala, Ambala, Haryana or nearby areas, use our Jammu And Kashmir Bank Limited branch finder. You can search by city, district, or state to find all Jammu And Kashmir Bank Limited branches with their respective IFSC codes.
Branch Details
| IFSC Code: | JAKA0AMBALA |
| Bank Name: | Jammu And Kashmir Bank Limited |
| Branch Name: | Amballa Cantt |
| Address: | 5683/1 NICHOLSAN ROAD AMBALA CANTT. (PUNJAB) |
| City: | Ambala |
| District: | Ambala |
| State: | Haryana |
| Pincode: | 133001 |
Payment Services Available
Jammu And Kashmir Bank Limited Amballa Cantt Branch IFSC Code JAKA0AMBALA — Complete Banking Guide for Ambala, Haryana
IFSC code JAKA0AMBALA belongs to the Amballa Cantt branch of Jammu And Kashmir Bank Limited in Ambala, Ambala district, Haryana. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC JAKA0AMBALA to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Jammu And Kashmir Bank Limited, Amballa Cantt Branch
The Amballa Cantt branch of Jammu And Kashmir Bank Limited in Ambala, Haryana serves retail and corporate customers in Ambala district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC JAKA0AMBALA is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC JAKA0AMBALA
Four primary digital payment rails use IFSC JAKA0AMBALA for transfers to Jammu And Kashmir Bank Limited, Amballa Cantt: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC JAKA0AMBALA against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Amballa Cantt branch of Jammu And Kashmir Bank Limited in Ambala carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC JAKA0AMBALA exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC JAKA0AMBALA Before Transferring
Before initiating any high-value transfer to IFSC JAKA0AMBALA, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Jammu And Kashmir Bank Limited's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Jammu And Kashmir Bank Limited Amballa Cantt, Ambala IFSC
What is the IFSC of Jammu And Kashmir Bank Limited Amballa Cantt in Ambala?
The IFSC of Jammu And Kashmir Bank Limited, Amballa Cantt branch in Ambala, Haryana is JAKA0AMBALA. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC JAKA0AMBALA?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC JAKA0AMBALA to route funds to Jammu And Kashmir Bank Limited, Amballa Cantt, Ambala.
Who assigns IFSC codes like JAKA0AMBALA?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Jammu And Kashmir Bank Limited applied for the IFSC for its Amballa Cantt branch in Ambala, and RBI issued JAKA0AMBALA as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC JAKA0AMBALA for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC JAKA0AMBALA at Jammu And Kashmir Bank Limited, Amballa Cantt, Ambala. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC JAKA0AMBALA.
About IFSC Code JAKA0AMBALA
IFSC Code JAKA0AMBALA belongs to Jammu And Kashmir Bank Limited branch Amballa Cantt located in Ambala, Ambala, Haryana.
Branch Information
- IFSC Code: JAKA0AMBALA
- Bank: Jammu And Kashmir Bank Limited
- Branch: Amballa Cantt
- Address: 5683/1 NICHOLSAN ROAD AMBALA CANTT. (PUNJAB)
- City: Ambala
- District: Ambala
- State: Haryana
- Pincode: 133001
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available