IFSC Code JAKA0DSHALA - Jammu And Kashmir Bank Limited Dharamshala
KOTWALI BAZAR
Quick Info
IFSC: JAKA0DSHALA
District: KANGRA
Status: Active
About Jammu And Kashmir Bank Limited Dharamshala
IFSC Code JAKA0DSHALA belongs to Jammu And Kashmir Bank Limited Dharamshala branch located in Kangra, Kangra, Himachal Pradesh. This branch serves customers in Kangra, Kangra, Himachal Pradesh and surrounding areas.
Understanding IFSC Code JAKA0DSHALA
The IFSC (Indian Financial System Code) JAKA0DSHALA is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (JAKA): Bank code identifying Jammu And Kashmir Bank Limited
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (DSHALA): Unique branch identifier for Dharamshala
Electronic Fund Transfer Services
IFSC Code JAKA0DSHALA is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Jammu And Kashmir Bank Limited Dharamshala branch is located at KOTWALI BAZAR in Kangra, Kangra, Himachal Pradesh. This location serves customers in Kangra, Kangra, Himachal Pradesh and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code JAKA0DSHALA to ensure the transaction is routed correctly.
How to Use IFSC Code JAKA0DSHALA
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: JAKA0DSHALA (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Jammu And Kashmir Bank Limited Branches
If you're looking for other Jammu And Kashmir Bank Limited branches in Kangra, Kangra, Himachal Pradesh or nearby areas, use our Jammu And Kashmir Bank Limited branch finder. You can search by city, district, or state to find all Jammu And Kashmir Bank Limited branches with their respective IFSC codes.
Branch Details
| IFSC Code: | JAKA0DSHALA |
| Bank Name: | Jammu And Kashmir Bank Limited |
| Branch Name: | Dharamshala |
| Address: | KOTWALI BAZAR |
| City: | Kangra |
| District: | Kangra |
| State: | Himachal Pradesh |
Payment Services Available
Jammu And Kashmir Bank Limited Dharamshala Branch IFSC Code JAKA0DSHALA — Complete Banking Guide for Kangra, Himachal Pradesh
IFSC code JAKA0DSHALA belongs to the Dharamshala branch of Jammu And Kashmir Bank Limited in Kangra, Kangra district, Himachal Pradesh. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC JAKA0DSHALA to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Jammu And Kashmir Bank Limited, Dharamshala Branch
The Dharamshala branch of Jammu And Kashmir Bank Limited in Kangra, Himachal Pradesh serves retail and corporate customers in Kangra district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC JAKA0DSHALA is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC JAKA0DSHALA
Four primary digital payment rails use IFSC JAKA0DSHALA for transfers to Jammu And Kashmir Bank Limited, Dharamshala: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC JAKA0DSHALA against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Dharamshala branch of Jammu And Kashmir Bank Limited in Kangra carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC JAKA0DSHALA exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC JAKA0DSHALA Before Transferring
Before initiating any high-value transfer to IFSC JAKA0DSHALA, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Jammu And Kashmir Bank Limited's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Jammu And Kashmir Bank Limited Dharamshala, Kangra IFSC
What is the IFSC of Jammu And Kashmir Bank Limited Dharamshala in Kangra?
The IFSC of Jammu And Kashmir Bank Limited, Dharamshala branch in Kangra, Himachal Pradesh is JAKA0DSHALA. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC JAKA0DSHALA?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC JAKA0DSHALA to route funds to Jammu And Kashmir Bank Limited, Dharamshala, Kangra.
Who assigns IFSC codes like JAKA0DSHALA?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Jammu And Kashmir Bank Limited applied for the IFSC for its Dharamshala branch in Kangra, and RBI issued JAKA0DSHALA as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC JAKA0DSHALA for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC JAKA0DSHALA at Jammu And Kashmir Bank Limited, Dharamshala, Kangra. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC JAKA0DSHALA.
About IFSC Code JAKA0DSHALA
IFSC Code JAKA0DSHALA belongs to Jammu And Kashmir Bank Limited branch Dharamshala located in Kangra, Kangra, Himachal Pradesh.
Branch Information
- IFSC Code: JAKA0DSHALA
- Bank: Jammu And Kashmir Bank Limited
- Branch: Dharamshala
- Address: KOTWALI BAZAR
- City: Kangra
- District: Kangra
- State: Himachal Pradesh
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available