IFSC Code JAKA0ZAAKIR - Jammu And Kashmir Bank Limited Zakir Nagar
OPP. MCD SCHOOL ZAKIR NAGAR
Quick Info
IFSC: JAKA0ZAAKIR
District: DELHI
Status: Active
About Jammu And Kashmir Bank Limited Zakir Nagar
IFSC Code JAKA0ZAAKIR belongs to Jammu And Kashmir Bank Limited Zakir Nagar branch located in Delhi, Delhi, Delhi. This branch serves customers in Delhi, Delhi, Delhi and surrounding areas.
Understanding IFSC Code JAKA0ZAAKIR
The IFSC (Indian Financial System Code) JAKA0ZAAKIR is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (JAKA): Bank code identifying Jammu And Kashmir Bank Limited
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (ZAAKIR): Unique branch identifier for Zakir Nagar
Electronic Fund Transfer Services
IFSC Code JAKA0ZAAKIR is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Jammu And Kashmir Bank Limited Zakir Nagar branch is located at OPP. MCD SCHOOL ZAKIR NAGAR in Delhi, Delhi, Delhi. This location serves customers in Delhi, Delhi, Delhi and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code JAKA0ZAAKIR to ensure the transaction is routed correctly.
How to Use IFSC Code JAKA0ZAAKIR
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: JAKA0ZAAKIR (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Jammu And Kashmir Bank Limited Branches
If you're looking for other Jammu And Kashmir Bank Limited branches in Delhi, Delhi, Delhi or nearby areas, use our Jammu And Kashmir Bank Limited branch finder. You can search by city, district, or state to find all Jammu And Kashmir Bank Limited branches with their respective IFSC codes.
Branch Details
| IFSC Code: | JAKA0ZAAKIR |
| Bank Name: | Jammu And Kashmir Bank Limited |
| Branch Name: | Zakir Nagar |
| Address: | OPP. MCD SCHOOL ZAKIR NAGAR |
| City: | Delhi |
| District: | Delhi |
| State: | Delhi |
Payment Services Available
Jammu And Kashmir Bank Limited Zakir Nagar Branch IFSC Code JAKA0ZAAKIR — Complete Banking Guide for Delhi, Delhi
IFSC code JAKA0ZAAKIR belongs to the Zakir Nagar branch of Jammu And Kashmir Bank Limited in Delhi, Delhi district, Delhi. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC JAKA0ZAAKIR to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Jammu And Kashmir Bank Limited, Zakir Nagar Branch
The Zakir Nagar branch of Jammu And Kashmir Bank Limited in Delhi, Delhi serves retail and corporate customers in Delhi district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC JAKA0ZAAKIR is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC JAKA0ZAAKIR
Four primary digital payment rails use IFSC JAKA0ZAAKIR for transfers to Jammu And Kashmir Bank Limited, Zakir Nagar: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC JAKA0ZAAKIR against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Zakir Nagar branch of Jammu And Kashmir Bank Limited in Delhi carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC JAKA0ZAAKIR exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC JAKA0ZAAKIR Before Transferring
Before initiating any high-value transfer to IFSC JAKA0ZAAKIR, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Jammu And Kashmir Bank Limited's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Jammu And Kashmir Bank Limited Zakir Nagar, Delhi IFSC
What is the IFSC of Jammu And Kashmir Bank Limited Zakir Nagar in Delhi?
The IFSC of Jammu And Kashmir Bank Limited, Zakir Nagar branch in Delhi, Delhi is JAKA0ZAAKIR. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC JAKA0ZAAKIR?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC JAKA0ZAAKIR to route funds to Jammu And Kashmir Bank Limited, Zakir Nagar, Delhi.
Who assigns IFSC codes like JAKA0ZAAKIR?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Jammu And Kashmir Bank Limited applied for the IFSC for its Zakir Nagar branch in Delhi, and RBI issued JAKA0ZAAKIR as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC JAKA0ZAAKIR for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC JAKA0ZAAKIR at Jammu And Kashmir Bank Limited, Zakir Nagar, Delhi. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC JAKA0ZAAKIR.
About IFSC Code JAKA0ZAAKIR
IFSC Code JAKA0ZAAKIR belongs to Jammu And Kashmir Bank Limited branch Zakir Nagar located in Delhi, Delhi, Delhi.
Branch Information
- IFSC Code: JAKA0ZAAKIR
- Bank: Jammu And Kashmir Bank Limited
- Branch: Zakir Nagar
- Address: OPP. MCD SCHOOL ZAKIR NAGAR
- City: Delhi
- District: Delhi
- State: Delhi
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available