IFSC Code JSFB0004660 - Jana Small Finance Bank Ltd Gobichettipalayam
NO 235 DOOR NO 47 D5 JAWAHARLAL NEHRU STREET VEERAPANDI VILLAGE MUTHUVELAPPAN STREET GOBICHETTIPALAYAM638452
Quick Info
IFSC: JSFB0004660
Pincode: 638452
District: Erode
Status: Active
About Jana Small Finance Bank Ltd Gobichettipalayam
IFSC Code JSFB0004660 belongs to Jana Small Finance Bank Ltd Gobichettipalayam branch located in Gobichettipalayam, Erode, Tamil Nadu. This branch serves customers in Gobichettipalayam, Erode, Tamil Nadu and surrounding areas.
Understanding IFSC Code JSFB0004660
The IFSC (Indian Financial System Code) JSFB0004660 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (JSFB): Bank code identifying Jana Small Finance Bank Ltd
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (004660): Unique branch identifier for Gobichettipalayam
Electronic Fund Transfer Services
IFSC Code JSFB0004660 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Jana Small Finance Bank Ltd Gobichettipalayam branch is located at NO 235 DOOR NO 47 D5 JAWAHARLAL NEHRU STREET VEERAPANDI VILLAGE MUTHUVELAPPAN STREET GOBICHETTIPALAYAM638452 (Pincode: 638452) in Gobichettipalayam, Erode, Tamil Nadu. This location serves customers in Gobichettipalayam, Erode, Tamil Nadu and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code JSFB0004660 to ensure the transaction is routed correctly.
How to Use IFSC Code JSFB0004660
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: JSFB0004660 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Jana Small Finance Bank Ltd Branches
If you're looking for other Jana Small Finance Bank Ltd branches in Gobichettipalayam, Erode, Tamil Nadu or nearby areas, use our Jana Small Finance Bank Ltd branch finder. You can search by city, district, or state to find all Jana Small Finance Bank Ltd branches with their respective IFSC codes.
Branch Details
| IFSC Code: | JSFB0004660 |
| Bank Name: | Jana Small Finance Bank Ltd |
| Branch Name: | Gobichettipalayam |
| Address: | NO 235 DOOR NO 47 D5 JAWAHARLAL NEHRU STREET VEERAPANDI VILLAGE MUTHUVELAPPAN STREET GOBICHETTIPALAYAM638452 |
| City: | Gobichettipalayam |
| District: | Erode |
| State: | Tamil Nadu |
| Pincode: | 638452 |
Payment Services Available
Jana Small Finance Bank Ltd Gobichettipalayam Branch IFSC Code JSFB0004660 — Complete Banking Guide for Gobichettipalayam, Tamil Nadu
IFSC code JSFB0004660 belongs to the Gobichettipalayam branch of Jana Small Finance Bank Ltd in Gobichettipalayam, Erode district, Tamil Nadu. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC JSFB0004660 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Jana Small Finance Bank Ltd, Gobichettipalayam Branch
The Gobichettipalayam branch of Jana Small Finance Bank Ltd in Gobichettipalayam, Tamil Nadu serves retail and corporate customers in Erode district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC JSFB0004660 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC JSFB0004660
Four primary digital payment rails use IFSC JSFB0004660 for transfers to Jana Small Finance Bank Ltd, Gobichettipalayam: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC JSFB0004660 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Gobichettipalayam branch of Jana Small Finance Bank Ltd in Gobichettipalayam carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC JSFB0004660 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC JSFB0004660 Before Transferring
Before initiating any high-value transfer to IFSC JSFB0004660, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Jana Small Finance Bank Ltd's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Jana Small Finance Bank Ltd Gobichettipalayam, Gobichettipalayam IFSC
What is the IFSC of Jana Small Finance Bank Ltd Gobichettipalayam in Gobichettipalayam?
The IFSC of Jana Small Finance Bank Ltd, Gobichettipalayam branch in Gobichettipalayam, Tamil Nadu is JSFB0004660. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC JSFB0004660?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC JSFB0004660 to route funds to Jana Small Finance Bank Ltd, Gobichettipalayam, Gobichettipalayam.
Who assigns IFSC codes like JSFB0004660?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Jana Small Finance Bank Ltd applied for the IFSC for its Gobichettipalayam branch in Gobichettipalayam, and RBI issued JSFB0004660 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC JSFB0004660 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC JSFB0004660 at Jana Small Finance Bank Ltd, Gobichettipalayam, Gobichettipalayam. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC JSFB0004660.
About IFSC Code JSFB0004660
IFSC Code JSFB0004660 belongs to Jana Small Finance Bank Ltd branch Gobichettipalayam located in Gobichettipalayam, Erode, Tamil Nadu.
Branch Information
- IFSC Code: JSFB0004660
- Bank: Jana Small Finance Bank Ltd
- Branch: Gobichettipalayam
- Address: NO 235 DOOR NO 47 D5 JAWAHARLAL NEHRU STREET VEERAPANDI VILLAGE MUTHUVELAPPAN STREET GOBICHETTIPALAYAM638452
- City: Gobichettipalayam
- District: Erode
- State: Tamil Nadu
- Pincode: 638452
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available