Overview of IFSC Code JSFB0004893: The IFSC code JSFB0004893 uniquely identifies the Jana Small Finance Bank Ltd branch located at Baragram in the Ganjam district of Odisha. This 11-digit alphanumeric code is mandatory for routing electronic fund transfers like NEFT, RTGS, and IMPS to the correct bank account.

IFSC Code JSFB0004893 - Jana Small Finance Bank Ltd Baragram

JSFB0004893 Jana Small Finance Bank Ltd Ganjam Ganjam Odisha

JANA SMALL FINANCE BANK GRAM PANCHAYAT OFFICE BARAGAM PO BD PUR DIST GANJAM STATEODISHA PIN 761120

View all Jana Small Finance Bank Ltd branches
Quick Info

IFSC: JSFB0004893

Pincode: 761120

District: Ganjam

Status: Active

About Jana Small Finance Bank Ltd Baragram

IFSC Code JSFB0004893 belongs to Jana Small Finance Bank Ltd Baragram branch located in Ganjam, Ganjam, Odisha. This branch serves customers in Ganjam, Ganjam, Odisha and surrounding areas.

Understanding IFSC Code JSFB0004893

The IFSC (Indian Financial System Code) JSFB0004893 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:

  • First 4 characters (JSFB): Bank code identifying Jana Small Finance Bank Ltd
  • 5th character (0): Reserved for future use (always 0)
  • Last 6 characters (004893): Unique branch identifier for Baragram
Electronic Fund Transfer Services

IFSC Code JSFB0004893 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:

NEFT (National Electronic Funds Transfer)

Batch processing system for fund transfers. Available Yes at this branch.

Processing: Multiple batches daily, typically settles within 2 hours during banking hours.

RTGS (Real Time Gross Settlement)

Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.

Processing: Real-time settlement, typically within minutes during RTGS hours.

IMPS (Immediate Payment Service)

24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.

Processing: Instant transfer, available 24/7 including holidays.

UPI (Unified Payments Interface)

Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.

Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.

Branch Location and Accessibility

The Jana Small Finance Bank Ltd Baragram branch is located at JANA SMALL FINANCE BANK GRAM PANCHAYAT OFFICE BARAGAM PO BD PUR DIST GANJAM STATEODISHA PIN 761120 (Pincode: 761120) in Ganjam, Ganjam, Odisha. This location serves customers in Ganjam, Ganjam, Odisha and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code JSFB0004893 to ensure the transaction is routed correctly.

How to Use IFSC Code JSFB0004893

When making online fund transfers to an account at this branch, you will need:

  1. IFSC Code: JSFB0004893 (for NEFT, RTGS, IMPS)
  2. Account Number: The recipient's account number
  3. Account Holder Name: As registered with the bank
Important: Always verify the IFSC code before initiating any fund transfer. Incorrect IFSC codes can result in failed transactions or funds being sent to the wrong branch. This IFSC code information is verified from official Reserve Bank of India (RBI) records and is updated regularly to ensure accuracy.
Finding Other Jana Small Finance Bank Ltd Branches

If you're looking for other Jana Small Finance Bank Ltd branches in Ganjam, Ganjam, Odisha or nearby areas, use our Jana Small Finance Bank Ltd branch finder. You can search by city, district, or state to find all Jana Small Finance Bank Ltd branches with their respective IFSC codes.

Branch Details
IFSC Code: JSFB0004893
Bank Name: Jana Small Finance Bank Ltd
Branch Name: Baragram
Address: JANA SMALL FINANCE BANK GRAM PANCHAYAT OFFICE BARAGAM PO BD PUR DIST GANJAM STATEODISHA PIN 761120
City: Ganjam
District: Ganjam
State: Odisha
Pincode: 761120
Payment Services Available
NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available
Search IFSC Codes
Advanced Search
Nearby Branches
10
AXIS BANK
BERHAMPUR GANJAM ORISSA • GANJAM, ODISHA
UTIB0000212
AXIS BANK
BUGUDA • GANJAM, Odisha
UTIB0003898
AXIS BANK
HINJILICUT • GANJAM, Odisha
UTIB0004111
AXIS BANK
KANCHURU • GANJAM, Odisha
UTIB0002262
AXIS BANK
SURADA • GANJAM, Odisha
UTIB0003894
BANK OF BARODA
BEHRAMPUR • GANJAM, Odisha
BARB0DBBERH
BANK OF BARODA
LATHI GANJAM ORISSA • GANJAM, Odisha
BARB0LATGAN
BANK OF INDIA
ASKA • GANJAM, ODISHA
BKID0005596
BANK OF INDIA
COURTPETA • GANJAM, Odisha
BKID0005148
BANK OF INDIA
KABISURYANAGAR • GANJAM, Odisha
BKID0005166
Database Statistics
177,123

Branches

253

Banks

37

States

38,136

Cities



Jana Small Finance Bank Ltd Baragram Branch IFSC Code JSFB0004893 — Complete Banking Guide for Ganjam, Odisha

IFSC code JSFB0004893 belongs to the Baragram branch of Jana Small Finance Bank Ltd in Ganjam, Ganjam district, Odisha. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC JSFB0004893 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.

About Jana Small Finance Bank Ltd, Baragram Branch

The Baragram branch of Jana Small Finance Bank Ltd in Ganjam, Odisha serves retail and corporate customers in Ganjam district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC JSFB0004893 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.

Payment Methods Using IFSC JSFB0004893

Four primary digital payment rails use IFSC JSFB0004893 for transfers to Jana Small Finance Bank Ltd, Baragram: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC JSFB0004893 against the RBI IFSC master list before processing the payment.

MICR Code and Branch Details

In addition to the IFSC, the Baragram branch of Jana Small Finance Bank Ltd in Ganjam carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC JSFB0004893 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.

How to Verify IFSC JSFB0004893 Before Transferring

Before initiating any high-value transfer to IFSC JSFB0004893, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Jana Small Finance Bank Ltd's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.

FAQs — Jana Small Finance Bank Ltd Baragram, Ganjam IFSC

What is the IFSC of Jana Small Finance Bank Ltd Baragram in Ganjam?

The IFSC of Jana Small Finance Bank Ltd, Baragram branch in Ganjam, Odisha is JSFB0004893. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.

What is the minimum amount for NEFT to IFSC JSFB0004893?

There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC JSFB0004893 to route funds to Jana Small Finance Bank Ltd, Baragram, Ganjam.

Who assigns IFSC codes like JSFB0004893?

The Reserve Bank of India (RBI) assigns all IFSC codes in India. Jana Small Finance Bank Ltd applied for the IFSC for its Baragram branch in Ganjam, and RBI issued JSFB0004893 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.

Can I use IFSC JSFB0004893 for UPI payments?

UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC JSFB0004893 at Jana Small Finance Bank Ltd, Baragram, Ganjam. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC JSFB0004893.

About IFSC Code JSFB0004893

IFSC Code JSFB0004893 belongs to Jana Small Finance Bank Ltd branch Baragram located in Ganjam, Ganjam, Odisha.

Branch Information

  • IFSC Code: JSFB0004893
  • Bank: Jana Small Finance Bank Ltd
  • Branch: Baragram
  • Address: JANA SMALL FINANCE BANK GRAM PANCHAYAT OFFICE BARAGAM PO BD PUR DIST GANJAM STATEODISHA PIN 761120
  • City: Ganjam
  • District: Ganjam
  • State: Odisha
  • Pincode: 761120

Payment Services

  • NEFT: Available
  • RTGS: Available
  • IMPS: Available
  • UPI: Available
Note: IFSC (Indian Financial System Code) is an 11-character code used to identify bank branches for electronic fund transfers (NEFT, RTGS, IMPS). Always verify the IFSC code before initiating any transaction.

Frequently Asked Questions

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches for electronic fund transfers. You can find IFSC code using our IFSC code search tool by entering the bank name, branch name, or the IFSC code itself.

To check IFSC code, use our IFSC code search tool. Enter the bank name and branch name, or search by IFSC code directly. You can also find banks near me by searching with your location.

IFSC code format consists of 11 characters: first 4 characters represent the bank name, followed by a zero (0), and the last 6 characters represent the branch code. For example, HDFC0001234 where HDFC is the bank code and 001234 is the branch code.

To find banks near me, use our IFSC finder tool. Enter your city or location, and we will show you all nearby bank branches with their IFSC codes, addresses, and contact details.

IFSC code is used for electronic fund transfers (NEFT, RTGS, IMPS) and is 11 characters long. MICR code is used for cheque processing and is 9 digits long. Both codes uniquely identify a bank branch.

You can verify IFSC code using our check IFSC code tool. Enter the IFSC code, and we will display the complete branch details including bank name, branch name, address, and available payment services (NEFT, RTGS, IMPS, UPI).

Yes, IFSC code is required for all electronic fund transfer methods including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service). Our tool shows which services are available for each branch.

To get IFSC code by bank name and branch, use our search tool. Select "Search by Bank & Branch" option, enter the bank name (e.g., Jana Small Finance Bank Ltd) and branch name, and we will display the complete IFSC code details.