IFSC Code JSFB0005007 - Jana Small Finance Bank Ltd Bakri
H-NO 419 KAZITOLA CHOWK ARA POST BHOJPUR DISTRICT BIHAR-802301
Quick Info
IFSC: JSFB0005007
Pincode: 802301
District: Bhojpur
Status: Active
About Jana Small Finance Bank Ltd Bakri
IFSC Code JSFB0005007 belongs to Jana Small Finance Bank Ltd Bakri branch located in Bhojpur, Bhojpur, Bihar. This branch serves customers in Bhojpur, Bhojpur, Bihar and surrounding areas.
Understanding IFSC Code JSFB0005007
The IFSC (Indian Financial System Code) JSFB0005007 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (JSFB): Bank code identifying Jana Small Finance Bank Ltd
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (005007): Unique branch identifier for Bakri
Electronic Fund Transfer Services
IFSC Code JSFB0005007 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Jana Small Finance Bank Ltd Bakri branch is located at H-NO 419 KAZITOLA CHOWK ARA POST BHOJPUR DISTRICT BIHAR-802301 (Pincode: 802301) in Bhojpur, Bhojpur, Bihar. This location serves customers in Bhojpur, Bhojpur, Bihar and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code JSFB0005007 to ensure the transaction is routed correctly.
How to Use IFSC Code JSFB0005007
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: JSFB0005007 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Jana Small Finance Bank Ltd Branches
If you're looking for other Jana Small Finance Bank Ltd branches in Bhojpur, Bhojpur, Bihar or nearby areas, use our Jana Small Finance Bank Ltd branch finder. You can search by city, district, or state to find all Jana Small Finance Bank Ltd branches with their respective IFSC codes.
Branch Details
| IFSC Code: | JSFB0005007 |
| Bank Name: | Jana Small Finance Bank Ltd |
| Branch Name: | Bakri |
| Address: | H-NO 419 KAZITOLA CHOWK ARA POST BHOJPUR DISTRICT BIHAR-802301 |
| City: | Bhojpur |
| District: | Bhojpur |
| State: | Bihar |
| Pincode: | 802301 |
Payment Services Available
Jana Small Finance Bank Ltd Bakri Branch IFSC Code JSFB0005007 — Complete Banking Guide for Bhojpur, Bihar
IFSC code JSFB0005007 belongs to the Bakri branch of Jana Small Finance Bank Ltd in Bhojpur, Bhojpur district, Bihar. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC JSFB0005007 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Jana Small Finance Bank Ltd, Bakri Branch
The Bakri branch of Jana Small Finance Bank Ltd in Bhojpur, Bihar serves retail and corporate customers in Bhojpur district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC JSFB0005007 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC JSFB0005007
Four primary digital payment rails use IFSC JSFB0005007 for transfers to Jana Small Finance Bank Ltd, Bakri: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC JSFB0005007 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Bakri branch of Jana Small Finance Bank Ltd in Bhojpur carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC JSFB0005007 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC JSFB0005007 Before Transferring
Before initiating any high-value transfer to IFSC JSFB0005007, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Jana Small Finance Bank Ltd's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Jana Small Finance Bank Ltd Bakri, Bhojpur IFSC
What is the IFSC of Jana Small Finance Bank Ltd Bakri in Bhojpur?
The IFSC of Jana Small Finance Bank Ltd, Bakri branch in Bhojpur, Bihar is JSFB0005007. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC JSFB0005007?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC JSFB0005007 to route funds to Jana Small Finance Bank Ltd, Bakri, Bhojpur.
Who assigns IFSC codes like JSFB0005007?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Jana Small Finance Bank Ltd applied for the IFSC for its Bakri branch in Bhojpur, and RBI issued JSFB0005007 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC JSFB0005007 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC JSFB0005007 at Jana Small Finance Bank Ltd, Bakri, Bhojpur. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC JSFB0005007.
About IFSC Code JSFB0005007
IFSC Code JSFB0005007 belongs to Jana Small Finance Bank Ltd branch Bakri located in Bhojpur, Bhojpur, Bihar.
Branch Information
- IFSC Code: JSFB0005007
- Bank: Jana Small Finance Bank Ltd
- Branch: Bakri
- Address: H-NO 419 KAZITOLA CHOWK ARA POST BHOJPUR DISTRICT BIHAR-802301
- City: Bhojpur
- District: Bhojpur
- State: Bihar
- Pincode: 802301
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available