IFSC Code KAIJ0000022 - Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited Ganapati Peth
H NO 741 OPP SINDHI MARKET PATEL CHOWK GANAPATI PETH SANGLI 416416
Quick Info
IFSC: KAIJ0000022
Pincode: 416416
District: Sangli
Status: Active
About Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited Ganapati Peth
IFSC Code KAIJ0000022 belongs to Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited Ganapati Peth branch located in Sangli, Sangli, Maharashtra. This branch serves customers in Sangli, Sangli, Maharashtra and surrounding areas.
Understanding IFSC Code KAIJ0000022
The IFSC (Indian Financial System Code) KAIJ0000022 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (KAIJ): Bank code identifying Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (000022): Unique branch identifier for Ganapati Peth
Electronic Fund Transfer Services
IFSC Code KAIJ0000022 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited Ganapati Peth branch is located at H NO 741 OPP SINDHI MARKET PATEL CHOWK GANAPATI PETH SANGLI 416416 (Pincode: 416416) in Sangli, Sangli, Maharashtra. This location serves customers in Sangli, Sangli, Maharashtra and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code KAIJ0000022 to ensure the transaction is routed correctly.
How to Use IFSC Code KAIJ0000022
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: KAIJ0000022 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited Branches
If you're looking for other Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited branches in Sangli, Sangli, Maharashtra or nearby areas, use our Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited branch finder. You can search by city, district, or state to find all Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited branches with their respective IFSC codes.
Branch Details
| IFSC Code: | KAIJ0000022 |
| Bank Name: | Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited |
| Branch Name: | Ganapati Peth |
| Address: | H NO 741 OPP SINDHI MARKET PATEL CHOWK GANAPATI PETH SANGLI 416416 |
| City: | Sangli |
| District: | Sangli |
| State: | Maharashtra |
| Pincode: | 416416 |
Payment Services Available
Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited Ganapati Peth Branch IFSC Code KAIJ0000022 — Complete Banking Guide for Sangli, Maharashtra
IFSC code KAIJ0000022 belongs to the Ganapati Peth branch of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Sangli, Sangli district, Maharashtra. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC KAIJ0000022 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited, Ganapati Peth Branch
The Ganapati Peth branch of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Sangli, Maharashtra serves retail and corporate customers in Sangli district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC KAIJ0000022 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC KAIJ0000022
Four primary digital payment rails use IFSC KAIJ0000022 for transfers to Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited, Ganapati Peth: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC KAIJ0000022 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Ganapati Peth branch of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Sangli carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC KAIJ0000022 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC KAIJ0000022 Before Transferring
Before initiating any high-value transfer to IFSC KAIJ0000022, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited Ganapati Peth, Sangli IFSC
What is the IFSC of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited Ganapati Peth in Sangli?
The IFSC of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited, Ganapati Peth branch in Sangli, Maharashtra is KAIJ0000022. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC KAIJ0000022?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC KAIJ0000022 to route funds to Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited, Ganapati Peth, Sangli.
Who assigns IFSC codes like KAIJ0000022?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited applied for the IFSC for its Ganapati Peth branch in Sangli, and RBI issued KAIJ0000022 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC KAIJ0000022 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC KAIJ0000022 at Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited, Ganapati Peth, Sangli. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC KAIJ0000022.
About IFSC Code KAIJ0000022
IFSC Code KAIJ0000022 belongs to Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited branch Ganapati Peth located in Sangli, Sangli, Maharashtra.
Branch Information
- IFSC Code: KAIJ0000022
- Bank: Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited
- Branch: Ganapati Peth
- Address: H NO 741 OPP SINDHI MARKET PATEL CHOWK GANAPATI PETH SANGLI 416416
- City: Sangli
- District: Sangli
- State: Maharashtra
- Pincode: 416416
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available