IFSC Code KAIJ0000040 - Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited College Camp Pachavati Nashik
SN 280P K K WAGH EDUCATION SOCIETY HIRABAI HARIDAS VIDYANAGARI AMRUTDHAM PANCHAVATI NASHIK 422003
Quick Info
IFSC: KAIJ0000040
Pincode: 422003
District: Nashik
Status: Active
About Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited College Camp Pachavati Nashik
IFSC Code KAIJ0000040 belongs to Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited College Camp Pachavati Nashik branch located in Nashik, Nashik, Maharashtra. This branch serves customers in Nashik, Nashik, Maharashtra and surrounding areas.
Understanding IFSC Code KAIJ0000040
The IFSC (Indian Financial System Code) KAIJ0000040 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (KAIJ): Bank code identifying Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (000040): Unique branch identifier for College Camp Pachavati Nashik
Electronic Fund Transfer Services
IFSC Code KAIJ0000040 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited College Camp Pachavati Nashik branch is located at SN 280P K K WAGH EDUCATION SOCIETY HIRABAI HARIDAS VIDYANAGARI AMRUTDHAM PANCHAVATI NASHIK 422003 (Pincode: 422003) in Nashik, Nashik, Maharashtra. This location serves customers in Nashik, Nashik, Maharashtra and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code KAIJ0000040 to ensure the transaction is routed correctly.
How to Use IFSC Code KAIJ0000040
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: KAIJ0000040 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited Branches
If you're looking for other Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited branches in Nashik, Nashik, Maharashtra or nearby areas, use our Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited branch finder. You can search by city, district, or state to find all Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited branches with their respective IFSC codes.
Branch Details
| IFSC Code: | KAIJ0000040 |
| Bank Name: | Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited |
| Branch Name: | College Camp Pachavati Nashik |
| Address: | SN 280P K K WAGH EDUCATION SOCIETY HIRABAI HARIDAS VIDYANAGARI AMRUTDHAM PANCHAVATI NASHIK 422003 |
| City: | Nashik |
| District: | Nashik |
| State: | Maharashtra |
| Pincode: | 422003 |
Payment Services Available
Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited College Camp Pachavati Nashik Branch IFSC Code KAIJ0000040 — Complete Banking Guide for Nashik, Maharashtra
IFSC code KAIJ0000040 belongs to the College Camp Pachavati Nashik branch of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Nashik, Nashik district, Maharashtra. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC KAIJ0000040 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited, College Camp Pachavati Nashik Branch
The College Camp Pachavati Nashik branch of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Nashik, Maharashtra serves retail and corporate customers in Nashik district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC KAIJ0000040 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC KAIJ0000040
Four primary digital payment rails use IFSC KAIJ0000040 for transfers to Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited, College Camp Pachavati Nashik: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC KAIJ0000040 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the College Camp Pachavati Nashik branch of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Nashik carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC KAIJ0000040 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC KAIJ0000040 Before Transferring
Before initiating any high-value transfer to IFSC KAIJ0000040, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited College Camp Pachavati Nashik, Nashik IFSC
What is the IFSC of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited College Camp Pachavati Nashik in Nashik?
The IFSC of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited, College Camp Pachavati Nashik branch in Nashik, Maharashtra is KAIJ0000040. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC KAIJ0000040?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC KAIJ0000040 to route funds to Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited, College Camp Pachavati Nashik, Nashik.
Who assigns IFSC codes like KAIJ0000040?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited applied for the IFSC for its College Camp Pachavati Nashik branch in Nashik, and RBI issued KAIJ0000040 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC KAIJ0000040 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC KAIJ0000040 at Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited, College Camp Pachavati Nashik, Nashik. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC KAIJ0000040.
About IFSC Code KAIJ0000040
IFSC Code KAIJ0000040 belongs to Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited branch College Camp Pachavati Nashik located in Nashik, Nashik, Maharashtra.
Branch Information
- IFSC Code: KAIJ0000040
- Bank: Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited
- Branch: College Camp Pachavati Nashik
- Address: SN 280P K K WAGH EDUCATION SOCIETY HIRABAI HARIDAS VIDYANAGARI AMRUTDHAM PANCHAVATI NASHIK 422003
- City: Nashik
- District: Nashik
- State: Maharashtra
- Pincode: 422003
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available