IFSC Code KJSB0KUB254 - The Kalyan Janata Sahakari Bank Ltd. The Konark Urban Co-op Bank Ltd - Siru Chowk Br

The Kalyan Janata Sahakari Bank Ltd. The Konark Urban Co-op Bank Ltd - Siru Chowk Br Branch IFSC Code KJSB0KUB254 — Complete Banking Guide for Ulhasnagar, Maharashtra

IFSC code KJSB0KUB254 belongs to the The Konark Urban Co-op Bank Ltd - Siru Chowk Br branch of The Kalyan Janata Sahakari Bank Ltd. in Ulhasnagar, Thane district, Maharashtra. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC KJSB0KUB254 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.

About The Kalyan Janata Sahakari Bank Ltd., The Konark Urban Co-op Bank Ltd - Siru Chowk Br Branch

The The Konark Urban Co-op Bank Ltd - Siru Chowk Br branch of The Kalyan Janata Sahakari Bank Ltd. in Ulhasnagar, Maharashtra serves retail and corporate customers in Thane district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC KJSB0KUB254 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.

Payment Methods Using IFSC KJSB0KUB254

Four primary digital payment rails use IFSC KJSB0KUB254 for transfers to The Kalyan Janata Sahakari Bank Ltd., The Konark Urban Co-op Bank Ltd - Siru Chowk Br: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC KJSB0KUB254 against the RBI IFSC master list before processing the payment.

MICR Code and Branch Details

In addition to the IFSC, the The Konark Urban Co-op Bank Ltd - Siru Chowk Br branch of The Kalyan Janata Sahakari Bank Ltd. in Ulhasnagar carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC KJSB0KUB254 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.

How to Verify IFSC KJSB0KUB254 Before Transferring

Before initiating any high-value transfer to IFSC KJSB0KUB254, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) The Kalyan Janata Sahakari Bank Ltd.'s official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.