IFSC Code KVBL0001320 - Karur Vysya Bank Gangavathi
NO 3-4-52 AND 3-4-23-1 WARD 15 OPP PATIL NURSING HOME BUS STAND ROAD
Quick Info
IFSC: KVBL0001320
District: GANGAVATHI
Status: Active
About Karur Vysya Bank Gangavathi
IFSC Code KVBL0001320 belongs to Karur Vysya Bank Gangavathi branch located in Gangavathi, Gangavathi, Karnataka. This branch serves customers in Gangavathi, Gangavathi, Karnataka and surrounding areas.
Understanding IFSC Code KVBL0001320
The IFSC (Indian Financial System Code) KVBL0001320 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (KVBL): Bank code identifying Karur Vysya Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (001320): Unique branch identifier for Gangavathi
Electronic Fund Transfer Services
IFSC Code KVBL0001320 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Karur Vysya Bank Gangavathi branch is located at NO 3-4-52 AND 3-4-23-1 WARD 15 OPP PATIL NURSING HOME BUS STAND ROAD in Gangavathi, Gangavathi, Karnataka. This location serves customers in Gangavathi, Gangavathi, Karnataka and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code KVBL0001320 to ensure the transaction is routed correctly.
How to Use IFSC Code KVBL0001320
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: KVBL0001320 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Karur Vysya Bank Branches
If you're looking for other Karur Vysya Bank branches in Gangavathi, Gangavathi, Karnataka or nearby areas, use our Karur Vysya Bank branch finder. You can search by city, district, or state to find all Karur Vysya Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | KVBL0001320 |
| Bank Name: | Karur Vysya Bank |
| Branch Name: | Gangavathi |
| Address: | NO 3-4-52 AND 3-4-23-1 WARD 15 OPP PATIL NURSING HOME BUS STAND ROAD |
| City: | Gangavathi |
| District: | Gangavathi |
| State: | Karnataka |
Payment Services Available
Karur Vysya Bank Gangavathi Branch IFSC Code KVBL0001320 — Complete Banking Guide for Gangavathi, Karnataka
IFSC code KVBL0001320 belongs to the Gangavathi branch of Karur Vysya Bank in Gangavathi, Gangavathi district, Karnataka. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC KVBL0001320 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Karur Vysya Bank, Gangavathi Branch
The Gangavathi branch of Karur Vysya Bank in Gangavathi, Karnataka serves retail and corporate customers in Gangavathi district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC KVBL0001320 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC KVBL0001320
Four primary digital payment rails use IFSC KVBL0001320 for transfers to Karur Vysya Bank, Gangavathi: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC KVBL0001320 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Gangavathi branch of Karur Vysya Bank in Gangavathi carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC KVBL0001320 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC KVBL0001320 Before Transferring
Before initiating any high-value transfer to IFSC KVBL0001320, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Karur Vysya Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Karur Vysya Bank Gangavathi, Gangavathi IFSC
What is the IFSC of Karur Vysya Bank Gangavathi in Gangavathi?
The IFSC of Karur Vysya Bank, Gangavathi branch in Gangavathi, Karnataka is KVBL0001320. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC KVBL0001320?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC KVBL0001320 to route funds to Karur Vysya Bank, Gangavathi, Gangavathi.
Who assigns IFSC codes like KVBL0001320?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Karur Vysya Bank applied for the IFSC for its Gangavathi branch in Gangavathi, and RBI issued KVBL0001320 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC KVBL0001320 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC KVBL0001320 at Karur Vysya Bank, Gangavathi, Gangavathi. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC KVBL0001320.
About IFSC Code KVBL0001320
IFSC Code KVBL0001320 belongs to Karur Vysya Bank branch Gangavathi located in Gangavathi, Gangavathi, Karnataka.
Branch Information
- IFSC Code: KVBL0001320
- Bank: Karur Vysya Bank
- Branch: Gangavathi
- Address: NO 3-4-52 AND 3-4-23-1 WARD 15 OPP PATIL NURSING HOME BUS STAND ROAD
- City: Gangavathi
- District: Gangavathi
- State: Karnataka
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available