IFSC Code KVBL0004303 - Karur Vysya Bank Jalandhar
ES 66 ADJ.V MART NEAR JYOTI CHOWK NAKODAR ROAD JALANDHAR
Quick Info
IFSC: KVBL0004303
Pincode: 141001
District: Ludhiana
Status: Active
About Karur Vysya Bank Jalandhar
IFSC Code KVBL0004303 belongs to Karur Vysya Bank Jalandhar branch located in Jalandhar, Ludhiana, Punjab. This branch serves customers in Jalandhar, Ludhiana, Punjab and surrounding areas.
Understanding IFSC Code KVBL0004303
The IFSC (Indian Financial System Code) KVBL0004303 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (KVBL): Bank code identifying Karur Vysya Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (004303): Unique branch identifier for Jalandhar
Electronic Fund Transfer Services
IFSC Code KVBL0004303 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Karur Vysya Bank Jalandhar branch is located at ES 66 ADJ.V MART NEAR JYOTI CHOWK NAKODAR ROAD JALANDHAR (Pincode: 141001) in Jalandhar, Ludhiana, Punjab. This location serves customers in Jalandhar, Ludhiana, Punjab and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code KVBL0004303 to ensure the transaction is routed correctly.
How to Use IFSC Code KVBL0004303
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: KVBL0004303 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Karur Vysya Bank Branches
If you're looking for other Karur Vysya Bank branches in Jalandhar, Ludhiana, Punjab or nearby areas, use our Karur Vysya Bank branch finder. You can search by city, district, or state to find all Karur Vysya Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | KVBL0004303 |
| Bank Name: | Karur Vysya Bank |
| Branch Name: | Jalandhar |
| Address: | ES 66 ADJ.V MART NEAR JYOTI CHOWK NAKODAR ROAD JALANDHAR |
| City: | Jalandhar |
| District: | Ludhiana |
| State: | Punjab |
| Pincode: | 141001 |
Payment Services Available
Karur Vysya Bank Jalandhar Branch IFSC Code KVBL0004303 — Complete Banking Guide for Jalandhar, Punjab
IFSC code KVBL0004303 belongs to the Jalandhar branch of Karur Vysya Bank in Jalandhar, Ludhiana district, Punjab. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC KVBL0004303 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Karur Vysya Bank, Jalandhar Branch
The Jalandhar branch of Karur Vysya Bank in Jalandhar, Punjab serves retail and corporate customers in Ludhiana district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC KVBL0004303 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC KVBL0004303
Four primary digital payment rails use IFSC KVBL0004303 for transfers to Karur Vysya Bank, Jalandhar: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC KVBL0004303 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Jalandhar branch of Karur Vysya Bank in Jalandhar carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC KVBL0004303 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC KVBL0004303 Before Transferring
Before initiating any high-value transfer to IFSC KVBL0004303, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Karur Vysya Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Karur Vysya Bank Jalandhar, Jalandhar IFSC
What is the IFSC of Karur Vysya Bank Jalandhar in Jalandhar?
The IFSC of Karur Vysya Bank, Jalandhar branch in Jalandhar, Punjab is KVBL0004303. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC KVBL0004303?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC KVBL0004303 to route funds to Karur Vysya Bank, Jalandhar, Jalandhar.
Who assigns IFSC codes like KVBL0004303?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Karur Vysya Bank applied for the IFSC for its Jalandhar branch in Jalandhar, and RBI issued KVBL0004303 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC KVBL0004303 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC KVBL0004303 at Karur Vysya Bank, Jalandhar, Jalandhar. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC KVBL0004303.
About IFSC Code KVBL0004303
IFSC Code KVBL0004303 belongs to Karur Vysya Bank branch Jalandhar located in Jalandhar, Ludhiana, Punjab.
Branch Information
- IFSC Code: KVBL0004303
- Bank: Karur Vysya Bank
- Branch: Jalandhar
- Address: ES 66 ADJ.V MART NEAR JYOTI CHOWK NAKODAR ROAD JALANDHAR
- City: Jalandhar
- District: Ludhiana
- State: Punjab
- Pincode: 141001
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available