IFSC Code KVGB0009051 - Karnataka Vikas Grameena Bank Bhatkal
BHATKAL BRANCH MUSHBA COMPLEX OPP KSRTC COMPLEX TA BHATKAL 581 320 DIST UTTARA KANNADA
Quick Info
IFSC: KVGB0009051
District: KUMTA
Status: Active
About Karnataka Vikas Grameena Bank Bhatkal
IFSC Code KVGB0009051 belongs to Karnataka Vikas Grameena Bank Bhatkal branch located in Bhatkal, Kumta, Karnataka. This branch serves customers in Bhatkal, Kumta, Karnataka and surrounding areas.
Understanding IFSC Code KVGB0009051
The IFSC (Indian Financial System Code) KVGB0009051 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (KVGB): Bank code identifying Karnataka Vikas Grameena Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (009051): Unique branch identifier for Bhatkal
Electronic Fund Transfer Services
IFSC Code KVGB0009051 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Karnataka Vikas Grameena Bank Bhatkal branch is located at BHATKAL BRANCH MUSHBA COMPLEX OPP KSRTC COMPLEX TA BHATKAL 581 320 DIST UTTARA KANNADA in Bhatkal, Kumta, Karnataka. This location serves customers in Bhatkal, Kumta, Karnataka and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code KVGB0009051 to ensure the transaction is routed correctly.
How to Use IFSC Code KVGB0009051
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: KVGB0009051 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Karnataka Vikas Grameena Bank Branches
If you're looking for other Karnataka Vikas Grameena Bank branches in Bhatkal, Kumta, Karnataka or nearby areas, use our Karnataka Vikas Grameena Bank branch finder. You can search by city, district, or state to find all Karnataka Vikas Grameena Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | KVGB0009051 |
| Bank Name: | Karnataka Vikas Grameena Bank |
| Branch Name: | Bhatkal |
| Address: | BHATKAL BRANCH MUSHBA COMPLEX OPP KSRTC COMPLEX TA BHATKAL 581 320 DIST UTTARA KANNADA |
| City: | Bhatkal |
| District: | Kumta |
| State: | Karnataka |
Payment Services Available
Karnataka Vikas Grameena Bank Bhatkal Branch IFSC Code KVGB0009051 — Complete Banking Guide for Bhatkal, Karnataka
IFSC code KVGB0009051 belongs to the Bhatkal branch of Karnataka Vikas Grameena Bank in Bhatkal, Kumta district, Karnataka. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC KVGB0009051 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Karnataka Vikas Grameena Bank, Bhatkal Branch
The Bhatkal branch of Karnataka Vikas Grameena Bank in Bhatkal, Karnataka serves retail and corporate customers in Kumta district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC KVGB0009051 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC KVGB0009051
Four primary digital payment rails use IFSC KVGB0009051 for transfers to Karnataka Vikas Grameena Bank, Bhatkal: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC KVGB0009051 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Bhatkal branch of Karnataka Vikas Grameena Bank in Bhatkal carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC KVGB0009051 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC KVGB0009051 Before Transferring
Before initiating any high-value transfer to IFSC KVGB0009051, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Karnataka Vikas Grameena Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Karnataka Vikas Grameena Bank Bhatkal, Bhatkal IFSC
What is the IFSC of Karnataka Vikas Grameena Bank Bhatkal in Bhatkal?
The IFSC of Karnataka Vikas Grameena Bank, Bhatkal branch in Bhatkal, Karnataka is KVGB0009051. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC KVGB0009051?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC KVGB0009051 to route funds to Karnataka Vikas Grameena Bank, Bhatkal, Bhatkal.
Who assigns IFSC codes like KVGB0009051?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Karnataka Vikas Grameena Bank applied for the IFSC for its Bhatkal branch in Bhatkal, and RBI issued KVGB0009051 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC KVGB0009051 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC KVGB0009051 at Karnataka Vikas Grameena Bank, Bhatkal, Bhatkal. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC KVGB0009051.
About IFSC Code KVGB0009051
IFSC Code KVGB0009051 belongs to Karnataka Vikas Grameena Bank branch Bhatkal located in Bhatkal, Kumta, Karnataka.
Branch Information
- IFSC Code: KVGB0009051
- Bank: Karnataka Vikas Grameena Bank
- Branch: Bhatkal
- Address: BHATKAL BRANCH MUSHBA COMPLEX OPP KSRTC COMPLEX TA BHATKAL 581 320 DIST UTTARA KANNADA
- City: Bhatkal
- District: Kumta
- State: Karnataka
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available