IFSC Code MAHB0002312 - Bank Of Maharashtra Vikasnagar
MAIN ROAD LAXMANPUR VIKAS NAGAR DEHRADUN-248198
Quick Info
IFSC: MAHB0002312
Pincode: 248198
District: Dehradun
Status: Active
About Bank Of Maharashtra Vikasnagar
IFSC Code MAHB0002312 belongs to Bank Of Maharashtra Vikasnagar branch located in Vikasnagar, Dehradun, Uttarakhand. This branch serves customers in Vikasnagar, Dehradun, Uttarakhand and surrounding areas.
Understanding IFSC Code MAHB0002312
The IFSC (Indian Financial System Code) MAHB0002312 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (MAHB): Bank code identifying Bank Of Maharashtra
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (002312): Unique branch identifier for Vikasnagar
Electronic Fund Transfer Services
IFSC Code MAHB0002312 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Bank Of Maharashtra Vikasnagar branch is located at MAIN ROAD LAXMANPUR VIKAS NAGAR DEHRADUN-248198 (Pincode: 248198) in Vikasnagar, Dehradun, Uttarakhand. This location serves customers in Vikasnagar, Dehradun, Uttarakhand and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code MAHB0002312 to ensure the transaction is routed correctly.
How to Use IFSC Code MAHB0002312
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: MAHB0002312 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Bank Of Maharashtra Branches
If you're looking for other Bank Of Maharashtra branches in Vikasnagar, Dehradun, Uttarakhand or nearby areas, use our Bank Of Maharashtra branch finder. You can search by city, district, or state to find all Bank Of Maharashtra branches with their respective IFSC codes.
Branch Details
| IFSC Code: | MAHB0002312 |
| Bank Name: | Bank Of Maharashtra |
| Branch Name: | Vikasnagar |
| Address: | MAIN ROAD LAXMANPUR VIKAS NAGAR DEHRADUN-248198 |
| City: | Vikasnagar |
| District: | Dehradun |
| State: | Uttarakhand |
| Pincode: | 248198 |
Payment Services Available
Bank Of Maharashtra Vikasnagar Branch IFSC Code MAHB0002312 — Complete Banking Guide for Vikasnagar, Uttarakhand
IFSC code MAHB0002312 belongs to the Vikasnagar branch of Bank Of Maharashtra in Vikasnagar, Dehradun district, Uttarakhand. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC MAHB0002312 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Bank Of Maharashtra, Vikasnagar Branch
The Vikasnagar branch of Bank Of Maharashtra in Vikasnagar, Uttarakhand serves retail and corporate customers in Dehradun district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC MAHB0002312 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC MAHB0002312
Four primary digital payment rails use IFSC MAHB0002312 for transfers to Bank Of Maharashtra, Vikasnagar: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC MAHB0002312 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Vikasnagar branch of Bank Of Maharashtra in Vikasnagar carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC MAHB0002312 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC MAHB0002312 Before Transferring
Before initiating any high-value transfer to IFSC MAHB0002312, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Bank Of Maharashtra's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Bank Of Maharashtra Vikasnagar, Vikasnagar IFSC
What is the IFSC of Bank Of Maharashtra Vikasnagar in Vikasnagar?
The IFSC of Bank Of Maharashtra, Vikasnagar branch in Vikasnagar, Uttarakhand is MAHB0002312. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC MAHB0002312?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC MAHB0002312 to route funds to Bank Of Maharashtra, Vikasnagar, Vikasnagar.
Who assigns IFSC codes like MAHB0002312?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Bank Of Maharashtra applied for the IFSC for its Vikasnagar branch in Vikasnagar, and RBI issued MAHB0002312 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC MAHB0002312 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC MAHB0002312 at Bank Of Maharashtra, Vikasnagar, Vikasnagar. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC MAHB0002312.
About IFSC Code MAHB0002312
IFSC Code MAHB0002312 belongs to Bank Of Maharashtra branch Vikasnagar located in Vikasnagar, Dehradun, Uttarakhand.
Branch Information
- IFSC Code: MAHB0002312
- Bank: Bank Of Maharashtra
- Branch: Vikasnagar
- Address: MAIN ROAD LAXMANPUR VIKAS NAGAR DEHRADUN-248198
- City: Vikasnagar
- District: Dehradun
- State: Uttarakhand
- Pincode: 248198
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available