IFSC Code MAHB0002761 - Bank Of Maharashtra Kotkapura
NEAR GIANI ZAIL SINGH MARKET MOGA ROAD KOTKAPURA DIST. - FARIDKOT PUNJAB - 151204
Quick Info
IFSC: MAHB0002761
Pincode: 151204
District: Faridkot
Status: Active
About Bank Of Maharashtra Kotkapura
IFSC Code MAHB0002761 belongs to Bank Of Maharashtra Kotkapura branch located in Kotkapura, Faridkot, Punjab. This branch serves customers in Kotkapura, Faridkot, Punjab and surrounding areas.
Understanding IFSC Code MAHB0002761
The IFSC (Indian Financial System Code) MAHB0002761 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (MAHB): Bank code identifying Bank Of Maharashtra
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (002761): Unique branch identifier for Kotkapura
Electronic Fund Transfer Services
IFSC Code MAHB0002761 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Bank Of Maharashtra Kotkapura branch is located at NEAR GIANI ZAIL SINGH MARKET MOGA ROAD KOTKAPURA DIST. - FARIDKOT PUNJAB - 151204 (Pincode: 151204) in Kotkapura, Faridkot, Punjab. This location serves customers in Kotkapura, Faridkot, Punjab and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code MAHB0002761 to ensure the transaction is routed correctly.
How to Use IFSC Code MAHB0002761
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: MAHB0002761 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Bank Of Maharashtra Branches
If you're looking for other Bank Of Maharashtra branches in Kotkapura, Faridkot, Punjab or nearby areas, use our Bank Of Maharashtra branch finder. You can search by city, district, or state to find all Bank Of Maharashtra branches with their respective IFSC codes.
Branch Details
| IFSC Code: | MAHB0002761 |
| Bank Name: | Bank Of Maharashtra |
| Branch Name: | Kotkapura |
| Address: | NEAR GIANI ZAIL SINGH MARKET MOGA ROAD KOTKAPURA DIST. - FARIDKOT PUNJAB - 151204 |
| City: | Kotkapura |
| District: | Faridkot |
| State: | Punjab |
| Pincode: | 151204 |
Payment Services Available
Bank Of Maharashtra Kotkapura Branch IFSC Code MAHB0002761 — Complete Banking Guide for Kotkapura, Punjab
IFSC code MAHB0002761 belongs to the Kotkapura branch of Bank Of Maharashtra in Kotkapura, Faridkot district, Punjab. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC MAHB0002761 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Bank Of Maharashtra, Kotkapura Branch
The Kotkapura branch of Bank Of Maharashtra in Kotkapura, Punjab serves retail and corporate customers in Faridkot district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC MAHB0002761 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC MAHB0002761
Four primary digital payment rails use IFSC MAHB0002761 for transfers to Bank Of Maharashtra, Kotkapura: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC MAHB0002761 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Kotkapura branch of Bank Of Maharashtra in Kotkapura carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC MAHB0002761 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC MAHB0002761 Before Transferring
Before initiating any high-value transfer to IFSC MAHB0002761, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Bank Of Maharashtra's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Bank Of Maharashtra Kotkapura, Kotkapura IFSC
What is the IFSC of Bank Of Maharashtra Kotkapura in Kotkapura?
The IFSC of Bank Of Maharashtra, Kotkapura branch in Kotkapura, Punjab is MAHB0002761. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC MAHB0002761?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC MAHB0002761 to route funds to Bank Of Maharashtra, Kotkapura, Kotkapura.
Who assigns IFSC codes like MAHB0002761?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Bank Of Maharashtra applied for the IFSC for its Kotkapura branch in Kotkapura, and RBI issued MAHB0002761 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC MAHB0002761 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC MAHB0002761 at Bank Of Maharashtra, Kotkapura, Kotkapura. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC MAHB0002761.
About IFSC Code MAHB0002761
IFSC Code MAHB0002761 belongs to Bank Of Maharashtra branch Kotkapura located in Kotkapura, Faridkot, Punjab.
Branch Information
- IFSC Code: MAHB0002761
- Bank: Bank Of Maharashtra
- Branch: Kotkapura
- Address: NEAR GIANI ZAIL SINGH MARKET MOGA ROAD KOTKAPURA DIST. - FARIDKOT PUNJAB - 151204
- City: Kotkapura
- District: Faridkot
- State: Punjab
- Pincode: 151204
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available