IFSC Code MAHG0004307 - Maharashtra Gramin Bank Ausa
AT AUSA TQ AUSA DIST LATUR
Quick Info
IFSC: MAHG0004307
Pincode: 413520
District: Latur
Status: Active
About Maharashtra Gramin Bank Ausa
IFSC Code MAHG0004307 belongs to Maharashtra Gramin Bank Ausa branch located in Ausa, Latur, Maharashtra. This branch serves customers in Ausa, Latur, Maharashtra and surrounding areas.
Understanding IFSC Code MAHG0004307
The IFSC (Indian Financial System Code) MAHG0004307 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (MAHG): Bank code identifying Maharashtra Gramin Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (004307): Unique branch identifier for Ausa
Electronic Fund Transfer Services
IFSC Code MAHG0004307 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Maharashtra Gramin Bank Ausa branch is located at AT AUSA TQ AUSA DIST LATUR (Pincode: 413520) in Ausa, Latur, Maharashtra. This location serves customers in Ausa, Latur, Maharashtra and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code MAHG0004307 to ensure the transaction is routed correctly.
How to Use IFSC Code MAHG0004307
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: MAHG0004307 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Maharashtra Gramin Bank Branches
If you're looking for other Maharashtra Gramin Bank branches in Ausa, Latur, Maharashtra or nearby areas, use our Maharashtra Gramin Bank branch finder. You can search by city, district, or state to find all Maharashtra Gramin Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | MAHG0004307 |
| Bank Name: | Maharashtra Gramin Bank |
| Branch Name: | Ausa |
| Address: | AT AUSA TQ AUSA DIST LATUR |
| City: | Ausa |
| District: | Latur |
| State: | Maharashtra |
| Pincode: | 413520 |
Payment Services Available
Maharashtra Gramin Bank Ausa Branch IFSC Code MAHG0004307 — Complete Banking Guide for Ausa, Maharashtra
IFSC code MAHG0004307 belongs to the Ausa branch of Maharashtra Gramin Bank in Ausa, Latur district, Maharashtra. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC MAHG0004307 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Maharashtra Gramin Bank, Ausa Branch
The Ausa branch of Maharashtra Gramin Bank in Ausa, Maharashtra serves retail and corporate customers in Latur district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC MAHG0004307 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC MAHG0004307
Four primary digital payment rails use IFSC MAHG0004307 for transfers to Maharashtra Gramin Bank, Ausa: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC MAHG0004307 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Ausa branch of Maharashtra Gramin Bank in Ausa carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC MAHG0004307 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC MAHG0004307 Before Transferring
Before initiating any high-value transfer to IFSC MAHG0004307, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Maharashtra Gramin Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Maharashtra Gramin Bank Ausa, Ausa IFSC
What is the IFSC of Maharashtra Gramin Bank Ausa in Ausa?
The IFSC of Maharashtra Gramin Bank, Ausa branch in Ausa, Maharashtra is MAHG0004307. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC MAHG0004307?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC MAHG0004307 to route funds to Maharashtra Gramin Bank, Ausa, Ausa.
Who assigns IFSC codes like MAHG0004307?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Maharashtra Gramin Bank applied for the IFSC for its Ausa branch in Ausa, and RBI issued MAHG0004307 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC MAHG0004307 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC MAHG0004307 at Maharashtra Gramin Bank, Ausa, Ausa. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC MAHG0004307.
About IFSC Code MAHG0004307
IFSC Code MAHG0004307 belongs to Maharashtra Gramin Bank branch Ausa located in Ausa, Latur, Maharashtra.
Branch Information
- IFSC Code: MAHG0004307
- Bank: Maharashtra Gramin Bank
- Branch: Ausa
- Address: AT AUSA TQ AUSA DIST LATUR
- City: Ausa
- District: Latur
- State: Maharashtra
- Pincode: 413520
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available