IFSC Code MCAB0000024 - The Meghalaya Co-operative Apex Bank Ltd Mawsynram
MAWSYNRAM EAST KHASI HILLS DIST.
Quick Info
IFSC: MCAB0000024
Pincode: 793113
District: West Khasi Hills
Status: Active
About The Meghalaya Co-operative Apex Bank Ltd Mawsynram
IFSC Code MCAB0000024 belongs to The Meghalaya Co-operative Apex Bank Ltd Mawsynram branch located in Mawsynram, West Khasi Hills, Meghalaya. This branch serves customers in Mawsynram, West Khasi Hills, Meghalaya and surrounding areas.
Understanding IFSC Code MCAB0000024
The IFSC (Indian Financial System Code) MCAB0000024 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (MCAB): Bank code identifying The Meghalaya Co-operative Apex Bank Ltd
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (000024): Unique branch identifier for Mawsynram
Electronic Fund Transfer Services
IFSC Code MCAB0000024 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The The Meghalaya Co-operative Apex Bank Ltd Mawsynram branch is located at MAWSYNRAM EAST KHASI HILLS DIST. (Pincode: 793113) in Mawsynram, West Khasi Hills, Meghalaya. This location serves customers in Mawsynram, West Khasi Hills, Meghalaya and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code MCAB0000024 to ensure the transaction is routed correctly.
How to Use IFSC Code MCAB0000024
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: MCAB0000024 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other The Meghalaya Co-operative Apex Bank Ltd Branches
If you're looking for other The Meghalaya Co-operative Apex Bank Ltd branches in Mawsynram, West Khasi Hills, Meghalaya or nearby areas, use our The Meghalaya Co-operative Apex Bank Ltd branch finder. You can search by city, district, or state to find all The Meghalaya Co-operative Apex Bank Ltd branches with their respective IFSC codes.
Branch Details
| IFSC Code: | MCAB0000024 |
| Bank Name: | The Meghalaya Co-operative Apex Bank Ltd |
| Branch Name: | Mawsynram |
| Address: | MAWSYNRAM EAST KHASI HILLS DIST. |
| City: | Mawsynram |
| District: | West Khasi Hills |
| State: | Meghalaya |
| Pincode: | 793113 |
Payment Services Available
The Meghalaya Co-operative Apex Bank Ltd Mawsynram Branch IFSC Code MCAB0000024 — Complete Banking Guide for Mawsynram, Meghalaya
IFSC code MCAB0000024 belongs to the Mawsynram branch of The Meghalaya Co-operative Apex Bank Ltd in Mawsynram, West Khasi Hills district, Meghalaya. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC MCAB0000024 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About The Meghalaya Co-operative Apex Bank Ltd, Mawsynram Branch
The Mawsynram branch of The Meghalaya Co-operative Apex Bank Ltd in Mawsynram, Meghalaya serves retail and corporate customers in West Khasi Hills district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC MCAB0000024 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC MCAB0000024
Four primary digital payment rails use IFSC MCAB0000024 for transfers to The Meghalaya Co-operative Apex Bank Ltd, Mawsynram: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC MCAB0000024 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Mawsynram branch of The Meghalaya Co-operative Apex Bank Ltd in Mawsynram carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC MCAB0000024 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC MCAB0000024 Before Transferring
Before initiating any high-value transfer to IFSC MCAB0000024, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) The Meghalaya Co-operative Apex Bank Ltd's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — The Meghalaya Co-operative Apex Bank Ltd Mawsynram, Mawsynram IFSC
What is the IFSC of The Meghalaya Co-operative Apex Bank Ltd Mawsynram in Mawsynram?
The IFSC of The Meghalaya Co-operative Apex Bank Ltd, Mawsynram branch in Mawsynram, Meghalaya is MCAB0000024. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC MCAB0000024?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC MCAB0000024 to route funds to The Meghalaya Co-operative Apex Bank Ltd, Mawsynram, Mawsynram.
Who assigns IFSC codes like MCAB0000024?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. The Meghalaya Co-operative Apex Bank Ltd applied for the IFSC for its Mawsynram branch in Mawsynram, and RBI issued MCAB0000024 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC MCAB0000024 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC MCAB0000024 at The Meghalaya Co-operative Apex Bank Ltd, Mawsynram, Mawsynram. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC MCAB0000024.
About IFSC Code MCAB0000024
IFSC Code MCAB0000024 belongs to The Meghalaya Co-operative Apex Bank Ltd branch Mawsynram located in Mawsynram, West Khasi Hills, Meghalaya.
Branch Information
- IFSC Code: MCAB0000024
- Bank: The Meghalaya Co-operative Apex Bank Ltd
- Branch: Mawsynram
- Address: MAWSYNRAM EAST KHASI HILLS DIST.
- City: Mawsynram
- District: West Khasi Hills
- State: Meghalaya
- Pincode: 793113
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available