IFSC Code MCBL0960063 - Gs Mahanagar Co-operative Bank Limited Mumbai Shirdi
BHAGCHAND APPARTMENT GROUND FLOOR PIMPALWADI ROAD. SHIRDI TAL-RAHATA DIST- AHMEDNAGAR- 423109 PH NO- 02423-256866
Quick Info
IFSC: MCBL0960063
Pincode: 256866
District: AHMADNAGAR
Status: Active
About Gs Mahanagar Co-operative Bank Limited Mumbai Shirdi
IFSC Code MCBL0960063 belongs to Gs Mahanagar Co-operative Bank Limited Mumbai Shirdi branch located in Shirdi, Ahmadnagar, Maharashtra. This branch serves customers in Shirdi, Ahmadnagar, Maharashtra and surrounding areas.
Understanding IFSC Code MCBL0960063
The IFSC (Indian Financial System Code) MCBL0960063 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (MCBL): Bank code identifying Gs Mahanagar Co-operative Bank Limited Mumbai
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (960063): Unique branch identifier for Shirdi
Electronic Fund Transfer Services
IFSC Code MCBL0960063 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Gs Mahanagar Co-operative Bank Limited Mumbai Shirdi branch is located at BHAGCHAND APPARTMENT GROUND FLOOR PIMPALWADI ROAD. SHIRDI TAL-RAHATA DIST- AHMEDNAGAR- 423109 PH NO- 02423-256866 (Pincode: 256866) in Shirdi, Ahmadnagar, Maharashtra. This location serves customers in Shirdi, Ahmadnagar, Maharashtra and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code MCBL0960063 to ensure the transaction is routed correctly.
How to Use IFSC Code MCBL0960063
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: MCBL0960063 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Gs Mahanagar Co-operative Bank Limited Mumbai Branches
If you're looking for other Gs Mahanagar Co-operative Bank Limited Mumbai branches in Shirdi, Ahmadnagar, Maharashtra or nearby areas, use our Gs Mahanagar Co-operative Bank Limited Mumbai branch finder. You can search by city, district, or state to find all Gs Mahanagar Co-operative Bank Limited Mumbai branches with their respective IFSC codes.
Branch Details
| IFSC Code: | MCBL0960063 |
| Bank Name: | Gs Mahanagar Co-operative Bank Limited Mumbai |
| Branch Name: | Shirdi |
| Address: | BHAGCHAND APPARTMENT GROUND FLOOR PIMPALWADI ROAD. SHIRDI TAL-RAHATA DIST- AHMEDNAGAR- 423109 PH NO- 02423-256866 |
| City: | Shirdi |
| District: | Ahmadnagar |
| State: | Maharashtra |
| Pincode: | 256866 |
Payment Services Available
Gs Mahanagar Co-operative Bank Limited Mumbai Shirdi Branch IFSC Code MCBL0960063 — Complete Banking Guide for Shirdi, Maharashtra
IFSC code MCBL0960063 belongs to the Shirdi branch of Gs Mahanagar Co-operative Bank Limited Mumbai in Shirdi, Ahmadnagar district, Maharashtra. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC MCBL0960063 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Gs Mahanagar Co-operative Bank Limited Mumbai, Shirdi Branch
The Shirdi branch of Gs Mahanagar Co-operative Bank Limited Mumbai in Shirdi, Maharashtra serves retail and corporate customers in Ahmadnagar district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC MCBL0960063 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC MCBL0960063
Four primary digital payment rails use IFSC MCBL0960063 for transfers to Gs Mahanagar Co-operative Bank Limited Mumbai, Shirdi: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC MCBL0960063 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Shirdi branch of Gs Mahanagar Co-operative Bank Limited Mumbai in Shirdi carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC MCBL0960063 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC MCBL0960063 Before Transferring
Before initiating any high-value transfer to IFSC MCBL0960063, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Gs Mahanagar Co-operative Bank Limited Mumbai's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Gs Mahanagar Co-operative Bank Limited Mumbai Shirdi, Shirdi IFSC
What is the IFSC of Gs Mahanagar Co-operative Bank Limited Mumbai Shirdi in Shirdi?
The IFSC of Gs Mahanagar Co-operative Bank Limited Mumbai, Shirdi branch in Shirdi, Maharashtra is MCBL0960063. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC MCBL0960063?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC MCBL0960063 to route funds to Gs Mahanagar Co-operative Bank Limited Mumbai, Shirdi, Shirdi.
Who assigns IFSC codes like MCBL0960063?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Gs Mahanagar Co-operative Bank Limited Mumbai applied for the IFSC for its Shirdi branch in Shirdi, and RBI issued MCBL0960063 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC MCBL0960063 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC MCBL0960063 at Gs Mahanagar Co-operative Bank Limited Mumbai, Shirdi, Shirdi. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC MCBL0960063.
About IFSC Code MCBL0960063
IFSC Code MCBL0960063 belongs to Gs Mahanagar Co-operative Bank Limited Mumbai branch Shirdi located in Shirdi, Ahmadnagar, Maharashtra.
Branch Information
- IFSC Code: MCBL0960063
- Bank: Gs Mahanagar Co-operative Bank Limited Mumbai
- Branch: Shirdi
- Address: BHAGCHAND APPARTMENT GROUND FLOOR PIMPALWADI ROAD. SHIRDI TAL-RAHATA DIST- AHMEDNAGAR- 423109 PH NO- 02423-256866
- City: Shirdi
- District: Ahmadnagar
- State: Maharashtra
- Pincode: 256866
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available