IFSC Code MSCI0BANSB1 - Maharashtra State Cooperative Bank Dr Babasaheb Ambedkar Nagari Sahakari Bank Ltd Aurangabad Mill Corner

Maharashtra State Cooperative Bank Dr Babasaheb Ambedkar Nagari Sahakari Bank Ltd Aurangabad Mill Corner Branch IFSC Code MSCI0BANSB1 — Complete Banking Guide for Aurangabad, Maharashtra

IFSC code MSCI0BANSB1 belongs to the Dr Babasaheb Ambedkar Nagari Sahakari Bank Ltd Aurangabad Mill Corner branch of Maharashtra State Cooperative Bank in Aurangabad, Aurangabad district, Maharashtra. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC MSCI0BANSB1 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.

About Maharashtra State Cooperative Bank, Dr Babasaheb Ambedkar Nagari Sahakari Bank Ltd Aurangabad Mill Corner Branch

The Dr Babasaheb Ambedkar Nagari Sahakari Bank Ltd Aurangabad Mill Corner branch of Maharashtra State Cooperative Bank in Aurangabad, Maharashtra serves retail and corporate customers in Aurangabad district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC MSCI0BANSB1 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.

Payment Methods Using IFSC MSCI0BANSB1

Four primary digital payment rails use IFSC MSCI0BANSB1 for transfers to Maharashtra State Cooperative Bank, Dr Babasaheb Ambedkar Nagari Sahakari Bank Ltd Aurangabad Mill Corner: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC MSCI0BANSB1 against the RBI IFSC master list before processing the payment.

MICR Code and Branch Details

In addition to the IFSC, the Dr Babasaheb Ambedkar Nagari Sahakari Bank Ltd Aurangabad Mill Corner branch of Maharashtra State Cooperative Bank in Aurangabad carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC MSCI0BANSB1 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.

How to Verify IFSC MSCI0BANSB1 Before Transferring

Before initiating any high-value transfer to IFSC MSCI0BANSB1, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Maharashtra State Cooperative Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.