IFSC Code MSCI0WDCC05 - Maharashtra State Cooperative Bank The Wardha District Central Cooperative Bank Ltd. Branch - Samudrapur
MAIN ROAD SAMUDRAPUR TAH SAMUDRAPUR DIST WARDHA PIN CODE-442305
Quick Info
IFSC: MSCI0WDCC05
Pincode: 442305
District: Wardha
Status: Active
About Maharashtra State Cooperative Bank The Wardha District Central Cooperative Bank Ltd. Branch - Samudrapur
IFSC Code MSCI0WDCC05 belongs to Maharashtra State Cooperative Bank The Wardha District Central Cooperative Bank Ltd. Branch - Samudrapur branch located in Samudrapur, Wardha, Maharashtra. This branch serves customers in Samudrapur, Wardha, Maharashtra and surrounding areas.
Understanding IFSC Code MSCI0WDCC05
The IFSC (Indian Financial System Code) MSCI0WDCC05 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (MSCI): Bank code identifying Maharashtra State Cooperative Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (WDCC05): Unique branch identifier for The Wardha District Central Cooperative Bank Ltd. Branch - Samudrapur
Electronic Fund Transfer Services
IFSC Code MSCI0WDCC05 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Maharashtra State Cooperative Bank The Wardha District Central Cooperative Bank Ltd. Branch - Samudrapur branch is located at MAIN ROAD SAMUDRAPUR TAH SAMUDRAPUR DIST WARDHA PIN CODE-442305 (Pincode: 442305) in Samudrapur, Wardha, Maharashtra. This location serves customers in Samudrapur, Wardha, Maharashtra and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code MSCI0WDCC05 to ensure the transaction is routed correctly.
How to Use IFSC Code MSCI0WDCC05
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: MSCI0WDCC05 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Maharashtra State Cooperative Bank Branches
If you're looking for other Maharashtra State Cooperative Bank branches in Samudrapur, Wardha, Maharashtra or nearby areas, use our Maharashtra State Cooperative Bank branch finder. You can search by city, district, or state to find all Maharashtra State Cooperative Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | MSCI0WDCC05 |
| Bank Name: | Maharashtra State Cooperative Bank |
| Branch Name: | The Wardha District Central Cooperative Bank Ltd. Branch - Samudrapur |
| Address: | MAIN ROAD SAMUDRAPUR TAH SAMUDRAPUR DIST WARDHA PIN CODE-442305 |
| City: | Samudrapur |
| District: | Wardha |
| State: | Maharashtra |
| Pincode: | 442305 |
Payment Services Available
Maharashtra State Cooperative Bank The Wardha District Central Cooperative Bank Ltd. Branch - Samudrapur Branch IFSC Code MSCI0WDCC05 — Complete Banking Guide for Samudrapur, Maharashtra
IFSC code MSCI0WDCC05 belongs to the The Wardha District Central Cooperative Bank Ltd. Branch - Samudrapur branch of Maharashtra State Cooperative Bank in Samudrapur, Wardha district, Maharashtra. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC MSCI0WDCC05 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Maharashtra State Cooperative Bank, The Wardha District Central Cooperative Bank Ltd. Branch - Samudrapur Branch
The The Wardha District Central Cooperative Bank Ltd. Branch - Samudrapur branch of Maharashtra State Cooperative Bank in Samudrapur, Maharashtra serves retail and corporate customers in Wardha district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC MSCI0WDCC05 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC MSCI0WDCC05
Four primary digital payment rails use IFSC MSCI0WDCC05 for transfers to Maharashtra State Cooperative Bank, The Wardha District Central Cooperative Bank Ltd. Branch - Samudrapur: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC MSCI0WDCC05 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the The Wardha District Central Cooperative Bank Ltd. Branch - Samudrapur branch of Maharashtra State Cooperative Bank in Samudrapur carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC MSCI0WDCC05 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC MSCI0WDCC05 Before Transferring
Before initiating any high-value transfer to IFSC MSCI0WDCC05, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Maharashtra State Cooperative Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Maharashtra State Cooperative Bank The Wardha District Central Cooperative Bank Ltd. Branch - Samudrapur, Samudrapur IFSC
What is the IFSC of Maharashtra State Cooperative Bank The Wardha District Central Cooperative Bank Ltd. Branch - Samudrapur in Samudrapur?
The IFSC of Maharashtra State Cooperative Bank, The Wardha District Central Cooperative Bank Ltd. Branch - Samudrapur branch in Samudrapur, Maharashtra is MSCI0WDCC05. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC MSCI0WDCC05?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC MSCI0WDCC05 to route funds to Maharashtra State Cooperative Bank, The Wardha District Central Cooperative Bank Ltd. Branch - Samudrapur, Samudrapur.
Who assigns IFSC codes like MSCI0WDCC05?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Maharashtra State Cooperative Bank applied for the IFSC for its The Wardha District Central Cooperative Bank Ltd. Branch - Samudrapur branch in Samudrapur, and RBI issued MSCI0WDCC05 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC MSCI0WDCC05 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC MSCI0WDCC05 at Maharashtra State Cooperative Bank, The Wardha District Central Cooperative Bank Ltd. Branch - Samudrapur, Samudrapur. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC MSCI0WDCC05.
About IFSC Code MSCI0WDCC05
IFSC Code MSCI0WDCC05 belongs to Maharashtra State Cooperative Bank branch The Wardha District Central Cooperative Bank Ltd. Branch - Samudrapur located in Samudrapur, Wardha, Maharashtra.
Branch Information
- IFSC Code: MSCI0WDCC05
- Bank: Maharashtra State Cooperative Bank
- Branch: The Wardha District Central Cooperative Bank Ltd. Branch - Samudrapur
- Address: MAIN ROAD SAMUDRAPUR TAH SAMUDRAPUR DIST WARDHA PIN CODE-442305
- City: Samudrapur
- District: Wardha
- State: Maharashtra
- Pincode: 442305
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available