IFSC Code NCUB0000101 - The Nilambur Co Operative Urban Bank Ltd Nilambur Nilambur Main Branch

The Nilambur Co Operative Urban Bank Ltd Nilambur Nilambur Main Branch Branch IFSC Code NCUB0000101 — Complete Banking Guide for Nilambur, Kerala

IFSC code NCUB0000101 belongs to the Nilambur Main Branch branch of The Nilambur Co Operative Urban Bank Ltd Nilambur in Nilambur, Malappuram district, Kerala. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC NCUB0000101 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.

About The Nilambur Co Operative Urban Bank Ltd Nilambur, Nilambur Main Branch Branch

The Nilambur Main Branch branch of The Nilambur Co Operative Urban Bank Ltd Nilambur in Nilambur, Kerala serves retail and corporate customers in Malappuram district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC NCUB0000101 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.

Payment Methods Using IFSC NCUB0000101

Four primary digital payment rails use IFSC NCUB0000101 for transfers to The Nilambur Co Operative Urban Bank Ltd Nilambur, Nilambur Main Branch: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC NCUB0000101 against the RBI IFSC master list before processing the payment.

MICR Code and Branch Details

In addition to the IFSC, the Nilambur Main Branch branch of The Nilambur Co Operative Urban Bank Ltd Nilambur in Nilambur carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC NCUB0000101 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.

How to Verify IFSC NCUB0000101 Before Transferring

Before initiating any high-value transfer to IFSC NCUB0000101, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) The Nilambur Co Operative Urban Bank Ltd Nilambur's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.