IFSC Code NESF0000126 - North East Small Finance Bank Limited Kalaigaon
OPPOSITE OF KALAIGAON HIGHER SECONDARY SCHOOL VILL KALAIGAON PO KALAIGAON PS KALAIGAON
Quick Info
IFSC: NESF0000126
District: KALAIGAON
Status: Active
About North East Small Finance Bank Limited Kalaigaon
IFSC Code NESF0000126 belongs to North East Small Finance Bank Limited Kalaigaon branch located in Kalaigaon, Kalaigaon, Assam. This branch serves customers in Kalaigaon, Kalaigaon, Assam and surrounding areas.
Understanding IFSC Code NESF0000126
The IFSC (Indian Financial System Code) NESF0000126 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (NESF): Bank code identifying North East Small Finance Bank Limited
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (000126): Unique branch identifier for Kalaigaon
Electronic Fund Transfer Services
IFSC Code NESF0000126 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The North East Small Finance Bank Limited Kalaigaon branch is located at OPPOSITE OF KALAIGAON HIGHER SECONDARY SCHOOL VILL KALAIGAON PO KALAIGAON PS KALAIGAON in Kalaigaon, Kalaigaon, Assam. This location serves customers in Kalaigaon, Kalaigaon, Assam and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code NESF0000126 to ensure the transaction is routed correctly.
How to Use IFSC Code NESF0000126
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: NESF0000126 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other North East Small Finance Bank Limited Branches
If you're looking for other North East Small Finance Bank Limited branches in Kalaigaon, Kalaigaon, Assam or nearby areas, use our North East Small Finance Bank Limited branch finder. You can search by city, district, or state to find all North East Small Finance Bank Limited branches with their respective IFSC codes.
Branch Details
| IFSC Code: | NESF0000126 |
| Bank Name: | North East Small Finance Bank Limited |
| Branch Name: | Kalaigaon |
| Address: | OPPOSITE OF KALAIGAON HIGHER SECONDARY SCHOOL VILL KALAIGAON PO KALAIGAON PS KALAIGAON |
| City: | Kalaigaon |
| District: | Kalaigaon |
| State: | Assam |
Payment Services Available
North East Small Finance Bank Limited Kalaigaon Branch IFSC Code NESF0000126 — Complete Banking Guide for Kalaigaon, Assam
IFSC code NESF0000126 belongs to the Kalaigaon branch of North East Small Finance Bank Limited in Kalaigaon, Kalaigaon district, Assam. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC NESF0000126 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About North East Small Finance Bank Limited, Kalaigaon Branch
The Kalaigaon branch of North East Small Finance Bank Limited in Kalaigaon, Assam serves retail and corporate customers in Kalaigaon district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC NESF0000126 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC NESF0000126
Four primary digital payment rails use IFSC NESF0000126 for transfers to North East Small Finance Bank Limited, Kalaigaon: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC NESF0000126 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Kalaigaon branch of North East Small Finance Bank Limited in Kalaigaon carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC NESF0000126 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC NESF0000126 Before Transferring
Before initiating any high-value transfer to IFSC NESF0000126, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) North East Small Finance Bank Limited's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — North East Small Finance Bank Limited Kalaigaon, Kalaigaon IFSC
What is the IFSC of North East Small Finance Bank Limited Kalaigaon in Kalaigaon?
The IFSC of North East Small Finance Bank Limited, Kalaigaon branch in Kalaigaon, Assam is NESF0000126. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC NESF0000126?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC NESF0000126 to route funds to North East Small Finance Bank Limited, Kalaigaon, Kalaigaon.
Who assigns IFSC codes like NESF0000126?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. North East Small Finance Bank Limited applied for the IFSC for its Kalaigaon branch in Kalaigaon, and RBI issued NESF0000126 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC NESF0000126 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC NESF0000126 at North East Small Finance Bank Limited, Kalaigaon, Kalaigaon. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC NESF0000126.
About IFSC Code NESF0000126
IFSC Code NESF0000126 belongs to North East Small Finance Bank Limited branch Kalaigaon located in Kalaigaon, Kalaigaon, Assam.
Branch Information
- IFSC Code: NESF0000126
- Bank: North East Small Finance Bank Limited
- Branch: Kalaigaon
- Address: OPPOSITE OF KALAIGAON HIGHER SECONDARY SCHOOL VILL KALAIGAON PO KALAIGAON PS KALAIGAON
- City: Kalaigaon
- District: Kalaigaon
- State: Assam
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available