IFSC Code NGSB0000032 - Nagpur Nagarik Sahakari Bank Limited Raipur
RAJ TOWERS TATYA PARA CHOWK RAMSAGARPARA ROAD
Quick Info
IFSC: NGSB0000032
District: NAGPUR
Status: Active
About Nagpur Nagarik Sahakari Bank Limited Raipur
IFSC Code NGSB0000032 belongs to Nagpur Nagarik Sahakari Bank Limited Raipur branch located in Raipur, Nagpur, Chhattisgarh. This branch serves customers in Raipur, Nagpur, Chhattisgarh and surrounding areas.
Understanding IFSC Code NGSB0000032
The IFSC (Indian Financial System Code) NGSB0000032 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (NGSB): Bank code identifying Nagpur Nagarik Sahakari Bank Limited
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (000032): Unique branch identifier for Raipur
Electronic Fund Transfer Services
IFSC Code NGSB0000032 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Nagpur Nagarik Sahakari Bank Limited Raipur branch is located at RAJ TOWERS TATYA PARA CHOWK RAMSAGARPARA ROAD in Raipur, Nagpur, Chhattisgarh. This location serves customers in Raipur, Nagpur, Chhattisgarh and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code NGSB0000032 to ensure the transaction is routed correctly.
How to Use IFSC Code NGSB0000032
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: NGSB0000032 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Nagpur Nagarik Sahakari Bank Limited Branches
If you're looking for other Nagpur Nagarik Sahakari Bank Limited branches in Raipur, Nagpur, Chhattisgarh or nearby areas, use our Nagpur Nagarik Sahakari Bank Limited branch finder. You can search by city, district, or state to find all Nagpur Nagarik Sahakari Bank Limited branches with their respective IFSC codes.
Branch Details
| IFSC Code: | NGSB0000032 |
| Bank Name: | Nagpur Nagarik Sahakari Bank Limited |
| Branch Name: | Raipur |
| Address: | RAJ TOWERS TATYA PARA CHOWK RAMSAGARPARA ROAD |
| City: | Raipur |
| District: | Nagpur |
| State: | Chhattisgarh |
Payment Services Available
Nagpur Nagarik Sahakari Bank Limited Raipur Branch IFSC Code NGSB0000032 — Complete Banking Guide for Raipur, Chhattisgarh
IFSC code NGSB0000032 belongs to the Raipur branch of Nagpur Nagarik Sahakari Bank Limited in Raipur, Nagpur district, Chhattisgarh. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC NGSB0000032 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Nagpur Nagarik Sahakari Bank Limited, Raipur Branch
The Raipur branch of Nagpur Nagarik Sahakari Bank Limited in Raipur, Chhattisgarh serves retail and corporate customers in Nagpur district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC NGSB0000032 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC NGSB0000032
Four primary digital payment rails use IFSC NGSB0000032 for transfers to Nagpur Nagarik Sahakari Bank Limited, Raipur: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC NGSB0000032 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Raipur branch of Nagpur Nagarik Sahakari Bank Limited in Raipur carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC NGSB0000032 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC NGSB0000032 Before Transferring
Before initiating any high-value transfer to IFSC NGSB0000032, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Nagpur Nagarik Sahakari Bank Limited's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Nagpur Nagarik Sahakari Bank Limited Raipur, Raipur IFSC
What is the IFSC of Nagpur Nagarik Sahakari Bank Limited Raipur in Raipur?
The IFSC of Nagpur Nagarik Sahakari Bank Limited, Raipur branch in Raipur, Chhattisgarh is NGSB0000032. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC NGSB0000032?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC NGSB0000032 to route funds to Nagpur Nagarik Sahakari Bank Limited, Raipur, Raipur.
Who assigns IFSC codes like NGSB0000032?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Nagpur Nagarik Sahakari Bank Limited applied for the IFSC for its Raipur branch in Raipur, and RBI issued NGSB0000032 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC NGSB0000032 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC NGSB0000032 at Nagpur Nagarik Sahakari Bank Limited, Raipur, Raipur. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC NGSB0000032.
About IFSC Code NGSB0000032
IFSC Code NGSB0000032 belongs to Nagpur Nagarik Sahakari Bank Limited branch Raipur located in Raipur, Nagpur, Chhattisgarh.
Branch Information
- IFSC Code: NGSB0000032
- Bank: Nagpur Nagarik Sahakari Bank Limited
- Branch: Raipur
- Address: RAJ TOWERS TATYA PARA CHOWK RAMSAGARPARA ROAD
- City: Raipur
- District: Nagpur
- State: Chhattisgarh
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available