IFSC Code NJBK0790001 - Nav Jeevan Co Op Bank Ltd Main Branch
BHAWANI SAW MILLS COMPOUND ULHASNAGAR 421003
Quick Info
IFSC: NJBK0790001
Pincode: 421003
District: THANE
Status: Active
About Nav Jeevan Co Op Bank Ltd Main Branch
IFSC Code NJBK0790001 belongs to Nav Jeevan Co Op Bank Ltd Main Branch branch located in Ulhasnagar, Thane, Maharashtra. This branch serves customers in Ulhasnagar, Thane, Maharashtra and surrounding areas.
Understanding IFSC Code NJBK0790001
The IFSC (Indian Financial System Code) NJBK0790001 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (NJBK): Bank code identifying Nav Jeevan Co Op Bank Ltd
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (790001): Unique branch identifier for Main Branch
Electronic Fund Transfer Services
IFSC Code NJBK0790001 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Nav Jeevan Co Op Bank Ltd Main Branch branch is located at BHAWANI SAW MILLS COMPOUND ULHASNAGAR 421003 (Pincode: 421003) in Ulhasnagar, Thane, Maharashtra. This location serves customers in Ulhasnagar, Thane, Maharashtra and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code NJBK0790001 to ensure the transaction is routed correctly.
How to Use IFSC Code NJBK0790001
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: NJBK0790001 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Nav Jeevan Co Op Bank Ltd Branches
If you're looking for other Nav Jeevan Co Op Bank Ltd branches in Ulhasnagar, Thane, Maharashtra or nearby areas, use our Nav Jeevan Co Op Bank Ltd branch finder. You can search by city, district, or state to find all Nav Jeevan Co Op Bank Ltd branches with their respective IFSC codes.
Branch Details
| IFSC Code: | NJBK0790001 |
| Bank Name: | Nav Jeevan Co Op Bank Ltd |
| Branch Name: | Main Branch |
| Address: | BHAWANI SAW MILLS COMPOUND ULHASNAGAR 421003 |
| City: | Ulhasnagar |
| District: | Thane |
| State: | Maharashtra |
| Pincode: | 421003 |
Payment Services Available
Nav Jeevan Co Op Bank Ltd Main Branch Branch IFSC Code NJBK0790001 — Complete Banking Guide for Ulhasnagar, Maharashtra
IFSC code NJBK0790001 belongs to the Main Branch branch of Nav Jeevan Co Op Bank Ltd in Ulhasnagar, Thane district, Maharashtra. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC NJBK0790001 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Nav Jeevan Co Op Bank Ltd, Main Branch Branch
The Main Branch branch of Nav Jeevan Co Op Bank Ltd in Ulhasnagar, Maharashtra serves retail and corporate customers in Thane district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC NJBK0790001 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC NJBK0790001
Four primary digital payment rails use IFSC NJBK0790001 for transfers to Nav Jeevan Co Op Bank Ltd, Main Branch: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC NJBK0790001 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Main Branch branch of Nav Jeevan Co Op Bank Ltd in Ulhasnagar carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC NJBK0790001 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC NJBK0790001 Before Transferring
Before initiating any high-value transfer to IFSC NJBK0790001, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Nav Jeevan Co Op Bank Ltd's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Nav Jeevan Co Op Bank Ltd Main Branch, Ulhasnagar IFSC
What is the IFSC of Nav Jeevan Co Op Bank Ltd Main Branch in Ulhasnagar?
The IFSC of Nav Jeevan Co Op Bank Ltd, Main Branch branch in Ulhasnagar, Maharashtra is NJBK0790001. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC NJBK0790001?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC NJBK0790001 to route funds to Nav Jeevan Co Op Bank Ltd, Main Branch, Ulhasnagar.
Who assigns IFSC codes like NJBK0790001?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Nav Jeevan Co Op Bank Ltd applied for the IFSC for its Main Branch branch in Ulhasnagar, and RBI issued NJBK0790001 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC NJBK0790001 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC NJBK0790001 at Nav Jeevan Co Op Bank Ltd, Main Branch, Ulhasnagar. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC NJBK0790001.
About IFSC Code NJBK0790001
IFSC Code NJBK0790001 belongs to Nav Jeevan Co Op Bank Ltd branch Main Branch located in Ulhasnagar, Thane, Maharashtra.
Branch Information
- IFSC Code: NJBK0790001
- Bank: Nav Jeevan Co Op Bank Ltd
- Branch: Main Branch
- Address: BHAWANI SAW MILLS COMPOUND ULHASNAGAR 421003
- City: Ulhasnagar
- District: Thane
- State: Maharashtra
- Pincode: 421003
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available