IFSC Code NKGS0000048 - Nkgsb Cooperative Bank Limited Kamothe
UMA SHIV CORNER SECTOR 19 KAMATHE NAVI MUMBAI
Quick Info
IFSC: NKGS0000048
District: KAMOTHE
Status: Active
About Nkgsb Cooperative Bank Limited Kamothe
IFSC Code NKGS0000048 belongs to Nkgsb Cooperative Bank Limited Kamothe branch located in Mumbai, Kamothe, Maharashtra. This branch serves customers in Mumbai, Kamothe, Maharashtra and surrounding areas.
Understanding IFSC Code NKGS0000048
The IFSC (Indian Financial System Code) NKGS0000048 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (NKGS): Bank code identifying Nkgsb Cooperative Bank Limited
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (000048): Unique branch identifier for Kamothe
Electronic Fund Transfer Services
IFSC Code NKGS0000048 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Nkgsb Cooperative Bank Limited Kamothe branch is located at UMA SHIV CORNER SECTOR 19 KAMATHE NAVI MUMBAI in Mumbai, Kamothe, Maharashtra. This location serves customers in Mumbai, Kamothe, Maharashtra and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code NKGS0000048 to ensure the transaction is routed correctly.
How to Use IFSC Code NKGS0000048
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: NKGS0000048 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Nkgsb Cooperative Bank Limited Branches
If you're looking for other Nkgsb Cooperative Bank Limited branches in Mumbai, Kamothe, Maharashtra or nearby areas, use our Nkgsb Cooperative Bank Limited branch finder. You can search by city, district, or state to find all Nkgsb Cooperative Bank Limited branches with their respective IFSC codes.
Branch Details
| IFSC Code: | NKGS0000048 |
| Bank Name: | Nkgsb Cooperative Bank Limited |
| Branch Name: | Kamothe |
| Address: | UMA SHIV CORNER SECTOR 19 KAMATHE NAVI MUMBAI |
| City: | Mumbai |
| District: | Kamothe |
| State: | Maharashtra |
Payment Services Available
Nkgsb Cooperative Bank Limited Kamothe Branch IFSC Code NKGS0000048 — Complete Banking Guide for Mumbai, Maharashtra
IFSC code NKGS0000048 belongs to the Kamothe branch of Nkgsb Cooperative Bank Limited in Mumbai, Kamothe district, Maharashtra. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC NKGS0000048 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Nkgsb Cooperative Bank Limited, Kamothe Branch
The Kamothe branch of Nkgsb Cooperative Bank Limited in Mumbai, Maharashtra serves retail and corporate customers in Kamothe district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC NKGS0000048 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC NKGS0000048
Four primary digital payment rails use IFSC NKGS0000048 for transfers to Nkgsb Cooperative Bank Limited, Kamothe: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC NKGS0000048 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Kamothe branch of Nkgsb Cooperative Bank Limited in Mumbai carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC NKGS0000048 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC NKGS0000048 Before Transferring
Before initiating any high-value transfer to IFSC NKGS0000048, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Nkgsb Cooperative Bank Limited's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Nkgsb Cooperative Bank Limited Kamothe, Mumbai IFSC
What is the IFSC of Nkgsb Cooperative Bank Limited Kamothe in Mumbai?
The IFSC of Nkgsb Cooperative Bank Limited, Kamothe branch in Mumbai, Maharashtra is NKGS0000048. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC NKGS0000048?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC NKGS0000048 to route funds to Nkgsb Cooperative Bank Limited, Kamothe, Mumbai.
Who assigns IFSC codes like NKGS0000048?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Nkgsb Cooperative Bank Limited applied for the IFSC for its Kamothe branch in Mumbai, and RBI issued NKGS0000048 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC NKGS0000048 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC NKGS0000048 at Nkgsb Cooperative Bank Limited, Kamothe, Mumbai. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC NKGS0000048.
About IFSC Code NKGS0000048
IFSC Code NKGS0000048 belongs to Nkgsb Cooperative Bank Limited branch Kamothe located in Mumbai, Kamothe, Maharashtra.
Branch Information
- IFSC Code: NKGS0000048
- Bank: Nkgsb Cooperative Bank Limited
- Branch: Kamothe
- Address: UMA SHIV CORNER SECTOR 19 KAMATHE NAVI MUMBAI
- City: Mumbai
- District: Kamothe
- State: Maharashtra
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available