Overview of IFSC Code NKGS0000059: The IFSC code NKGS0000059 uniquely identifies the Nkgsb Cooperative Bank Limited branch located at Ratnagiri in the North Goa district of Goa. This 11-digit alphanumeric code is mandatory for routing electronic fund transfers like NEFT, RTGS, and IMPS to the correct bank account.

IFSC Code NKGS0000059 - Nkgsb Cooperative Bank Limited Ratnagiri

NKGS0000059 Nkgsb Cooperative Bank Limited Ratnagiri North Goa Goa

RUNANUBANDHA NAGAR PARISHAD ROAD VILLAGE NACHANE RATNAGIRI-403001

View all Nkgsb Cooperative Bank Limited branches
Quick Info

IFSC: NKGS0000059

Pincode: 403001

District: North Goa

Status: Active

About Nkgsb Cooperative Bank Limited Ratnagiri

IFSC Code NKGS0000059 belongs to Nkgsb Cooperative Bank Limited Ratnagiri branch located in Ratnagiri, North Goa, Goa. This branch serves customers in Ratnagiri, North Goa, Goa and surrounding areas.

Understanding IFSC Code NKGS0000059

The IFSC (Indian Financial System Code) NKGS0000059 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:

  • First 4 characters (NKGS): Bank code identifying Nkgsb Cooperative Bank Limited
  • 5th character (0): Reserved for future use (always 0)
  • Last 6 characters (000059): Unique branch identifier for Ratnagiri
Electronic Fund Transfer Services

IFSC Code NKGS0000059 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:

NEFT (National Electronic Funds Transfer)

Batch processing system for fund transfers. Available Yes at this branch.

Processing: Multiple batches daily, typically settles within 2 hours during banking hours.

RTGS (Real Time Gross Settlement)

Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.

Processing: Real-time settlement, typically within minutes during RTGS hours.

IMPS (Immediate Payment Service)

24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.

Processing: Instant transfer, available 24/7 including holidays.

UPI (Unified Payments Interface)

Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.

Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.

Branch Location and Accessibility

The Nkgsb Cooperative Bank Limited Ratnagiri branch is located at RUNANUBANDHA NAGAR PARISHAD ROAD VILLAGE NACHANE RATNAGIRI-403001 (Pincode: 403001) in Ratnagiri, North Goa, Goa. This location serves customers in Ratnagiri, North Goa, Goa and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code NKGS0000059 to ensure the transaction is routed correctly.

How to Use IFSC Code NKGS0000059

When making online fund transfers to an account at this branch, you will need:

  1. IFSC Code: NKGS0000059 (for NEFT, RTGS, IMPS)
  2. Account Number: The recipient's account number
  3. Account Holder Name: As registered with the bank
Important: Always verify the IFSC code before initiating any fund transfer. Incorrect IFSC codes can result in failed transactions or funds being sent to the wrong branch. This IFSC code information is verified from official Reserve Bank of India (RBI) records and is updated regularly to ensure accuracy.
Finding Other Nkgsb Cooperative Bank Limited Branches

If you're looking for other Nkgsb Cooperative Bank Limited branches in Ratnagiri, North Goa, Goa or nearby areas, use our Nkgsb Cooperative Bank Limited branch finder. You can search by city, district, or state to find all Nkgsb Cooperative Bank Limited branches with their respective IFSC codes.

Branch Details
IFSC Code: NKGS0000059
Bank Name: Nkgsb Cooperative Bank Limited
Branch Name: Ratnagiri
Address: RUNANUBANDHA NAGAR PARISHAD ROAD VILLAGE NACHANE RATNAGIRI-403001
City: Ratnagiri
District: North Goa
State: Goa
Pincode: 403001
Payment Services Available
NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available
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Nkgsb Cooperative Bank Limited Ratnagiri Branch IFSC Code NKGS0000059 — Complete Banking Guide for Ratnagiri, Goa

IFSC code NKGS0000059 belongs to the Ratnagiri branch of Nkgsb Cooperative Bank Limited in Ratnagiri, North Goa district, Goa. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC NKGS0000059 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.

About Nkgsb Cooperative Bank Limited, Ratnagiri Branch

The Ratnagiri branch of Nkgsb Cooperative Bank Limited in Ratnagiri, Goa serves retail and corporate customers in North Goa district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC NKGS0000059 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.

Payment Methods Using IFSC NKGS0000059

Four primary digital payment rails use IFSC NKGS0000059 for transfers to Nkgsb Cooperative Bank Limited, Ratnagiri: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC NKGS0000059 against the RBI IFSC master list before processing the payment.

MICR Code and Branch Details

In addition to the IFSC, the Ratnagiri branch of Nkgsb Cooperative Bank Limited in Ratnagiri carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC NKGS0000059 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.

How to Verify IFSC NKGS0000059 Before Transferring

Before initiating any high-value transfer to IFSC NKGS0000059, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Nkgsb Cooperative Bank Limited's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.

FAQs — Nkgsb Cooperative Bank Limited Ratnagiri, Ratnagiri IFSC

What is the IFSC of Nkgsb Cooperative Bank Limited Ratnagiri in Ratnagiri?

The IFSC of Nkgsb Cooperative Bank Limited, Ratnagiri branch in Ratnagiri, Goa is NKGS0000059. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.

What is the minimum amount for NEFT to IFSC NKGS0000059?

There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC NKGS0000059 to route funds to Nkgsb Cooperative Bank Limited, Ratnagiri, Ratnagiri.

Who assigns IFSC codes like NKGS0000059?

The Reserve Bank of India (RBI) assigns all IFSC codes in India. Nkgsb Cooperative Bank Limited applied for the IFSC for its Ratnagiri branch in Ratnagiri, and RBI issued NKGS0000059 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.

Can I use IFSC NKGS0000059 for UPI payments?

UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC NKGS0000059 at Nkgsb Cooperative Bank Limited, Ratnagiri, Ratnagiri. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC NKGS0000059.

About IFSC Code NKGS0000059

IFSC Code NKGS0000059 belongs to Nkgsb Cooperative Bank Limited branch Ratnagiri located in Ratnagiri, North Goa, Goa.

Branch Information

  • IFSC Code: NKGS0000059
  • Bank: Nkgsb Cooperative Bank Limited
  • Branch: Ratnagiri
  • Address: RUNANUBANDHA NAGAR PARISHAD ROAD VILLAGE NACHANE RATNAGIRI-403001
  • City: Ratnagiri
  • District: North Goa
  • State: Goa
  • Pincode: 403001

Payment Services

  • NEFT: Available
  • RTGS: Available
  • IMPS: Available
  • UPI: Available
Note: IFSC (Indian Financial System Code) is an 11-character code used to identify bank branches for electronic fund transfers (NEFT, RTGS, IMPS). Always verify the IFSC code before initiating any transaction.

Frequently Asked Questions

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches for electronic fund transfers. You can find IFSC code using our IFSC code search tool by entering the bank name, branch name, or the IFSC code itself.

To check IFSC code, use our IFSC code search tool. Enter the bank name and branch name, or search by IFSC code directly. You can also find banks near me by searching with your location.

IFSC code format consists of 11 characters: first 4 characters represent the bank name, followed by a zero (0), and the last 6 characters represent the branch code. For example, HDFC0001234 where HDFC is the bank code and 001234 is the branch code.

To find banks near me, use our IFSC finder tool. Enter your city or location, and we will show you all nearby bank branches with their IFSC codes, addresses, and contact details.

IFSC code is used for electronic fund transfers (NEFT, RTGS, IMPS) and is 11 characters long. MICR code is used for cheque processing and is 9 digits long. Both codes uniquely identify a bank branch.

You can verify IFSC code using our check IFSC code tool. Enter the IFSC code, and we will display the complete branch details including bank name, branch name, address, and available payment services (NEFT, RTGS, IMPS, UPI).

Yes, IFSC code is required for all electronic fund transfer methods including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service). Our tool shows which services are available for each branch.

To get IFSC code by bank name and branch, use our search tool. Select "Search by Bank & Branch" option, enter the bank name (e.g., Nkgsb Cooperative Bank Limited) and branch name, and we will display the complete IFSC code details.