IFSC Code NMCB0000072 - The Nasik Merchants Cooperative Bank Limited Bhosari (pune)
GAVHANE VASTI SADASHIV PALACE A/P BHOSARI DIST PUNE
Quick Info
IFSC: NMCB0000072
District: PUNE
Status: Active
About The Nasik Merchants Cooperative Bank Limited Bhosari (pune)
IFSC Code NMCB0000072 belongs to The Nasik Merchants Cooperative Bank Limited Bhosari (pune) branch located in Bhosari, Pune, Maharashtra. This branch serves customers in Bhosari, Pune, Maharashtra and surrounding areas.
Understanding IFSC Code NMCB0000072
The IFSC (Indian Financial System Code) NMCB0000072 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (NMCB): Bank code identifying The Nasik Merchants Cooperative Bank Limited
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (000072): Unique branch identifier for Bhosari (pune)
Electronic Fund Transfer Services
IFSC Code NMCB0000072 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The The Nasik Merchants Cooperative Bank Limited Bhosari (pune) branch is located at GAVHANE VASTI SADASHIV PALACE A/P BHOSARI DIST PUNE in Bhosari, Pune, Maharashtra. This location serves customers in Bhosari, Pune, Maharashtra and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code NMCB0000072 to ensure the transaction is routed correctly.
How to Use IFSC Code NMCB0000072
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: NMCB0000072 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other The Nasik Merchants Cooperative Bank Limited Branches
If you're looking for other The Nasik Merchants Cooperative Bank Limited branches in Bhosari, Pune, Maharashtra or nearby areas, use our The Nasik Merchants Cooperative Bank Limited branch finder. You can search by city, district, or state to find all The Nasik Merchants Cooperative Bank Limited branches with their respective IFSC codes.
Branch Details
| IFSC Code: | NMCB0000072 |
| Bank Name: | The Nasik Merchants Cooperative Bank Limited |
| Branch Name: | Bhosari (pune) |
| Address: | GAVHANE VASTI SADASHIV PALACE A/P BHOSARI DIST PUNE |
| City: | Bhosari |
| District: | Pune |
| State: | Maharashtra |
Payment Services Available
The Nasik Merchants Cooperative Bank Limited Bhosari (pune) Branch IFSC Code NMCB0000072 — Complete Banking Guide for Bhosari, Maharashtra
IFSC code NMCB0000072 belongs to the Bhosari (pune) branch of The Nasik Merchants Cooperative Bank Limited in Bhosari, Pune district, Maharashtra. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC NMCB0000072 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About The Nasik Merchants Cooperative Bank Limited, Bhosari (pune) Branch
The Bhosari (pune) branch of The Nasik Merchants Cooperative Bank Limited in Bhosari, Maharashtra serves retail and corporate customers in Pune district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC NMCB0000072 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC NMCB0000072
Four primary digital payment rails use IFSC NMCB0000072 for transfers to The Nasik Merchants Cooperative Bank Limited, Bhosari (pune): NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC NMCB0000072 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Bhosari (pune) branch of The Nasik Merchants Cooperative Bank Limited in Bhosari carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC NMCB0000072 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC NMCB0000072 Before Transferring
Before initiating any high-value transfer to IFSC NMCB0000072, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) The Nasik Merchants Cooperative Bank Limited's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — The Nasik Merchants Cooperative Bank Limited Bhosari (pune), Bhosari IFSC
What is the IFSC of The Nasik Merchants Cooperative Bank Limited Bhosari (pune) in Bhosari?
The IFSC of The Nasik Merchants Cooperative Bank Limited, Bhosari (pune) branch in Bhosari, Maharashtra is NMCB0000072. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC NMCB0000072?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC NMCB0000072 to route funds to The Nasik Merchants Cooperative Bank Limited, Bhosari (pune), Bhosari.
Who assigns IFSC codes like NMCB0000072?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. The Nasik Merchants Cooperative Bank Limited applied for the IFSC for its Bhosari (pune) branch in Bhosari, and RBI issued NMCB0000072 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC NMCB0000072 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC NMCB0000072 at The Nasik Merchants Cooperative Bank Limited, Bhosari (pune), Bhosari. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC NMCB0000072.
About IFSC Code NMCB0000072
IFSC Code NMCB0000072 belongs to The Nasik Merchants Cooperative Bank Limited branch Bhosari (pune) located in Bhosari, Pune, Maharashtra.
Branch Information
- IFSC Code: NMCB0000072
- Bank: The Nasik Merchants Cooperative Bank Limited
- Branch: Bhosari (pune)
- Address: GAVHANE VASTI SADASHIV PALACE A/P BHOSARI DIST PUNE
- City: Bhosari
- District: Pune
- State: Maharashtra
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available