IFSC Code NTBL0NAI001 - The Nainital Bank Limited Nainital
G.B.PANT ROAD NAINITAL 263 002 (UTTARAKHAND)
Quick Info
IFSC: NTBL0NAI001
Pincode: 263001
District: Nainital
Status: Active
About The Nainital Bank Limited Nainital
IFSC Code NTBL0NAI001 belongs to The Nainital Bank Limited Nainital branch located in Nainital, Nainital, Uttarakhand. This branch serves customers in Nainital, Nainital, Uttarakhand and surrounding areas.
Understanding IFSC Code NTBL0NAI001
The IFSC (Indian Financial System Code) NTBL0NAI001 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (NTBL): Bank code identifying The Nainital Bank Limited
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (NAI001): Unique branch identifier for Nainital
Electronic Fund Transfer Services
IFSC Code NTBL0NAI001 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The The Nainital Bank Limited Nainital branch is located at G.B.PANT ROAD NAINITAL 263 002 (UTTARAKHAND) (Pincode: 263001) in Nainital, Nainital, Uttarakhand. This location serves customers in Nainital, Nainital, Uttarakhand and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code NTBL0NAI001 to ensure the transaction is routed correctly.
How to Use IFSC Code NTBL0NAI001
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: NTBL0NAI001 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other The Nainital Bank Limited Branches
If you're looking for other The Nainital Bank Limited branches in Nainital, Nainital, Uttarakhand or nearby areas, use our The Nainital Bank Limited branch finder. You can search by city, district, or state to find all The Nainital Bank Limited branches with their respective IFSC codes.
Branch Details
| IFSC Code: | NTBL0NAI001 |
| Bank Name: | The Nainital Bank Limited |
| Branch Name: | Nainital |
| Address: | G.B.PANT ROAD NAINITAL 263 002 (UTTARAKHAND) |
| City: | Nainital |
| District: | Nainital |
| State: | Uttarakhand |
| Pincode: | 263001 |
Payment Services Available
The Nainital Bank Limited Nainital Branch IFSC Code NTBL0NAI001 — Complete Banking Guide for Nainital, Uttarakhand
IFSC code NTBL0NAI001 belongs to the Nainital branch of The Nainital Bank Limited in Nainital, Nainital district, Uttarakhand. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC NTBL0NAI001 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About The Nainital Bank Limited, Nainital Branch
The Nainital branch of The Nainital Bank Limited in Nainital, Uttarakhand serves retail and corporate customers in Nainital district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC NTBL0NAI001 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC NTBL0NAI001
Four primary digital payment rails use IFSC NTBL0NAI001 for transfers to The Nainital Bank Limited, Nainital: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC NTBL0NAI001 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Nainital branch of The Nainital Bank Limited in Nainital carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC NTBL0NAI001 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC NTBL0NAI001 Before Transferring
Before initiating any high-value transfer to IFSC NTBL0NAI001, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) The Nainital Bank Limited's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — The Nainital Bank Limited Nainital, Nainital IFSC
What is the IFSC of The Nainital Bank Limited Nainital in Nainital?
The IFSC of The Nainital Bank Limited, Nainital branch in Nainital, Uttarakhand is NTBL0NAI001. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC NTBL0NAI001?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC NTBL0NAI001 to route funds to The Nainital Bank Limited, Nainital, Nainital.
Who assigns IFSC codes like NTBL0NAI001?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. The Nainital Bank Limited applied for the IFSC for its Nainital branch in Nainital, and RBI issued NTBL0NAI001 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC NTBL0NAI001 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC NTBL0NAI001 at The Nainital Bank Limited, Nainital, Nainital. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC NTBL0NAI001.
About IFSC Code NTBL0NAI001
IFSC Code NTBL0NAI001 belongs to The Nainital Bank Limited branch Nainital located in Nainital, Nainital, Uttarakhand.
Branch Information
- IFSC Code: NTBL0NAI001
- Bank: The Nainital Bank Limited
- Branch: Nainital
- Address: G.B.PANT ROAD NAINITAL 263 002 (UTTARAKHAND)
- City: Nainital
- District: Nainital
- State: Uttarakhand
- Pincode: 263001
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available