IFSC Code PKGB0011086 - Karnataka Gramin Bank Bhalki
TQ.BHALKI DIST.BIDAR
Quick Info
IFSC: PKGB0011086
Pincode: 585328
District: Bidar
Status: Active
About Karnataka Gramin Bank Bhalki
IFSC Code PKGB0011086 belongs to Karnataka Gramin Bank Bhalki branch located in Bhalki, Bidar, Karnataka. This branch serves customers in Bhalki, Bidar, Karnataka and surrounding areas.
Understanding IFSC Code PKGB0011086
The IFSC (Indian Financial System Code) PKGB0011086 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (PKGB): Bank code identifying Karnataka Gramin Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (011086): Unique branch identifier for Bhalki
Electronic Fund Transfer Services
IFSC Code PKGB0011086 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Karnataka Gramin Bank Bhalki branch is located at TQ.BHALKI DIST.BIDAR (Pincode: 585328) in Bhalki, Bidar, Karnataka. This location serves customers in Bhalki, Bidar, Karnataka and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code PKGB0011086 to ensure the transaction is routed correctly.
How to Use IFSC Code PKGB0011086
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: PKGB0011086 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Karnataka Gramin Bank Branches
If you're looking for other Karnataka Gramin Bank branches in Bhalki, Bidar, Karnataka or nearby areas, use our Karnataka Gramin Bank branch finder. You can search by city, district, or state to find all Karnataka Gramin Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | PKGB0011086 |
| Bank Name: | Karnataka Gramin Bank |
| Branch Name: | Bhalki |
| Address: | TQ.BHALKI DIST.BIDAR |
| City: | Bhalki |
| District: | Bidar |
| State: | Karnataka |
| Pincode: | 585328 |
Payment Services Available
Karnataka Gramin Bank Bhalki Branch IFSC Code PKGB0011086 — Complete Banking Guide for Bhalki, Karnataka
IFSC code PKGB0011086 belongs to the Bhalki branch of Karnataka Gramin Bank in Bhalki, Bidar district, Karnataka. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC PKGB0011086 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Karnataka Gramin Bank, Bhalki Branch
The Bhalki branch of Karnataka Gramin Bank in Bhalki, Karnataka serves retail and corporate customers in Bidar district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC PKGB0011086 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC PKGB0011086
Four primary digital payment rails use IFSC PKGB0011086 for transfers to Karnataka Gramin Bank, Bhalki: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC PKGB0011086 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Bhalki branch of Karnataka Gramin Bank in Bhalki carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC PKGB0011086 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC PKGB0011086 Before Transferring
Before initiating any high-value transfer to IFSC PKGB0011086, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Karnataka Gramin Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Karnataka Gramin Bank Bhalki, Bhalki IFSC
What is the IFSC of Karnataka Gramin Bank Bhalki in Bhalki?
The IFSC of Karnataka Gramin Bank, Bhalki branch in Bhalki, Karnataka is PKGB0011086. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC PKGB0011086?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC PKGB0011086 to route funds to Karnataka Gramin Bank, Bhalki, Bhalki.
Who assigns IFSC codes like PKGB0011086?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Karnataka Gramin Bank applied for the IFSC for its Bhalki branch in Bhalki, and RBI issued PKGB0011086 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC PKGB0011086 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC PKGB0011086 at Karnataka Gramin Bank, Bhalki, Bhalki. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC PKGB0011086.
About IFSC Code PKGB0011086
IFSC Code PKGB0011086 belongs to Karnataka Gramin Bank branch Bhalki located in Bhalki, Bidar, Karnataka.
Branch Information
- IFSC Code: PKGB0011086
- Bank: Karnataka Gramin Bank
- Branch: Bhalki
- Address: TQ.BHALKI DIST.BIDAR
- City: Bhalki
- District: Bidar
- State: Karnataka
- Pincode: 585328
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available