IFSC Code PKGB0011112 - Karnataka Gramin Bank Desai Kallur
TQ.AFZALPUR DIST.GULBARGA
Quick Info
IFSC: PKGB0011112
District: GULBARGA
Status: Active
About Karnataka Gramin Bank Desai Kallur
IFSC Code PKGB0011112 belongs to Karnataka Gramin Bank Desai Kallur branch located in Afzalpur, Gulbarga, Karnataka. This branch serves customers in Afzalpur, Gulbarga, Karnataka and surrounding areas.
Understanding IFSC Code PKGB0011112
The IFSC (Indian Financial System Code) PKGB0011112 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (PKGB): Bank code identifying Karnataka Gramin Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (011112): Unique branch identifier for Desai Kallur
Electronic Fund Transfer Services
IFSC Code PKGB0011112 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Karnataka Gramin Bank Desai Kallur branch is located at TQ.AFZALPUR DIST.GULBARGA in Afzalpur, Gulbarga, Karnataka. This location serves customers in Afzalpur, Gulbarga, Karnataka and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code PKGB0011112 to ensure the transaction is routed correctly.
How to Use IFSC Code PKGB0011112
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: PKGB0011112 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Karnataka Gramin Bank Branches
If you're looking for other Karnataka Gramin Bank branches in Afzalpur, Gulbarga, Karnataka or nearby areas, use our Karnataka Gramin Bank branch finder. You can search by city, district, or state to find all Karnataka Gramin Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | PKGB0011112 |
| Bank Name: | Karnataka Gramin Bank |
| Branch Name: | Desai Kallur |
| Address: | TQ.AFZALPUR DIST.GULBARGA |
| City: | Afzalpur |
| District: | Gulbarga |
| State: | Karnataka |
Payment Services Available
Karnataka Gramin Bank Desai Kallur Branch IFSC Code PKGB0011112 — Complete Banking Guide for Afzalpur, Karnataka
IFSC code PKGB0011112 belongs to the Desai Kallur branch of Karnataka Gramin Bank in Afzalpur, Gulbarga district, Karnataka. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC PKGB0011112 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Karnataka Gramin Bank, Desai Kallur Branch
The Desai Kallur branch of Karnataka Gramin Bank in Afzalpur, Karnataka serves retail and corporate customers in Gulbarga district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC PKGB0011112 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC PKGB0011112
Four primary digital payment rails use IFSC PKGB0011112 for transfers to Karnataka Gramin Bank, Desai Kallur: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC PKGB0011112 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Desai Kallur branch of Karnataka Gramin Bank in Afzalpur carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC PKGB0011112 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC PKGB0011112 Before Transferring
Before initiating any high-value transfer to IFSC PKGB0011112, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Karnataka Gramin Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Karnataka Gramin Bank Desai Kallur, Afzalpur IFSC
What is the IFSC of Karnataka Gramin Bank Desai Kallur in Afzalpur?
The IFSC of Karnataka Gramin Bank, Desai Kallur branch in Afzalpur, Karnataka is PKGB0011112. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC PKGB0011112?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC PKGB0011112 to route funds to Karnataka Gramin Bank, Desai Kallur, Afzalpur.
Who assigns IFSC codes like PKGB0011112?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Karnataka Gramin Bank applied for the IFSC for its Desai Kallur branch in Afzalpur, and RBI issued PKGB0011112 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC PKGB0011112 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC PKGB0011112 at Karnataka Gramin Bank, Desai Kallur, Afzalpur. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC PKGB0011112.
About IFSC Code PKGB0011112
IFSC Code PKGB0011112 belongs to Karnataka Gramin Bank branch Desai Kallur located in Afzalpur, Gulbarga, Karnataka.
Branch Information
- IFSC Code: PKGB0011112
- Bank: Karnataka Gramin Bank
- Branch: Desai Kallur
- Address: TQ.AFZALPUR DIST.GULBARGA
- City: Afzalpur
- District: Gulbarga
- State: Karnataka
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available