IFSC Code PKGB0011149 - Karnataka Gramin Bank Kamalanagar
TQ.ALAND DIST.GULBARGA
Quick Info
IFSC: PKGB0011149
Pincode: 585302
District: Gulbarga
Status: Active
About Karnataka Gramin Bank Kamalanagar
IFSC Code PKGB0011149 belongs to Karnataka Gramin Bank Kamalanagar branch located in Aland, Gulbarga, Karnataka. This branch serves customers in Aland, Gulbarga, Karnataka and surrounding areas.
Understanding IFSC Code PKGB0011149
The IFSC (Indian Financial System Code) PKGB0011149 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (PKGB): Bank code identifying Karnataka Gramin Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (011149): Unique branch identifier for Kamalanagar
Electronic Fund Transfer Services
IFSC Code PKGB0011149 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Karnataka Gramin Bank Kamalanagar branch is located at TQ.ALAND DIST.GULBARGA (Pincode: 585302) in Aland, Gulbarga, Karnataka. This location serves customers in Aland, Gulbarga, Karnataka and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code PKGB0011149 to ensure the transaction is routed correctly.
How to Use IFSC Code PKGB0011149
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: PKGB0011149 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Karnataka Gramin Bank Branches
If you're looking for other Karnataka Gramin Bank branches in Aland, Gulbarga, Karnataka or nearby areas, use our Karnataka Gramin Bank branch finder. You can search by city, district, or state to find all Karnataka Gramin Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | PKGB0011149 |
| Bank Name: | Karnataka Gramin Bank |
| Branch Name: | Kamalanagar |
| Address: | TQ.ALAND DIST.GULBARGA |
| City: | Aland |
| District: | Gulbarga |
| State: | Karnataka |
| Pincode: | 585302 |
Payment Services Available
Karnataka Gramin Bank Kamalanagar Branch IFSC Code PKGB0011149 — Complete Banking Guide for Aland, Karnataka
IFSC code PKGB0011149 belongs to the Kamalanagar branch of Karnataka Gramin Bank in Aland, Gulbarga district, Karnataka. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC PKGB0011149 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Karnataka Gramin Bank, Kamalanagar Branch
The Kamalanagar branch of Karnataka Gramin Bank in Aland, Karnataka serves retail and corporate customers in Gulbarga district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC PKGB0011149 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC PKGB0011149
Four primary digital payment rails use IFSC PKGB0011149 for transfers to Karnataka Gramin Bank, Kamalanagar: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC PKGB0011149 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Kamalanagar branch of Karnataka Gramin Bank in Aland carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC PKGB0011149 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC PKGB0011149 Before Transferring
Before initiating any high-value transfer to IFSC PKGB0011149, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Karnataka Gramin Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Karnataka Gramin Bank Kamalanagar, Aland IFSC
What is the IFSC of Karnataka Gramin Bank Kamalanagar in Aland?
The IFSC of Karnataka Gramin Bank, Kamalanagar branch in Aland, Karnataka is PKGB0011149. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC PKGB0011149?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC PKGB0011149 to route funds to Karnataka Gramin Bank, Kamalanagar, Aland.
Who assigns IFSC codes like PKGB0011149?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Karnataka Gramin Bank applied for the IFSC for its Kamalanagar branch in Aland, and RBI issued PKGB0011149 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC PKGB0011149 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC PKGB0011149 at Karnataka Gramin Bank, Kamalanagar, Aland. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC PKGB0011149.
About IFSC Code PKGB0011149
IFSC Code PKGB0011149 belongs to Karnataka Gramin Bank branch Kamalanagar located in Aland, Gulbarga, Karnataka.
Branch Information
- IFSC Code: PKGB0011149
- Bank: Karnataka Gramin Bank
- Branch: Kamalanagar
- Address: TQ.ALAND DIST.GULBARGA
- City: Aland
- District: Gulbarga
- State: Karnataka
- Pincode: 585302
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available