Overview of IFSC Code PKGB0013472: The IFSC code PKGB0013472 uniquely identifies the Karnataka Gramin Bank branch located at Adargunchi in the Dharwad district of Karnataka. This 11-digit alphanumeric code is mandatory for routing electronic fund transfers like NEFT, RTGS, and IMPS to the correct bank account.

IFSC Code PKGB0013472 - Karnataka Gramin Bank Adargunchi

PKGB0013472 Karnataka Gramin Bank Adargunchi Dharwad Karnataka

HUBBALLI TQ DHARWAD DIST

View all Karnataka Gramin Bank branches
Quick Info

IFSC: PKGB0013472

District: DHARWAD

Status: Active

About Karnataka Gramin Bank Adargunchi

IFSC Code PKGB0013472 belongs to Karnataka Gramin Bank Adargunchi branch located in Adargunchi, Dharwad, Karnataka. This branch serves customers in Adargunchi, Dharwad, Karnataka and surrounding areas.

Understanding IFSC Code PKGB0013472

The IFSC (Indian Financial System Code) PKGB0013472 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:

  • First 4 characters (PKGB): Bank code identifying Karnataka Gramin Bank
  • 5th character (0): Reserved for future use (always 0)
  • Last 6 characters (013472): Unique branch identifier for Adargunchi
Electronic Fund Transfer Services

IFSC Code PKGB0013472 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:

NEFT (National Electronic Funds Transfer)

Batch processing system for fund transfers. Available Yes at this branch.

Processing: Multiple batches daily, typically settles within 2 hours during banking hours.

RTGS (Real Time Gross Settlement)

Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.

Processing: Real-time settlement, typically within minutes during RTGS hours.

IMPS (Immediate Payment Service)

24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.

Processing: Instant transfer, available 24/7 including holidays.

UPI (Unified Payments Interface)

Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.

Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.

Branch Location and Accessibility

The Karnataka Gramin Bank Adargunchi branch is located at HUBBALLI TQ DHARWAD DIST in Adargunchi, Dharwad, Karnataka. This location serves customers in Adargunchi, Dharwad, Karnataka and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code PKGB0013472 to ensure the transaction is routed correctly.

How to Use IFSC Code PKGB0013472

When making online fund transfers to an account at this branch, you will need:

  1. IFSC Code: PKGB0013472 (for NEFT, RTGS, IMPS)
  2. Account Number: The recipient's account number
  3. Account Holder Name: As registered with the bank
Important: Always verify the IFSC code before initiating any fund transfer. Incorrect IFSC codes can result in failed transactions or funds being sent to the wrong branch. This IFSC code information is verified from official Reserve Bank of India (RBI) records and is updated regularly to ensure accuracy.
Finding Other Karnataka Gramin Bank Branches

If you're looking for other Karnataka Gramin Bank branches in Adargunchi, Dharwad, Karnataka or nearby areas, use our Karnataka Gramin Bank branch finder. You can search by city, district, or state to find all Karnataka Gramin Bank branches with their respective IFSC codes.

Branch Details
IFSC Code: PKGB0013472
Bank Name: Karnataka Gramin Bank
Branch Name: Adargunchi
Address: HUBBALLI TQ DHARWAD DIST
City: Adargunchi
District: Dharwad
State: Karnataka
Payment Services Available
NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available
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Karnataka Gramin Bank Adargunchi Branch IFSC Code PKGB0013472 — Complete Banking Guide for Adargunchi, Karnataka

IFSC code PKGB0013472 belongs to the Adargunchi branch of Karnataka Gramin Bank in Adargunchi, Dharwad district, Karnataka. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC PKGB0013472 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.

About Karnataka Gramin Bank, Adargunchi Branch

The Adargunchi branch of Karnataka Gramin Bank in Adargunchi, Karnataka serves retail and corporate customers in Dharwad district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC PKGB0013472 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.

Payment Methods Using IFSC PKGB0013472

Four primary digital payment rails use IFSC PKGB0013472 for transfers to Karnataka Gramin Bank, Adargunchi: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC PKGB0013472 against the RBI IFSC master list before processing the payment.

MICR Code and Branch Details

In addition to the IFSC, the Adargunchi branch of Karnataka Gramin Bank in Adargunchi carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC PKGB0013472 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.

How to Verify IFSC PKGB0013472 Before Transferring

Before initiating any high-value transfer to IFSC PKGB0013472, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Karnataka Gramin Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.

FAQs — Karnataka Gramin Bank Adargunchi, Adargunchi IFSC

What is the IFSC of Karnataka Gramin Bank Adargunchi in Adargunchi?

The IFSC of Karnataka Gramin Bank, Adargunchi branch in Adargunchi, Karnataka is PKGB0013472. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.

What is the minimum amount for NEFT to IFSC PKGB0013472?

There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC PKGB0013472 to route funds to Karnataka Gramin Bank, Adargunchi, Adargunchi.

Who assigns IFSC codes like PKGB0013472?

The Reserve Bank of India (RBI) assigns all IFSC codes in India. Karnataka Gramin Bank applied for the IFSC for its Adargunchi branch in Adargunchi, and RBI issued PKGB0013472 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.

Can I use IFSC PKGB0013472 for UPI payments?

UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC PKGB0013472 at Karnataka Gramin Bank, Adargunchi, Adargunchi. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC PKGB0013472.

About IFSC Code PKGB0013472

IFSC Code PKGB0013472 belongs to Karnataka Gramin Bank branch Adargunchi located in Adargunchi, Dharwad, Karnataka.

Branch Information

  • IFSC Code: PKGB0013472
  • Bank: Karnataka Gramin Bank
  • Branch: Adargunchi
  • Address: HUBBALLI TQ DHARWAD DIST
  • City: Adargunchi
  • District: Dharwad
  • State: Karnataka

Payment Services

  • NEFT: Available
  • RTGS: Available
  • IMPS: Available
  • UPI: Available
Note: IFSC (Indian Financial System Code) is an 11-character code used to identify bank branches for electronic fund transfers (NEFT, RTGS, IMPS). Always verify the IFSC code before initiating any transaction.

Frequently Asked Questions

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches for electronic fund transfers. You can find IFSC code using our IFSC code search tool by entering the bank name, branch name, or the IFSC code itself.

To check IFSC code, use our IFSC code search tool. Enter the bank name and branch name, or search by IFSC code directly. You can also find banks near me by searching with your location.

IFSC code format consists of 11 characters: first 4 characters represent the bank name, followed by a zero (0), and the last 6 characters represent the branch code. For example, HDFC0001234 where HDFC is the bank code and 001234 is the branch code.

To find banks near me, use our IFSC finder tool. Enter your city or location, and we will show you all nearby bank branches with their IFSC codes, addresses, and contact details.

IFSC code is used for electronic fund transfers (NEFT, RTGS, IMPS) and is 11 characters long. MICR code is used for cheque processing and is 9 digits long. Both codes uniquely identify a bank branch.

You can verify IFSC code using our check IFSC code tool. Enter the IFSC code, and we will display the complete branch details including bank name, branch name, address, and available payment services (NEFT, RTGS, IMPS, UPI).

Yes, IFSC code is required for all electronic fund transfer methods including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service). Our tool shows which services are available for each branch.

To get IFSC code by bank name and branch, use our search tool. Select "Search by Bank & Branch" option, enter the bank name (e.g., Karnataka Gramin Bank) and branch name, and we will display the complete IFSC code details.