IFSC Code PKGB0013473 - Karnataka Gramin Bank Bannur
SHIGGAON TQ HAVERI DIST
Quick Info
IFSC: PKGB0013473
District: HAVERI
Status: Active
About Karnataka Gramin Bank Bannur
IFSC Code PKGB0013473 belongs to Karnataka Gramin Bank Bannur branch located in Bannur, Haveri, Karnataka. This branch serves customers in Bannur, Haveri, Karnataka and surrounding areas.
Understanding IFSC Code PKGB0013473
The IFSC (Indian Financial System Code) PKGB0013473 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (PKGB): Bank code identifying Karnataka Gramin Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (013473): Unique branch identifier for Bannur
Electronic Fund Transfer Services
IFSC Code PKGB0013473 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Karnataka Gramin Bank Bannur branch is located at SHIGGAON TQ HAVERI DIST in Bannur, Haveri, Karnataka. This location serves customers in Bannur, Haveri, Karnataka and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code PKGB0013473 to ensure the transaction is routed correctly.
How to Use IFSC Code PKGB0013473
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: PKGB0013473 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Karnataka Gramin Bank Branches
If you're looking for other Karnataka Gramin Bank branches in Bannur, Haveri, Karnataka or nearby areas, use our Karnataka Gramin Bank branch finder. You can search by city, district, or state to find all Karnataka Gramin Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | PKGB0013473 |
| Bank Name: | Karnataka Gramin Bank |
| Branch Name: | Bannur |
| Address: | SHIGGAON TQ HAVERI DIST |
| City: | Bannur |
| District: | Haveri |
| State: | Karnataka |
Payment Services Available
Karnataka Gramin Bank Bannur Branch IFSC Code PKGB0013473 — Complete Banking Guide for Bannur, Karnataka
IFSC code PKGB0013473 belongs to the Bannur branch of Karnataka Gramin Bank in Bannur, Haveri district, Karnataka. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC PKGB0013473 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Karnataka Gramin Bank, Bannur Branch
The Bannur branch of Karnataka Gramin Bank in Bannur, Karnataka serves retail and corporate customers in Haveri district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC PKGB0013473 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC PKGB0013473
Four primary digital payment rails use IFSC PKGB0013473 for transfers to Karnataka Gramin Bank, Bannur: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC PKGB0013473 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Bannur branch of Karnataka Gramin Bank in Bannur carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC PKGB0013473 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC PKGB0013473 Before Transferring
Before initiating any high-value transfer to IFSC PKGB0013473, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Karnataka Gramin Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Karnataka Gramin Bank Bannur, Bannur IFSC
What is the IFSC of Karnataka Gramin Bank Bannur in Bannur?
The IFSC of Karnataka Gramin Bank, Bannur branch in Bannur, Karnataka is PKGB0013473. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC PKGB0013473?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC PKGB0013473 to route funds to Karnataka Gramin Bank, Bannur, Bannur.
Who assigns IFSC codes like PKGB0013473?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Karnataka Gramin Bank applied for the IFSC for its Bannur branch in Bannur, and RBI issued PKGB0013473 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC PKGB0013473 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC PKGB0013473 at Karnataka Gramin Bank, Bannur, Bannur. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC PKGB0013473.
About IFSC Code PKGB0013473
IFSC Code PKGB0013473 belongs to Karnataka Gramin Bank branch Bannur located in Bannur, Haveri, Karnataka.
Branch Information
- IFSC Code: PKGB0013473
- Bank: Karnataka Gramin Bank
- Branch: Bannur
- Address: SHIGGAON TQ HAVERI DIST
- City: Bannur
- District: Haveri
- State: Karnataka
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available