IFSC Code PMEC0102323 - Prime Cooperative Bank Limited Nadiad Branch
1ST FLOOR AKSHAR MOTEL BUILDING OPP S T DEPOT SANTRAM ROAD NADIAD DIST KHEDA
Quick Info
IFSC: PMEC0102323
Pincode: 387001
District: Kheda
Status: Active
About Prime Cooperative Bank Limited Nadiad Branch
IFSC Code PMEC0102323 belongs to Prime Cooperative Bank Limited Nadiad Branch branch located in Nadiad, Kheda, Gujarat. This branch serves customers in Nadiad, Kheda, Gujarat and surrounding areas.
Understanding IFSC Code PMEC0102323
The IFSC (Indian Financial System Code) PMEC0102323 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (PMEC): Bank code identifying Prime Cooperative Bank Limited
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (102323): Unique branch identifier for Nadiad Branch
Electronic Fund Transfer Services
IFSC Code PMEC0102323 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Prime Cooperative Bank Limited Nadiad Branch branch is located at 1ST FLOOR AKSHAR MOTEL BUILDING OPP S T DEPOT SANTRAM ROAD NADIAD DIST KHEDA (Pincode: 387001) in Nadiad, Kheda, Gujarat. This location serves customers in Nadiad, Kheda, Gujarat and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code PMEC0102323 to ensure the transaction is routed correctly.
How to Use IFSC Code PMEC0102323
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: PMEC0102323 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Prime Cooperative Bank Limited Branches
If you're looking for other Prime Cooperative Bank Limited branches in Nadiad, Kheda, Gujarat or nearby areas, use our Prime Cooperative Bank Limited branch finder. You can search by city, district, or state to find all Prime Cooperative Bank Limited branches with their respective IFSC codes.
Branch Details
| IFSC Code: | PMEC0102323 |
| Bank Name: | Prime Cooperative Bank Limited |
| Branch Name: | Nadiad Branch |
| Address: | 1ST FLOOR AKSHAR MOTEL BUILDING OPP S T DEPOT SANTRAM ROAD NADIAD DIST KHEDA |
| City: | Nadiad |
| District: | Kheda |
| State: | Gujarat |
| Pincode: | 387001 |
Payment Services Available
Prime Cooperative Bank Limited Nadiad Branch Branch IFSC Code PMEC0102323 — Complete Banking Guide for Nadiad, Gujarat
IFSC code PMEC0102323 belongs to the Nadiad Branch branch of Prime Cooperative Bank Limited in Nadiad, Kheda district, Gujarat. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC PMEC0102323 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Prime Cooperative Bank Limited, Nadiad Branch Branch
The Nadiad Branch branch of Prime Cooperative Bank Limited in Nadiad, Gujarat serves retail and corporate customers in Kheda district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC PMEC0102323 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC PMEC0102323
Four primary digital payment rails use IFSC PMEC0102323 for transfers to Prime Cooperative Bank Limited, Nadiad Branch: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC PMEC0102323 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Nadiad Branch branch of Prime Cooperative Bank Limited in Nadiad carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC PMEC0102323 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC PMEC0102323 Before Transferring
Before initiating any high-value transfer to IFSC PMEC0102323, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Prime Cooperative Bank Limited's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Prime Cooperative Bank Limited Nadiad Branch, Nadiad IFSC
What is the IFSC of Prime Cooperative Bank Limited Nadiad Branch in Nadiad?
The IFSC of Prime Cooperative Bank Limited, Nadiad Branch branch in Nadiad, Gujarat is PMEC0102323. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC PMEC0102323?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC PMEC0102323 to route funds to Prime Cooperative Bank Limited, Nadiad Branch, Nadiad.
Who assigns IFSC codes like PMEC0102323?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Prime Cooperative Bank Limited applied for the IFSC for its Nadiad Branch branch in Nadiad, and RBI issued PMEC0102323 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC PMEC0102323 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC PMEC0102323 at Prime Cooperative Bank Limited, Nadiad Branch, Nadiad. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC PMEC0102323.
About IFSC Code PMEC0102323
IFSC Code PMEC0102323 belongs to Prime Cooperative Bank Limited branch Nadiad Branch located in Nadiad, Kheda, Gujarat.
Branch Information
- IFSC Code: PMEC0102323
- Bank: Prime Cooperative Bank Limited
- Branch: Nadiad Branch
- Address: 1ST FLOOR AKSHAR MOTEL BUILDING OPP S T DEPOT SANTRAM ROAD NADIAD DIST KHEDA
- City: Nadiad
- District: Kheda
- State: Gujarat
- Pincode: 387001
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available