IFSC Code PSIB0000084 - Punjab And Sind Bank Bhogpur
VILLAGE & POST OFFICE BHOGPUR DISTT. JALANDHAR-144201
Quick Info
IFSC: PSIB0000084
Pincode: 144201
District: Jalandhar
Status: Active
About Punjab And Sind Bank Bhogpur
IFSC Code PSIB0000084 belongs to Punjab And Sind Bank Bhogpur branch located in Bhogpur, Jalandhar, Punjab. This branch serves customers in Bhogpur, Jalandhar, Punjab and surrounding areas.
Understanding IFSC Code PSIB0000084
The IFSC (Indian Financial System Code) PSIB0000084 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (PSIB): Bank code identifying Punjab And Sind Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (000084): Unique branch identifier for Bhogpur
Electronic Fund Transfer Services
IFSC Code PSIB0000084 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Punjab And Sind Bank Bhogpur branch is located at VILLAGE & POST OFFICE BHOGPUR DISTT. JALANDHAR-144201 (Pincode: 144201) in Bhogpur, Jalandhar, Punjab. This location serves customers in Bhogpur, Jalandhar, Punjab and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code PSIB0000084 to ensure the transaction is routed correctly.
How to Use IFSC Code PSIB0000084
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: PSIB0000084 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Punjab And Sind Bank Branches
If you're looking for other Punjab And Sind Bank branches in Bhogpur, Jalandhar, Punjab or nearby areas, use our Punjab And Sind Bank branch finder. You can search by city, district, or state to find all Punjab And Sind Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | PSIB0000084 |
| Bank Name: | Punjab And Sind Bank |
| Branch Name: | Bhogpur |
| Address: | VILLAGE & POST OFFICE BHOGPUR DISTT. JALANDHAR-144201 |
| City: | Bhogpur |
| District: | Jalandhar |
| State: | Punjab |
| Pincode: | 144201 |
Payment Services Available
Punjab And Sind Bank Bhogpur Branch IFSC Code PSIB0000084 — Complete Banking Guide for Bhogpur, Punjab
IFSC code PSIB0000084 belongs to the Bhogpur branch of Punjab And Sind Bank in Bhogpur, Jalandhar district, Punjab. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC PSIB0000084 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Punjab And Sind Bank, Bhogpur Branch
The Bhogpur branch of Punjab And Sind Bank in Bhogpur, Punjab serves retail and corporate customers in Jalandhar district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC PSIB0000084 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC PSIB0000084
Four primary digital payment rails use IFSC PSIB0000084 for transfers to Punjab And Sind Bank, Bhogpur: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC PSIB0000084 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Bhogpur branch of Punjab And Sind Bank in Bhogpur carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC PSIB0000084 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC PSIB0000084 Before Transferring
Before initiating any high-value transfer to IFSC PSIB0000084, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Punjab And Sind Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Punjab And Sind Bank Bhogpur, Bhogpur IFSC
What is the IFSC of Punjab And Sind Bank Bhogpur in Bhogpur?
The IFSC of Punjab And Sind Bank, Bhogpur branch in Bhogpur, Punjab is PSIB0000084. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC PSIB0000084?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC PSIB0000084 to route funds to Punjab And Sind Bank, Bhogpur, Bhogpur.
Who assigns IFSC codes like PSIB0000084?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Punjab And Sind Bank applied for the IFSC for its Bhogpur branch in Bhogpur, and RBI issued PSIB0000084 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC PSIB0000084 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC PSIB0000084 at Punjab And Sind Bank, Bhogpur, Bhogpur. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC PSIB0000084.
About IFSC Code PSIB0000084
IFSC Code PSIB0000084 belongs to Punjab And Sind Bank branch Bhogpur located in Bhogpur, Jalandhar, Punjab.
Branch Information
- IFSC Code: PSIB0000084
- Bank: Punjab And Sind Bank
- Branch: Bhogpur
- Address: VILLAGE & POST OFFICE BHOGPUR DISTT. JALANDHAR-144201
- City: Bhogpur
- District: Jalandhar
- State: Punjab
- Pincode: 144201
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available