IFSC Code PSIB0020969 - Punjab And Sind Bank Navjeewan Complex Jhiley Road Newai Distt Tonk
NAVJEEWAN COMPLEX JHILEY ROAD NEWAI DISTT TONK RAJASTHAN-304021
Quick Info
IFSC: PSIB0020969
Pincode: 304021
District: Tonk
Status: Active
About Punjab And Sind Bank Navjeewan Complex Jhiley Road Newai Distt Tonk
IFSC Code PSIB0020969 belongs to Punjab And Sind Bank Navjeewan Complex Jhiley Road Newai Distt Tonk branch located in Newai, Tonk, Rajasthan. This branch serves customers in Newai, Tonk, Rajasthan and surrounding areas.
Understanding IFSC Code PSIB0020969
The IFSC (Indian Financial System Code) PSIB0020969 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (PSIB): Bank code identifying Punjab And Sind Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (020969): Unique branch identifier for Navjeewan Complex Jhiley Road Newai Distt Tonk
Electronic Fund Transfer Services
IFSC Code PSIB0020969 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Punjab And Sind Bank Navjeewan Complex Jhiley Road Newai Distt Tonk branch is located at NAVJEEWAN COMPLEX JHILEY ROAD NEWAI DISTT TONK RAJASTHAN-304021 (Pincode: 304021) in Newai, Tonk, Rajasthan. This location serves customers in Newai, Tonk, Rajasthan and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code PSIB0020969 to ensure the transaction is routed correctly.
How to Use IFSC Code PSIB0020969
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: PSIB0020969 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Punjab And Sind Bank Branches
If you're looking for other Punjab And Sind Bank branches in Newai, Tonk, Rajasthan or nearby areas, use our Punjab And Sind Bank branch finder. You can search by city, district, or state to find all Punjab And Sind Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | PSIB0020969 |
| Bank Name: | Punjab And Sind Bank |
| Branch Name: | Navjeewan Complex Jhiley Road Newai Distt Tonk |
| Address: | NAVJEEWAN COMPLEX JHILEY ROAD NEWAI DISTT TONK RAJASTHAN-304021 |
| City: | Newai |
| District: | Tonk |
| State: | Rajasthan |
| Pincode: | 304021 |
Payment Services Available
Punjab And Sind Bank Navjeewan Complex Jhiley Road Newai Distt Tonk Branch IFSC Code PSIB0020969 — Complete Banking Guide for Newai, Rajasthan
IFSC code PSIB0020969 belongs to the Navjeewan Complex Jhiley Road Newai Distt Tonk branch of Punjab And Sind Bank in Newai, Tonk district, Rajasthan. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC PSIB0020969 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Punjab And Sind Bank, Navjeewan Complex Jhiley Road Newai Distt Tonk Branch
The Navjeewan Complex Jhiley Road Newai Distt Tonk branch of Punjab And Sind Bank in Newai, Rajasthan serves retail and corporate customers in Tonk district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC PSIB0020969 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC PSIB0020969
Four primary digital payment rails use IFSC PSIB0020969 for transfers to Punjab And Sind Bank, Navjeewan Complex Jhiley Road Newai Distt Tonk: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC PSIB0020969 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Navjeewan Complex Jhiley Road Newai Distt Tonk branch of Punjab And Sind Bank in Newai carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC PSIB0020969 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC PSIB0020969 Before Transferring
Before initiating any high-value transfer to IFSC PSIB0020969, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Punjab And Sind Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Punjab And Sind Bank Navjeewan Complex Jhiley Road Newai Distt Tonk, Newai IFSC
What is the IFSC of Punjab And Sind Bank Navjeewan Complex Jhiley Road Newai Distt Tonk in Newai?
The IFSC of Punjab And Sind Bank, Navjeewan Complex Jhiley Road Newai Distt Tonk branch in Newai, Rajasthan is PSIB0020969. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC PSIB0020969?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC PSIB0020969 to route funds to Punjab And Sind Bank, Navjeewan Complex Jhiley Road Newai Distt Tonk, Newai.
Who assigns IFSC codes like PSIB0020969?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Punjab And Sind Bank applied for the IFSC for its Navjeewan Complex Jhiley Road Newai Distt Tonk branch in Newai, and RBI issued PSIB0020969 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC PSIB0020969 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC PSIB0020969 at Punjab And Sind Bank, Navjeewan Complex Jhiley Road Newai Distt Tonk, Newai. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC PSIB0020969.
About IFSC Code PSIB0020969
IFSC Code PSIB0020969 belongs to Punjab And Sind Bank branch Navjeewan Complex Jhiley Road Newai Distt Tonk located in Newai, Tonk, Rajasthan.
Branch Information
- IFSC Code: PSIB0020969
- Bank: Punjab And Sind Bank
- Branch: Navjeewan Complex Jhiley Road Newai Distt Tonk
- Address: NAVJEEWAN COMPLEX JHILEY ROAD NEWAI DISTT TONK RAJASTHAN-304021
- City: Newai
- District: Tonk
- State: Rajasthan
- Pincode: 304021
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available