IFSC Code PSIB0021136 - Punjab And Sind Bank Vapi
SHOP NO 13/14 TIRUPATI PLAZA VAPI DAMAN RD VAPI DISTT VALSAD GUJRAT-396195
Quick Info
IFSC: PSIB0021136
Pincode: 396195
District: Valsad
Status: Active
About Punjab And Sind Bank Vapi
IFSC Code PSIB0021136 belongs to Punjab And Sind Bank Vapi branch located in Vapi, Valsad, Gujarat. This branch serves customers in Vapi, Valsad, Gujarat and surrounding areas.
Understanding IFSC Code PSIB0021136
The IFSC (Indian Financial System Code) PSIB0021136 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (PSIB): Bank code identifying Punjab And Sind Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (021136): Unique branch identifier for Vapi
Electronic Fund Transfer Services
IFSC Code PSIB0021136 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Punjab And Sind Bank Vapi branch is located at SHOP NO 13/14 TIRUPATI PLAZA VAPI DAMAN RD VAPI DISTT VALSAD GUJRAT-396195 (Pincode: 396195) in Vapi, Valsad, Gujarat. This location serves customers in Vapi, Valsad, Gujarat and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code PSIB0021136 to ensure the transaction is routed correctly.
How to Use IFSC Code PSIB0021136
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: PSIB0021136 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Punjab And Sind Bank Branches
If you're looking for other Punjab And Sind Bank branches in Vapi, Valsad, Gujarat or nearby areas, use our Punjab And Sind Bank branch finder. You can search by city, district, or state to find all Punjab And Sind Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | PSIB0021136 |
| Bank Name: | Punjab And Sind Bank |
| Branch Name: | Vapi |
| Address: | SHOP NO 13/14 TIRUPATI PLAZA VAPI DAMAN RD VAPI DISTT VALSAD GUJRAT-396195 |
| City: | Vapi |
| District: | Valsad |
| State: | Gujarat |
| Pincode: | 396195 |
Payment Services Available
Punjab And Sind Bank Vapi Branch IFSC Code PSIB0021136 — Complete Banking Guide for Vapi, Gujarat
IFSC code PSIB0021136 belongs to the Vapi branch of Punjab And Sind Bank in Vapi, Valsad district, Gujarat. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC PSIB0021136 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Punjab And Sind Bank, Vapi Branch
The Vapi branch of Punjab And Sind Bank in Vapi, Gujarat serves retail and corporate customers in Valsad district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC PSIB0021136 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC PSIB0021136
Four primary digital payment rails use IFSC PSIB0021136 for transfers to Punjab And Sind Bank, Vapi: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC PSIB0021136 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Vapi branch of Punjab And Sind Bank in Vapi carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC PSIB0021136 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC PSIB0021136 Before Transferring
Before initiating any high-value transfer to IFSC PSIB0021136, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Punjab And Sind Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Punjab And Sind Bank Vapi, Vapi IFSC
What is the IFSC of Punjab And Sind Bank Vapi in Vapi?
The IFSC of Punjab And Sind Bank, Vapi branch in Vapi, Gujarat is PSIB0021136. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC PSIB0021136?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC PSIB0021136 to route funds to Punjab And Sind Bank, Vapi, Vapi.
Who assigns IFSC codes like PSIB0021136?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Punjab And Sind Bank applied for the IFSC for its Vapi branch in Vapi, and RBI issued PSIB0021136 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC PSIB0021136 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC PSIB0021136 at Punjab And Sind Bank, Vapi, Vapi. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC PSIB0021136.
About IFSC Code PSIB0021136
IFSC Code PSIB0021136 belongs to Punjab And Sind Bank branch Vapi located in Vapi, Valsad, Gujarat.
Branch Information
- IFSC Code: PSIB0021136
- Bank: Punjab And Sind Bank
- Branch: Vapi
- Address: SHOP NO 13/14 TIRUPATI PLAZA VAPI DAMAN RD VAPI DISTT VALSAD GUJRAT-396195
- City: Vapi
- District: Valsad
- State: Gujarat
- Pincode: 396195
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available