IFSC Code PSIB0021290 - Punjab And Sind Bank Barhwa Usb
VILL AND PO BARHWA TEHSIL ANANDPUR SAHIB DISTT RUPNAGAR 140117
Quick Info
IFSC: PSIB0021290
Pincode: 140117
District: Rupnagar
Status: Active
About Punjab And Sind Bank Barhwa Usb
IFSC Code PSIB0021290 belongs to Punjab And Sind Bank Barhwa Usb branch located in Anandpur Sahib, Rupnagar, Punjab. This branch serves customers in Anandpur Sahib, Rupnagar, Punjab and surrounding areas.
Understanding IFSC Code PSIB0021290
The IFSC (Indian Financial System Code) PSIB0021290 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (PSIB): Bank code identifying Punjab And Sind Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (021290): Unique branch identifier for Barhwa Usb
Electronic Fund Transfer Services
IFSC Code PSIB0021290 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Punjab And Sind Bank Barhwa Usb branch is located at VILL AND PO BARHWA TEHSIL ANANDPUR SAHIB DISTT RUPNAGAR 140117 (Pincode: 140117) in Anandpur Sahib, Rupnagar, Punjab. This location serves customers in Anandpur Sahib, Rupnagar, Punjab and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code PSIB0021290 to ensure the transaction is routed correctly.
How to Use IFSC Code PSIB0021290
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: PSIB0021290 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Punjab And Sind Bank Branches
If you're looking for other Punjab And Sind Bank branches in Anandpur Sahib, Rupnagar, Punjab or nearby areas, use our Punjab And Sind Bank branch finder. You can search by city, district, or state to find all Punjab And Sind Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | PSIB0021290 |
| Bank Name: | Punjab And Sind Bank |
| Branch Name: | Barhwa Usb |
| Address: | VILL AND PO BARHWA TEHSIL ANANDPUR SAHIB DISTT RUPNAGAR 140117 |
| City: | Anandpur Sahib |
| District: | Rupnagar |
| State: | Punjab |
| Pincode: | 140117 |
Payment Services Available
Punjab And Sind Bank Barhwa Usb Branch IFSC Code PSIB0021290 — Complete Banking Guide for Anandpur Sahib, Punjab
IFSC code PSIB0021290 belongs to the Barhwa Usb branch of Punjab And Sind Bank in Anandpur Sahib, Rupnagar district, Punjab. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC PSIB0021290 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Punjab And Sind Bank, Barhwa Usb Branch
The Barhwa Usb branch of Punjab And Sind Bank in Anandpur Sahib, Punjab serves retail and corporate customers in Rupnagar district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC PSIB0021290 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC PSIB0021290
Four primary digital payment rails use IFSC PSIB0021290 for transfers to Punjab And Sind Bank, Barhwa Usb: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC PSIB0021290 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Barhwa Usb branch of Punjab And Sind Bank in Anandpur Sahib carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC PSIB0021290 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC PSIB0021290 Before Transferring
Before initiating any high-value transfer to IFSC PSIB0021290, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Punjab And Sind Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Punjab And Sind Bank Barhwa Usb, Anandpur Sahib IFSC
What is the IFSC of Punjab And Sind Bank Barhwa Usb in Anandpur Sahib?
The IFSC of Punjab And Sind Bank, Barhwa Usb branch in Anandpur Sahib, Punjab is PSIB0021290. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC PSIB0021290?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC PSIB0021290 to route funds to Punjab And Sind Bank, Barhwa Usb, Anandpur Sahib.
Who assigns IFSC codes like PSIB0021290?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Punjab And Sind Bank applied for the IFSC for its Barhwa Usb branch in Anandpur Sahib, and RBI issued PSIB0021290 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC PSIB0021290 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC PSIB0021290 at Punjab And Sind Bank, Barhwa Usb, Anandpur Sahib. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC PSIB0021290.
About IFSC Code PSIB0021290
IFSC Code PSIB0021290 belongs to Punjab And Sind Bank branch Barhwa Usb located in Anandpur Sahib, Rupnagar, Punjab.
Branch Information
- IFSC Code: PSIB0021290
- Bank: Punjab And Sind Bank
- Branch: Barhwa Usb
- Address: VILL AND PO BARHWA TEHSIL ANANDPUR SAHIB DISTT RUPNAGAR 140117
- City: Anandpur Sahib
- District: Rupnagar
- State: Punjab
- Pincode: 140117
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available