IFSC Code PSIB0021647 - Punjab And Sind Bank Sakrai Timbo
REVENUE SURVEY NO 4 REVENUE ACCOUNT NUMBER 14 VILLEGE SAKRAI TIMBO TEHSIL BHUL DISTRICT KACHCHH 370110
Quick Info
IFSC: PSIB0021647
Pincode: 370110
District: Kachchh
Status: Active
About Punjab And Sind Bank Sakrai Timbo
IFSC Code PSIB0021647 belongs to Punjab And Sind Bank Sakrai Timbo branch located in Bhuj, Kachchh, Gujarat. This branch serves customers in Bhuj, Kachchh, Gujarat and surrounding areas.
Understanding IFSC Code PSIB0021647
The IFSC (Indian Financial System Code) PSIB0021647 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (PSIB): Bank code identifying Punjab And Sind Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (021647): Unique branch identifier for Sakrai Timbo
Electronic Fund Transfer Services
IFSC Code PSIB0021647 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Punjab And Sind Bank Sakrai Timbo branch is located at REVENUE SURVEY NO 4 REVENUE ACCOUNT NUMBER 14 VILLEGE SAKRAI TIMBO TEHSIL BHUL DISTRICT KACHCHH 370110 (Pincode: 370110) in Bhuj, Kachchh, Gujarat. This location serves customers in Bhuj, Kachchh, Gujarat and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code PSIB0021647 to ensure the transaction is routed correctly.
How to Use IFSC Code PSIB0021647
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: PSIB0021647 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Punjab And Sind Bank Branches
If you're looking for other Punjab And Sind Bank branches in Bhuj, Kachchh, Gujarat or nearby areas, use our Punjab And Sind Bank branch finder. You can search by city, district, or state to find all Punjab And Sind Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | PSIB0021647 |
| Bank Name: | Punjab And Sind Bank |
| Branch Name: | Sakrai Timbo |
| Address: | REVENUE SURVEY NO 4 REVENUE ACCOUNT NUMBER 14 VILLEGE SAKRAI TIMBO TEHSIL BHUL DISTRICT KACHCHH 370110 |
| City: | Bhuj |
| District: | Kachchh |
| State: | Gujarat |
| Pincode: | 370110 |
Payment Services Available
Punjab And Sind Bank Sakrai Timbo Branch IFSC Code PSIB0021647 — Complete Banking Guide for Bhuj, Gujarat
IFSC code PSIB0021647 belongs to the Sakrai Timbo branch of Punjab And Sind Bank in Bhuj, Kachchh district, Gujarat. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC PSIB0021647 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Punjab And Sind Bank, Sakrai Timbo Branch
The Sakrai Timbo branch of Punjab And Sind Bank in Bhuj, Gujarat serves retail and corporate customers in Kachchh district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC PSIB0021647 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC PSIB0021647
Four primary digital payment rails use IFSC PSIB0021647 for transfers to Punjab And Sind Bank, Sakrai Timbo: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC PSIB0021647 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Sakrai Timbo branch of Punjab And Sind Bank in Bhuj carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC PSIB0021647 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC PSIB0021647 Before Transferring
Before initiating any high-value transfer to IFSC PSIB0021647, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Punjab And Sind Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Punjab And Sind Bank Sakrai Timbo, Bhuj IFSC
What is the IFSC of Punjab And Sind Bank Sakrai Timbo in Bhuj?
The IFSC of Punjab And Sind Bank, Sakrai Timbo branch in Bhuj, Gujarat is PSIB0021647. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC PSIB0021647?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC PSIB0021647 to route funds to Punjab And Sind Bank, Sakrai Timbo, Bhuj.
Who assigns IFSC codes like PSIB0021647?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Punjab And Sind Bank applied for the IFSC for its Sakrai Timbo branch in Bhuj, and RBI issued PSIB0021647 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC PSIB0021647 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC PSIB0021647 at Punjab And Sind Bank, Sakrai Timbo, Bhuj. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC PSIB0021647.
About IFSC Code PSIB0021647
IFSC Code PSIB0021647 belongs to Punjab And Sind Bank branch Sakrai Timbo located in Bhuj, Kachchh, Gujarat.
Branch Information
- IFSC Code: PSIB0021647
- Bank: Punjab And Sind Bank
- Branch: Sakrai Timbo
- Address: REVENUE SURVEY NO 4 REVENUE ACCOUNT NUMBER 14 VILLEGE SAKRAI TIMBO TEHSIL BHUL DISTRICT KACHCHH 370110
- City: Bhuj
- District: Kachchh
- State: Gujarat
- Pincode: 370110
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available