IFSC Code PUNB0085620 - Punjab National Bank Asansol Hutton Rd
HUTTON RD.ASANSOL BURDWAN713301
Quick Info
IFSC: PUNB0085620
Pincode: 713301
District: Bardhaman
Status: Active
About Punjab National Bank Asansol Hutton Rd
IFSC Code PUNB0085620 belongs to Punjab National Bank Asansol Hutton Rd branch located in Asansol, Bardhaman, West Bengal. This branch serves customers in Asansol, Bardhaman, West Bengal and surrounding areas.
Understanding IFSC Code PUNB0085620
The IFSC (Indian Financial System Code) PUNB0085620 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (PUNB): Bank code identifying Punjab National Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (085620): Unique branch identifier for Asansol Hutton Rd
Electronic Fund Transfer Services
IFSC Code PUNB0085620 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Punjab National Bank Asansol Hutton Rd branch is located at HUTTON RD.ASANSOL BURDWAN713301 (Pincode: 713301) in Asansol, Bardhaman, West Bengal. This location serves customers in Asansol, Bardhaman, West Bengal and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code PUNB0085620 to ensure the transaction is routed correctly.
How to Use IFSC Code PUNB0085620
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: PUNB0085620 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Punjab National Bank Branches
If you're looking for other Punjab National Bank branches in Asansol, Bardhaman, West Bengal or nearby areas, use our Punjab National Bank branch finder. You can search by city, district, or state to find all Punjab National Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | PUNB0085620 |
| Bank Name: | Punjab National Bank |
| Branch Name: | Asansol Hutton Rd |
| Address: | HUTTON RD.ASANSOL BURDWAN713301 |
| City: | Asansol |
| District: | Bardhaman |
| State: | West Bengal |
| Pincode: | 713301 |
Payment Services Available
Punjab National Bank Asansol Hutton Rd Branch IFSC Code PUNB0085620 — Complete Banking Guide for Asansol, West Bengal
IFSC code PUNB0085620 belongs to the Asansol Hutton Rd branch of Punjab National Bank in Asansol, Bardhaman district, West Bengal. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC PUNB0085620 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Punjab National Bank, Asansol Hutton Rd Branch
The Asansol Hutton Rd branch of Punjab National Bank in Asansol, West Bengal serves retail and corporate customers in Bardhaman district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC PUNB0085620 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC PUNB0085620
Four primary digital payment rails use IFSC PUNB0085620 for transfers to Punjab National Bank, Asansol Hutton Rd: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC PUNB0085620 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Asansol Hutton Rd branch of Punjab National Bank in Asansol carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC PUNB0085620 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC PUNB0085620 Before Transferring
Before initiating any high-value transfer to IFSC PUNB0085620, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Punjab National Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Punjab National Bank Asansol Hutton Rd, Asansol IFSC
What is the IFSC of Punjab National Bank Asansol Hutton Rd in Asansol?
The IFSC of Punjab National Bank, Asansol Hutton Rd branch in Asansol, West Bengal is PUNB0085620. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC PUNB0085620?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC PUNB0085620 to route funds to Punjab National Bank, Asansol Hutton Rd, Asansol.
Who assigns IFSC codes like PUNB0085620?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Punjab National Bank applied for the IFSC for its Asansol Hutton Rd branch in Asansol, and RBI issued PUNB0085620 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC PUNB0085620 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC PUNB0085620 at Punjab National Bank, Asansol Hutton Rd, Asansol. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC PUNB0085620.
About IFSC Code PUNB0085620
IFSC Code PUNB0085620 belongs to Punjab National Bank branch Asansol Hutton Rd located in Asansol, Bardhaman, West Bengal.
Branch Information
- IFSC Code: PUNB0085620
- Bank: Punjab National Bank
- Branch: Asansol Hutton Rd
- Address: HUTTON RD.ASANSOL BURDWAN713301
- City: Asansol
- District: Bardhaman
- State: West Bengal
- Pincode: 713301
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available