IFSC Code PUNB0205910 - Punjab National Bank Borsi Distt-durg
ANAND RAJ COMPLEX MAH NEW ADARSH NAGAR BORS 491001
Quick Info
IFSC: PUNB0205910
Pincode: 491001
District: Durg
Status: Active
About Punjab National Bank Borsi Distt-durg
IFSC Code PUNB0205910 belongs to Punjab National Bank Borsi Distt-durg branch located in Durg, Durg, Chhattisgarh. This branch serves customers in Durg, Durg, Chhattisgarh and surrounding areas.
Understanding IFSC Code PUNB0205910
The IFSC (Indian Financial System Code) PUNB0205910 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (PUNB): Bank code identifying Punjab National Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (205910): Unique branch identifier for Borsi Distt-durg
Electronic Fund Transfer Services
IFSC Code PUNB0205910 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Punjab National Bank Borsi Distt-durg branch is located at ANAND RAJ COMPLEX MAH NEW ADARSH NAGAR BORS 491001 (Pincode: 491001) in Durg, Durg, Chhattisgarh. This location serves customers in Durg, Durg, Chhattisgarh and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code PUNB0205910 to ensure the transaction is routed correctly.
How to Use IFSC Code PUNB0205910
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: PUNB0205910 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Punjab National Bank Branches
If you're looking for other Punjab National Bank branches in Durg, Durg, Chhattisgarh or nearby areas, use our Punjab National Bank branch finder. You can search by city, district, or state to find all Punjab National Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | PUNB0205910 |
| Bank Name: | Punjab National Bank |
| Branch Name: | Borsi Distt-durg |
| Address: | ANAND RAJ COMPLEX MAH NEW ADARSH NAGAR BORS 491001 |
| City: | Durg |
| District: | Durg |
| State: | Chhattisgarh |
| Pincode: | 491001 |
Payment Services Available
Punjab National Bank Borsi Distt-durg Branch IFSC Code PUNB0205910 — Complete Banking Guide for Durg, Chhattisgarh
IFSC code PUNB0205910 belongs to the Borsi Distt-durg branch of Punjab National Bank in Durg, Durg district, Chhattisgarh. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC PUNB0205910 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Punjab National Bank, Borsi Distt-durg Branch
The Borsi Distt-durg branch of Punjab National Bank in Durg, Chhattisgarh serves retail and corporate customers in Durg district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC PUNB0205910 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC PUNB0205910
Four primary digital payment rails use IFSC PUNB0205910 for transfers to Punjab National Bank, Borsi Distt-durg: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC PUNB0205910 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Borsi Distt-durg branch of Punjab National Bank in Durg carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC PUNB0205910 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC PUNB0205910 Before Transferring
Before initiating any high-value transfer to IFSC PUNB0205910, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Punjab National Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Punjab National Bank Borsi Distt-durg, Durg IFSC
What is the IFSC of Punjab National Bank Borsi Distt-durg in Durg?
The IFSC of Punjab National Bank, Borsi Distt-durg branch in Durg, Chhattisgarh is PUNB0205910. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC PUNB0205910?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC PUNB0205910 to route funds to Punjab National Bank, Borsi Distt-durg, Durg.
Who assigns IFSC codes like PUNB0205910?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Punjab National Bank applied for the IFSC for its Borsi Distt-durg branch in Durg, and RBI issued PUNB0205910 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC PUNB0205910 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC PUNB0205910 at Punjab National Bank, Borsi Distt-durg, Durg. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC PUNB0205910.
About IFSC Code PUNB0205910
IFSC Code PUNB0205910 belongs to Punjab National Bank branch Borsi Distt-durg located in Durg, Durg, Chhattisgarh.
Branch Information
- IFSC Code: PUNB0205910
- Bank: Punjab National Bank
- Branch: Borsi Distt-durg
- Address: ANAND RAJ COMPLEX MAH NEW ADARSH NAGAR BORS 491001
- City: Durg
- District: Durg
- State: Chhattisgarh
- Pincode: 491001
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available