IFSC Code PUNB0450300 - Punjab National Bank Kala Amb
HM STEEL PREMISES TRILOK PUR ROADVPO KALA AMB
Quick Info
IFSC: PUNB0450300
District: KALA AMB
Status: Active
About Punjab National Bank Kala Amb
IFSC Code PUNB0450300 belongs to Punjab National Bank Kala Amb branch located in Kala Amb, Kala Amb, Himachal Pradesh. This branch serves customers in Kala Amb, Kala Amb, Himachal Pradesh and surrounding areas.
Understanding IFSC Code PUNB0450300
The IFSC (Indian Financial System Code) PUNB0450300 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (PUNB): Bank code identifying Punjab National Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (450300): Unique branch identifier for Kala Amb
Electronic Fund Transfer Services
IFSC Code PUNB0450300 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Punjab National Bank Kala Amb branch is located at HM STEEL PREMISES TRILOK PUR ROADVPO KALA AMB in Kala Amb, Kala Amb, Himachal Pradesh. This location serves customers in Kala Amb, Kala Amb, Himachal Pradesh and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code PUNB0450300 to ensure the transaction is routed correctly.
How to Use IFSC Code PUNB0450300
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: PUNB0450300 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Punjab National Bank Branches
If you're looking for other Punjab National Bank branches in Kala Amb, Kala Amb, Himachal Pradesh or nearby areas, use our Punjab National Bank branch finder. You can search by city, district, or state to find all Punjab National Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | PUNB0450300 |
| Bank Name: | Punjab National Bank |
| Branch Name: | Kala Amb |
| Address: | HM STEEL PREMISES TRILOK PUR ROADVPO KALA AMB |
| City: | Kala Amb |
| District: | Kala Amb |
| State: | Himachal Pradesh |
Payment Services Available
Punjab National Bank Kala Amb Branch IFSC Code PUNB0450300 — Complete Banking Guide for Kala Amb, Himachal Pradesh
IFSC code PUNB0450300 belongs to the Kala Amb branch of Punjab National Bank in Kala Amb, Kala Amb district, Himachal Pradesh. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC PUNB0450300 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Punjab National Bank, Kala Amb Branch
The Kala Amb branch of Punjab National Bank in Kala Amb, Himachal Pradesh serves retail and corporate customers in Kala Amb district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC PUNB0450300 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC PUNB0450300
Four primary digital payment rails use IFSC PUNB0450300 for transfers to Punjab National Bank, Kala Amb: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC PUNB0450300 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Kala Amb branch of Punjab National Bank in Kala Amb carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC PUNB0450300 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC PUNB0450300 Before Transferring
Before initiating any high-value transfer to IFSC PUNB0450300, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Punjab National Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Punjab National Bank Kala Amb, Kala Amb IFSC
What is the IFSC of Punjab National Bank Kala Amb in Kala Amb?
The IFSC of Punjab National Bank, Kala Amb branch in Kala Amb, Himachal Pradesh is PUNB0450300. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC PUNB0450300?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC PUNB0450300 to route funds to Punjab National Bank, Kala Amb, Kala Amb.
Who assigns IFSC codes like PUNB0450300?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Punjab National Bank applied for the IFSC for its Kala Amb branch in Kala Amb, and RBI issued PUNB0450300 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC PUNB0450300 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC PUNB0450300 at Punjab National Bank, Kala Amb, Kala Amb. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC PUNB0450300.
About IFSC Code PUNB0450300
IFSC Code PUNB0450300 belongs to Punjab National Bank branch Kala Amb located in Kala Amb, Kala Amb, Himachal Pradesh.
Branch Information
- IFSC Code: PUNB0450300
- Bank: Punjab National Bank
- Branch: Kala Amb
- Address: HM STEEL PREMISES TRILOK PUR ROADVPO KALA AMB
- City: Kala Amb
- District: Kala Amb
- State: Himachal Pradesh
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available